Owensboro Credit Union
Verified rate book
Current Owensboro Credit Union rates
5 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgageother | 5.000% APR | 5.000% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 10.000% APR | 10.000% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Goldcredit_card | 13.880% APR | 13.880% | — | Standard |
| VISA Classiccredit_card | 14.880% APR | 14.880% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRAira | 0.50% APY | 0.50% | — | Standard |
As of August 4, 2026, Owensboro Credit Union offers mortgage rates from 5% APR. Personal loan rates from 10% APR. Credit card rates from 13.88% APR. Savings and certificate yields up to 0.50% APY.
Source: RateAPI.dev, verified from Owensboro Credit Union's official website
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About Owensboro Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.1K
- Assets
- $89.5M
- Founded
- 1953
- Locations reported
- 4
- NCUA charter
- 8988
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Owensboro Credit Union
Membership eligibility from Owensboro Credit Union's own published criteria. How we verify this.
Membership criteria are published on Owensboro Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Owensboro Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Owensboro Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Owensboro Credit Union ranks against Kentucky peers.
Frequently Asked Questions
What rates does Owensboro Credit Union offer?
Owensboro Credit Union currently offers mortgage, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Owensboro Credit Union rates updated?
RateAPI verifies Owensboro Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Owensboro Credit Union's rate data?
Rate data is collected directly from Owensboro Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Owensboro Credit Union's mortgage rate?
As of August 4, 2026, Owensboro Credit Union offers mortgage rates from 5% APR.
What is Owensboro Credit Union's personal loan rate?
As of August 4, 2026, Owensboro Credit Union offers personal loans from 10% APR.
What is Owensboro Credit Union's best CD rate?
As of August 4, 2026, Owensboro Credit Union offers savings and certificate (CD) yields up to 0.50% APY.
Related Rate Data
Compare Owensboro Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Owensboro Credit Union rates
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# Get rates for Owensboro Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/owensboro" \
-H "Authorization: Bearer YOUR_API_KEY"