Park Credit Union
Verified rate book
Current Park Credit Union rates
50 published offers verified as of August 4, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.083% APR | 6.083% | — | Standard |
| 30-Year Fixed30 year fixed | 6.083% APR | 6.083% | — | Standard |
| First Time Homebuyer 30-Year Fixed30 year fixed | 8.042% APR | 8.042% | — | Standard |
| West Louisville Mortgage 30-Year Fixed30 year fixed | 8.072% APR | 8.072% | — | Standard |
| 10/10 ARM10 10 arm | 6.561% APR | 6.561% | — | Standard |
| 5/5 ARM5 5 arm | 6.561% APR | 6.561% | — | Standard |
| 7/7 ARM7 7 arm | 6.844% APR | 6.844% | — | Standard |
| First Time Homebuyer 7/7 ARM7 1 arm | 7.464% APR | 7.464% | — | Standard |
| West Louisville Mortgage 7/7 ARM7 1 arm | 7.493% APR | 7.493% | — | Standard |
| Mortgageother | 6.375% APR | 6.375% | — | Standard |
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 48-Month Auto Loanauto_any_48mo | 5.240% APR | 5.240% | 48 mo | Standard |
| Auto Loans (49 - 60 Months)auto_any_60mo | 5.990% APR | 5.990% | 60 mo | Standard |
| Auto Loans (61 - 72 Months)auto_any_72mo | 6.490% APR | 6.490% | 72 mo | Standard |
| Auto Loans (73 - 84 Months)auto_any_84mo | 7.240% APR | 7.240% | 84 mo | Standard |
| Auto Loans (85 - 96 Months)auto_any_96mo | 8.240% APR | 8.240% | 96 mo | Standard |
| Up to 48-Month Motorcycle Loanmotorcycle_any_48mo | 8.240% APR | 8.240% | 48 mo | Standard |
| Motorcycle Loans (49 - 60 Months)motorcycle_any_60mo | 8.490% APR | 8.490% | 60 mo | Standard |
| RV Boat Loans (Up to 60 Months)rv_any_60mo | 8.740% APR | 8.740% | 60 mo | Standard |
| Motorcycle Loans (61 - 72 Months)motorcycle_any_72mo | 8.990% APR | 8.990% | 72 mo | Standard |
| RV Boat Loans (61 - 120 Months)rv_any_120mo | 9.240% APR | 9.240% | 120 mo | Standard |
| Motorcycle Loans (73 - 84 Months)motorcycle_any_84mo | 9.490% APR | 9.490% | 84 mo | Standard |
| RV Boat Loans (121 - 180 Months)rv_any_180mo | 9.740% APR | 9.740% | 180 mo | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 11.240% APR | 11.240% | 60 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 11.240% APR | 11.240% | — | Standard |
| 12-Month Credit Builder Loanpersonal_unsecured_12mo | 12.240% APR | 12.240% | 12 mo | Standard |
| Personal Loans (61 - 72 Months)personal_unsecured_72mo | 14.240% APR | 14.240% | 72 mo | Standard |
Savings & CD rates
23 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRAira | 0.07% APY | 0.07% | — | Standard |
| Regular Accountsavings | 0.07% APY | 0.07% | — | Standard |
| $1,000 To $49,999.99savings | 0.45% APY | 0.45% | — | Standard |
| Money Marketmoney_market | 0.45% APY | 0.45% | — | Standard |
| $50,000 - $149,999.99savings | 0.99% APY | 0.99% | — | Standard |
| $150,000 - $249,999.99savings | 0.99% APY | 0.99% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 0.99% | — | Standard |
| $250,000 & Highersavings | 1.09% APY | 1.09% | — | Standard |
| Money Marketmoney_market | 1.10% APY | 1.09% | — | Standard |
| 12-Month IRA Certificateira_cd_12mo | 2.50% APY | 2.47% | 12 mo | Standard |
| Traditional 12-Month Termcd_12mo | 2.50% APY | 2.47% | 12 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 2.60% APY | 2.57% | 60 mo | Standard |
| Traditional 60-Month Termcd_60mo | 2.60% APY | 2.57% | 60 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 2.75% APY | 2.71% | 6 mo | Standard |
| Traditional 6-Month Termcd_6mo | 2.75% APY | 2.71% | 6 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 2.80% APY | 2.76% | 48 mo | Standard |
| Traditional 48 Month Termcd_48mo | 2.80% APY | 2.76% | 48 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 3.00% APY | 2.96% | 36 mo | Standard |
| Traditional 24-Month Termcd_24mo | 3.00% APY | 2.96% | 24 mo | Standard |
| Traditional 18-Month Termcd_18mo | 3.00% APY | 2.96% | 18 mo | Standard |
| Traditional 36-Month Termcd_36mo | 3.00% APY | 2.96% | 36 mo | Standard |
| 18-Month IRA Certificateira_cd_18mo | 3.00% APY | 2.96% | 18 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 3.00% APY | 2.96% | 24 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fueling Dreamsother | 5.240% % | 5.240% | — | Standard |
As of August 4, 2026, Park Credit Union offers a 30-year fixed mortgage at 6.083% APR. Vehicle loans available from 5.24% APR for 48 months. Personal loan rates from 11.24% APR. Savings and certificate yields up to 3.00% APY.
Source: RateAPI.dev, verified from Park Credit Union's official website
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About Park Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 80.9K
- Assets
- $1.4B
- Founded
- 1955
- Locations reported
- 16
- NCUA charter
- 24931
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Park Credit Union
Membership eligibility from Park Credit Union's own published criteria. How we verify this.
Membership via employers (310 Tempering +23 more) or the Bellarmine University +14 more
- Employer310 Tempering, ALJSCO Management LLC, Bellarmine University, City of Jeffersontown, Clarksville Parks & Rec, Cylicron LLC, Driftboat LLC, Highnote, Holy Cross High School, Hoosier Motor Club, Hyster-Yale Materials Handling, Intellimodus, LLC, Louisville, Kentucky State University, Kosair, Kentucky Humane Society, Louisville City FC, Purdue Polytechnic New Albany, Qubeworx LLC, Racing Louisville, Safelite Autoglass, Simmons College of KY, Texas Roadhouse, The Chamber of Jeffersontown, The Chamber of Saint Matthews
- AssociationBellarmine University, Christ’s Church for Our Community, GE Retirees’ Association, Human/Economic Appalachian Development (H.E.A.D), International Brotherhood of Electrical Works Local 369 (IBEW), IUE-CWA Local 761 Retirees Club, Kentucky State University Alumni, Mount Hernon Missionary Baptist, Portland Memorial Missionary Baptist, Simmons College of Kentucky, St. Stephen Baptist Church, The General Association of Baptists in Kentucky (GABKY), USA Cares, Greater Galilee Church, Galilee Community Development Corp.
Verified from Park Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Park Credit Union offer?
Park Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Park Credit Union rates updated?
RateAPI verifies Park Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Park Credit Union's rate data?
Rate data is collected directly from Park Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Park Credit Union's mortgage rate?
As of August 4, 2026, Park Credit Union offers a 30-year fixed mortgage at 6.083% APR.
What are Park Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Park Credit Union offers vehicle loans from 5.24% APR.
What is Park Credit Union's personal loan rate?
As of August 4, 2026, Park Credit Union offers personal loans from 11.24% APR.
What is Park Credit Union's best CD rate?
As of August 4, 2026, Park Credit Union offers savings and certificate (CD) yields up to 3.00% APY.
Related Rate Data
Compare Park Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Park Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/park" \
-H "Authorization: Bearer YOUR_API_KEY"