Daviess County Teachers Credit Union

Owensboro, Kentucky
Last verified: August 4, 2026
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Verified rate book

Current Daviess County Teachers Credit Union rates

20 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Daviess County Teachers Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgageother6.500% APR6.500%Standard
First Mortgage Refinance & Purchaseother6.500% APR6.500%Standard

Auto & vehicle rates

1 offer
Daviess County Teachers Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.500% APR5.500%Standard

HELOC rates

1 offer
Daviess County Teachers Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Fixed 2nd Lien Home Equityheloc_fixed7.000% APR7.000%Standard

Personal loan rates

3 offers
Daviess County Teachers Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share & Certificate Pledged Loanpersonal1.000% APR1.000%Standard
Personal Line of Creditploc_variable9.900% APR9.900%Standard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo11.000% APR11.000%36 moStandard

Credit card rates

1 offer
Daviess County Teachers Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card7.900% APR7.900%Standard

Savings & CD rates

6 offers
Daviess County Teachers Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Ultimate ($25,000 - 49,999 balance) (variable rate)savings0.10% APY0.10%Standard
Ultimate ($50,000 - 74,999 balance) (variable rate)savings0.15% APY0.15%Standard
Ultimate ($75,000 - & up balance) (variable rate)savings0.20% APY0.20%Standard
Christmas Club Accounts / Special Savingssavings0.30% APY0.30%Specialty offer
Coverdell Education Savings (formerly Education IRA) (variable rate)ira1.00% APY1.00%Standard
Certificatecd5.00% APY5.00%Standard

Other rates

6 offers
Daviess County Teachers Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Rates and Fees (48 months, 60 months, 72 months, 84 months (for 24- 26))other4.500% %4.500%Standard
Rates and Fees (48 months, 60 months, 72 months)other5.250% %5.250%Standard
Rates and Fees (60 months, 66 months)other5.500% %5.500%Standard
Rates and Fees (48 months, 60 months)other5.750% %5.750%Standard
Rates and Fees (36 months, 48 months)other6.500% %6.500%Standard
Miscellaneousother8.400% %8.400%Standard

As of August 4, 2026, Daviess County Teachers Credit Union offers mortgage rates from 6.5% APR. Auto loans available from 5.5% APR. HELOC rates from 7% APR. Personal loan rates from 1% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Daviess County Teachers Credit Union's official website

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About Daviess County Teachers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.4K
Assets
$75.4M
Founded
1971
Locations reported
5
NCUA charter
20684
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Daviess County Teachers Credit Union

Membership eligibility from Daviess County Teachers Credit Union's own published criteria. How we verify this.

Membership via employers (Daviess County Public Schools +3 more) or the Owensboro-Daviess County Retired Teachers Association

  • EmployerDaviess County Public Schools, Owensboro Community & Technical College, Heritage Christian School, Mid-America Jet
  • AssociationOwensboro-Daviess County Retired Teachers Association

Verified from Daviess County Teachers Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Daviess County Teachers Credit Union?

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Frequently Asked Questions

What rates does Daviess County Teachers Credit Union offer?

Daviess County Teachers Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Daviess County Teachers Credit Union rates updated?

RateAPI verifies Daviess County Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Daviess County Teachers Credit Union's rate data?

Rate data is collected directly from Daviess County Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Daviess County Teachers Credit Union's mortgage rate?

As of August 4, 2026, Daviess County Teachers Credit Union offers mortgage rates from 6.5% APR.

What are Daviess County Teachers Credit Union's auto loan rates?

As of August 4, 2026, Daviess County Teachers Credit Union offers auto loans from 5.5% APR.

What is Daviess County Teachers Credit Union's HELOC rate?

As of August 4, 2026, Daviess County Teachers Credit Union offers home equity lines of credit from 7% APR.

What is Daviess County Teachers Credit Union's personal loan rate?

As of August 4, 2026, Daviess County Teachers Credit Union offers personal loans from 1% APR.

What is Daviess County Teachers Credit Union's best CD rate?

As of August 4, 2026, Daviess County Teachers Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Daviess County Teachers Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Daviess County Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/daviess-county-teachers" \
  -H "Authorization: Bearer YOUR_API_KEY"