Heritage Credit Union
Verified rate book
Current Heritage Credit Union rates
19 published offers verified as of August 4, 2026.
Savings & CD rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificates & IRAs (6 Month)ira_cd_6mo | 1.75% APY | 1.74% | 6 mo | Standard |
| Certificates & IRAs (91 Day)ira_cd | 1.75% APY | 1.74% | — | Standard |
| 12-Month Certificatecd_12mo | 1.98% APY | 1.98% | 12 mo | Standard |
| Certificates & IRAs (1 Year)ira_cd_12mo | 2.00% APY | 1.98% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 2.08% APY | 2.08% | 18 mo | Standard |
| Certificates & IRAs (18 Month)ira_cd_18mo | 2.10% APY | 2.08% | 18 mo | Standard |
| 30-Month Certificatecd_30mo | 2.23% APY | 2.23% | 30 mo | Standard |
| 24-Month Certificatecd_24mo | 2.23% APY | 2.23% | 24 mo | Standard |
| Certificates & IRAs (30 Month)ira_cd_30mo | 2.25% APY | 2.23% | 30 mo | Standard |
| Certificates & IRAs (2 Year)ira_cd_24mo | 2.25% APY | 2.23% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 2.47% APY | 2.47% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 2.47% APY | 2.47% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 2.47% APY | 2.47% | 48 mo | Standard |
| Certificates & IRAs (3 Year)ira_cd_36mo | 2.50% APY | 2.47% | 36 mo | Standard |
| Certificates & IRAs (4 Year)ira_cd_48mo | 2.50% APY | 2.47% | 48 mo | Standard |
| Certificates & IRAs (5 Year)ira_cd_60mo | 2.50% APY | 2.47% | 60 mo | Standard |
| Certificates & IRAs (13 Month)ira_cd_13mo | 3.75% APY | 3.69% | 13 mo | Standard |
| Certificates & IRAs (7 Month)ira_cd_7mo | 4.00% APY | 3.93% | 7 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Today's Ratesother | 3.400% % | 3.400% | — | Standard |
Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Heritage Credit Union's official website
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About Heritage Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 64.3K
- Assets
- $1.1B
- Founded
- 1965
- Locations reported
- 22
- NCUA charter
- 16626
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Heritage Credit Union
Membership eligibility from Heritage Credit Union's own published criteria. How we verify this.
Community charter: live/work in Gibson, Posey, Warrick +9 more
- LocationGibson, Posey, Warrick, Vanderburgh, Davies, Knox, Spencer, Pike, Perry, Crawford, Clark, Floyd
Verified from Heritage Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Heritage Credit Union?
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Frequently Asked Questions
What rates does Heritage Credit Union offer?
Heritage Credit Union is a credit union in Indiana. Rate data is currently being verified.
How often are Heritage Credit Union rates updated?
RateAPI verifies Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Heritage Credit Union's rate data?
Rate data is collected directly from Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Heritage Credit Union's best CD rate?
As of August 4, 2026, Heritage Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Heritage Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Heritage Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Heritage Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/heritage" \
-H "Authorization: Bearer YOUR_API_KEY"