Metro Plus Credit Union
Verified rate book
Current Metro Plus Credit Union rates
30 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Trucks, Vans, & SUVs New and Usedauto_any | 5.790% APR | 5.790% | any | Standard |
| Used Auto Loanauto_used | 5.790% APR | 5.790% | used | Standard |
| Motorcycles, Boats, Motor Homes, Travel Trailers, RV's, Campers, Autos, and Trucks 6 years to 10 years Oldmotorcycle_any_72mo | 7.290% APR | 7.290% | 72 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.250% APR | 5.250% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 7.900% APR | 7.900% | — | Standard |
Savings & CD rates
23 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Sharessavings | 0.15% APY | 0.15% | — | Standard |
| Round Up Savings $1,000.01 or greatersavings | 0.25% APY | 0.25% | — | Standard |
| Christmas Clubsavings | 0.50% APY | 0.50% | — | Specialty offer |
| Money Market Rates - Effective June 25, 2026 (Monthly)money_market | 1.25% APY | 1.25% | — | Standard |
| Money Marketmoney_market | 1.25% APY | 1.25% | — | Standard |
| Money Market Rates - Effective June 25, 2026 (Monthly)money_market | 1.50% APY | 1.50% | — | Standard |
| Money Market Rates - Effective June 25, 2026 (Monthly)money_market | 1.75% APY | 1.75% | — | Standard |
| 6-Month Certificatecd_6mo | 2.25% APY | 2.25% | 6 mo | Standard |
| Certificate Rates - Effective June 25, 2026 (6 Month)share_certificate_6mo | 2.27% APY | 2.25% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 2.50% APY | 2.50% | 12 mo | Standard |
| Certificate Rates - Effective June 25, 2026 (1 Year)share_certificate_12mo | 2.53% APY | 2.50% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 2.60% APY | 2.60% | 24 mo | Standard |
| Certificate Rates - Effective June 25, 2026 (2 Year)share_certificate_24mo | 2.63% APY | 2.60% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 2.65% APY | 2.65% | 36 mo | Standard |
| Certificate Rates - Effective June 25, 2026 (3 Year)share_certificate_36mo | 2.68% APY | 2.65% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 2.75% APY | 2.75% | 48 mo | Standard |
| Certificate Rates - Effective June 25, 2026 (4 Year)share_certificate_48mo | 2.78% APY | 2.75% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 2.85% APY | 2.85% | 60 mo | Standard |
| Certificateshare_certificate | 2.89% APY | 2.89% | — | Standard |
| Certificate Rates - Effective June 25, 2026 (5 Year)share_certificate_60mo | 2.89% APY | 2.85% | 60 mo | Standard |
| Round Up Savings $0.00 to $1,000.00savings | 3.00% APY | 3.00% | — | Standard |
| 2 Year Youth Certificate*cd_24mo | 3.10% APY | 3.10% | 24 mo | Eligibility restricted |
| Certificate Rates - Effective June 25, 2026 (2 Year Youth Certificate*)share_certificate_24mo | 3.14% APY | 3.10% | 24 mo | Eligibility restricted |
Vehicle loans available from 5.79% APR. HELOC rates from 5.25% APR. Personal loan rates from 3% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 3.00% APY.
Source: RateAPI.dev, verified from Metro Plus Credit Union's official website
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About Metro Plus Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.7K
- Assets
- $51.9M
- Founded
- 1940
- Locations reported
- 2
- NCUA charter
- 63058
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Metro Plus Credit Union
Membership eligibility from Metro Plus Credit Union's own published criteria. How we verify this.
Community charter: live/work in Anderson, Bourbon, Boyle +14 more
- LocationAnderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, Woodford
- EmployerCity of Lexington
Cost to join: About $25.
Verified from Metro Plus Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Metro Plus Credit Union?
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Frequently Asked Questions
What rates does Metro Plus Credit Union offer?
Metro Plus Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Metro Plus Credit Union rates updated?
RateAPI verifies Metro Plus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Metro Plus Credit Union's rate data?
Rate data is collected directly from Metro Plus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Metro Plus Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Metro Plus Credit Union offers vehicle loans from 5.79% APR.
What is Metro Plus Credit Union's HELOC rate?
As of August 4, 2026, Metro Plus Credit Union offers home equity lines of credit from 5.25% APR.
What is Metro Plus Credit Union's personal loan rate?
As of August 4, 2026, Metro Plus Credit Union offers personal loans from 3% APR.
What is Metro Plus Credit Union's best CD rate?
As of August 4, 2026, Metro Plus Credit Union offers savings and certificate (CD) yields up to 3.00% APY.
Related Rate Data
Compare Metro Plus Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Metro Plus Credit Union rates
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# Get rates for Metro Plus Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/metro-plus" \
-H "Authorization: Bearer YOUR_API_KEY"