Louisville Federal Credit Union
Verified rate book
Current Louisville Federal Credit Union rates
16 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New and Used Autosauto_any | 4.690% APR | 4.690% | any | Standard |
| Motorcycle / Boats / Othermotorcycle | 6.290% APR | 6.290% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.690% APR | 5.690% | — | Standard |
| Second Mortgage (Fixed)heloc_fixed | 6.640% APR | 6.640% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.250% APR | 2.250% | — | Standard |
| Share Certificate Securedpersonal_secured | 2.750% APR | 2.750% | — | Standard |
| Signature Loanpersonal_unsecured | 8.490% APR | 8.490% | — | Standard |
| Vacation Loanpersonal | 9.990% APR | 9.990% | — | Standard |
| Quick Cash Loanpersonal | 24.000% APR | 24.000% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 9 Mo. Certificateshare_certificate_9mo | 4.00% APY | 4.00% | 9 mo | Standard |
| 1 Yr. Certificateshare_certificate_12mo | 4.50% APY | 4.50% | 12 mo | Standard |
| 6 Mo. Certificateshare_certificate_6mo | 4.50% APY | 4.50% | 6 mo | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rates Fees (up to 48 Months)other | 4.690% % | 4.690% | — | Standard |
| Rates Fees (up to 60 Months)other | 4.790% % | 4.790% | — | Standard |
| Rates Fees (up to 84 Months)other | 5.690% % | 5.690% | — | Standard |
| Rates Fees (up to 72 Months)other | 5.990% % | 5.990% | — | Standard |
Vehicle loans available from 4.69% APR. HELOC rates from 5.69% APR. Personal loan rates from 2.25% APR. Savings and certificate yields up to 4.50% APY.
Source: RateAPI.dev, verified from Louisville Federal Credit Union's official website
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About Louisville Federal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $34.9M
- Founded
- 1924
- Locations reported
- 3
- NCUA charter
- 62433
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Louisville Federal Credit Union
Membership eligibility from Louisville Federal Credit Union's own published criteria. How we verify this.
Membership via occupations (Federal Government Employees +2 more)
- OccupationFederal Government Employees, Federal Government Retirees, Federal Government contract employees
Cost to join: About $25 (a $0 membership fee plus a $25 minimum deposit).
Verified from Louisville Federal Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Louisville Federal Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Louisville Federal Credit Union ranks against Kentucky peers.
Frequently Asked Questions
What rates does Louisville Federal Credit Union offer?
Louisville Federal Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Louisville Federal Credit Union rates updated?
RateAPI verifies Louisville Federal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Louisville Federal Credit Union's rate data?
Rate data is collected directly from Louisville Federal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Louisville Federal Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Louisville Federal Credit Union offers vehicle loans from 4.69% APR.
What is Louisville Federal Credit Union's HELOC rate?
As of August 4, 2026, Louisville Federal Credit Union offers home equity lines of credit from 5.69% APR.
What is Louisville Federal Credit Union's personal loan rate?
As of August 4, 2026, Louisville Federal Credit Union offers personal loans from 2.25% APR.
What is Louisville Federal Credit Union's best CD rate?
As of August 4, 2026, Louisville Federal Credit Union offers savings and certificate (CD) yields up to 4.50% APY.
Related Rate Data
Compare Louisville Federal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Louisville Federal Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Louisville Federal Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/louisville-federal" \
-H "Authorization: Bearer YOUR_API_KEY"