Transcend Credit Union
Verified rate book
Current Transcend Credit Union rates
5 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.250% APR | 6.250% | — | Standard |
| Transcend Make Your Move Loan30 year fixed | 7.000% APR | 7.000% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan, Refinanceauto | 4.940% APR | 4.940% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.000% APR | 5.000% | — | Standard |
| HELOC (Variable)heloc_variable | 5.990% APR | 5.990% | — | Standard |
As of August 4, 2026, Transcend Credit Union offers a 30-year fixed mortgage at 6.25% APR. Auto loans available from 4.94% APR. HELOC rates from 5% APR.
Source: RateAPI.dev, verified from Transcend Credit Union's official website
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About Transcend Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 50.4K
- Assets
- $589.4M
- Founded
- 1934
- Locations reported
- 6
- NCUA charter
- 68666
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Transcend Credit Union
Membership eligibility from Transcend Credit Union's own published criteria. How we verify this.
Community charter: live/work in Louisville, Lexington, KY
- LocationKY
Verified from Transcend Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Transcend Credit Union?
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Frequently Asked Questions
What rates does Transcend Credit Union offer?
Transcend Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Transcend Credit Union rates updated?
RateAPI verifies Transcend Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Transcend Credit Union's rate data?
Rate data is collected directly from Transcend Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Transcend Credit Union's mortgage rate?
As of August 4, 2026, Transcend Credit Union offers a 30-year fixed mortgage at 6.25% APR.
What are Transcend Credit Union's auto loan rates?
As of August 4, 2026, Transcend Credit Union offers auto loans from 4.94% APR.
What is Transcend Credit Union's HELOC rate?
As of August 4, 2026, Transcend Credit Union offers home equity lines of credit from 5% APR.
Related Rate Data
Compare Transcend Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Transcend Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/transcend" \
-H "Authorization: Bearer YOUR_API_KEY"