Members Heritage Credit Union
Verified rate book
Current Members Heritage Credit Union rates
11 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vehicle Loan, 100% Financingauto | 4.490% APR | 4.490% | — | Standard |
| New or Used Boats, RVs & Campers, 80% Financing (fixed)boat_any | 7.240% APR | 7.240% | any | Standard |
| New or Used Boats, RVs & Campers, 100% Financing (fixed)boat_any | 7.490% APR | 7.490% | any | Standard |
| Secured Other Than Vehicles (variable) Personal Propertyauto | 11.000% APR | 11.000% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loan (fixed)personal_unsecured | 9.750% APR | 9.750% | — | Standard |
| Overdraft Protection Loan (fixed)personal | 15.000% APR | 15.000% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA - Set Ratecredit_card | 9.750% APR | 9.750% | — | Standard |
| VISA - Variable Ratecredit_card | 11.750% APR | 11.750% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificateshare_certificate | 3.95% APY | 3.95% | — | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Farm Equipment over $25,000 (variable)equipment | 10.000% APR | 10.000% | — | Standard |
Vehicle loans available from 4.49% APR. HELOC rates from 6.75% APR. Personal loan rates from 9.75% APR. Credit card rates from 9.75% APR. Savings and certificate yields up to 3.95% APY. Equipment loans from 10% APR.
Source: RateAPI.dev, verified from Members Heritage Credit Union's official website
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About Members Heritage Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 54.8K
- Assets
- $583.6M
- Founded
- 1960
- Locations reported
- 5
- NCUA charter
- 68661
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Members Heritage Credit Union
Membership eligibility from Members Heritage Credit Union's own published criteria. How we verify this.
Membership criteria are published on Members Heritage Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: No membership fee or minimum deposit listed.
Verified from Members Heritage Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Members Heritage Credit Union?
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Frequently Asked Questions
What rates does Members Heritage Credit Union offer?
Members Heritage Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Members Heritage Credit Union rates updated?
RateAPI verifies Members Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Members Heritage Credit Union's rate data?
Rate data is collected directly from Members Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Members Heritage Credit Union's auto & boat loan rates?
As of August 4, 2026, Members Heritage Credit Union offers vehicle loans from 4.49% APR.
What is Members Heritage Credit Union's HELOC rate?
As of August 4, 2026, Members Heritage Credit Union offers home equity lines of credit from 6.75% APR.
What is Members Heritage Credit Union's personal loan rate?
As of August 4, 2026, Members Heritage Credit Union offers personal loans from 9.75% APR.
What is Members Heritage Credit Union's best CD rate?
As of August 4, 2026, Members Heritage Credit Union offers savings and certificate (CD) yields up to 3.95% APY.
Related Rate Data
Compare Members Heritage Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Members Heritage Credit Union rates
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# Get rates for Members Heritage Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/members-heritage" \
-H "Authorization: Bearer YOUR_API_KEY"