Greater Kentucky Cu, Inc. Credit Union

Lexington, Kentucky
Last verified: August 3, 2026
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Verified rate book

Current Greater Kentucky Cu, Inc. Credit Union rates

13 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Greater Kentucky Cu, Inc. Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan, Refinanceauto4.240% APR4.240%Standard
66-Month New Auto Loan (2021 and Newer)auto_new_66mo5.490% APR5.490%66 mo · newStandard
75-Month New Auto Loan (2021 and Newer)auto_new_75mo5.740% APR5.740%75 mo · newStandard
Motorcycle & ATV Loanmotorcycle_any_240mo5.750% APR5.750%240 moStandard
84-Month New Auto Loan (2021 and Newer)auto_new_84mo6.490% APR6.490%84 mo · newStandard
Boat, RV, Travel Trailer & Camper Loanboat_any_120mo7.490% APR7.490%120 moStandard
48-Month Used Auto Loan (2018 and Newer)auto_used_48mo7.490% APR7.490%48 mo · usedStandard
96-Month New Auto Loan (2021 and Newer)auto_new_96mo7.590% APR7.590%96 mo · newStandard
66-Month Used Auto Loan (2018 and Newer)auto_used_66mo7.740% APR7.740%66 mo · usedStandard
75-Month Used Auto Loan (2018 and Newer)auto_used_75mo8.290% APR8.290%75 mo · usedStandard

HELOC rates

1 offer
Greater Kentucky Cu, Inc. Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable5.750% APR5.750%Standard

Personal loan rates

1 offer
Greater Kentucky Cu, Inc. Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
72-Month Unsecured Personal Loanpersonal_unsecured_72mo6.990% APR6.990%72 moStandard

Savings & CD rates

1 offer
Greater Kentucky Cu, Inc. Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
High Yield Savings Accountsavings3.00% APY3.00%Standard

Vehicle loans available from 4.24% APR. HELOC rates from 5.75% APR. Personal loan rates from 6.99% APR. Savings and certificate yields up to 3.00% APY.

Source: RateAPI.dev, verified from Greater Kentucky Cu, Inc. Credit Union's official website

Latest available market position · Snapshot August 1, 2026

Greater Kentucky Cu, Inc. Credit Union statewide rate position

This dated snapshot compares the credit union's best published rate in each tracked product with other KY credit unions in the same product market. Products may age out of the current rate book until they are verified again.

Best statewide position#1 of 25Personal Loan (unsecured, best offer)
Percentile bandTop 4%among comparable KY offers
Products tracked5in this dated snapshot
Best-position spread276 bp better than state medianState market leader
Published rate position by comparable product on August 1, 2026
ProductPublished rateState rankState bestState medianPosition vs. median
New Auto Loan (best offer, cars)4.49% APR#3 of 11 · top 28%3.99%4.75%26 bp better than state median
Used Auto Loan (best offer, cars)7.49% APR#9 of 9 · top 100%3.99%4.75%274 bp behind state median
HELOC (best offer)10.99% APR#16 of 16 · top 100%4.00%6.00%499 bp behind state median
Personal Loan (unsecured, best offer)6.99% APR#1 of 25 · top 4%6.99%9.75%276 bp better than state median
12-Month CD (best APY)2.45% APY#8 of 12 · top 67%4.50%2.53%8 bp behind state median

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About Greater Kentucky Cu, Inc. Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.3K
Assets
$85.5M
Founded
1953
Locations reported
2
NCUA charter
62228
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Greater Kentucky Cu, Inc. Credit Union

Membership eligibility from Greater Kentucky Cu, Inc. Credit Union's own published criteria. How we verify this.

Community charter: live/work in Anderson, Bourbon, Boyle +21 more

  • LocationAnderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Shelby, Scott, Spencer, Trimble, Woodford

Cost to join: About $10.

Verified from Greater Kentucky Cu, Inc. Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Greater Kentucky Cu, Inc. Credit Union?

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Frequently Asked Questions

What rates does Greater Kentucky Cu, Inc. Credit Union offer?

Greater Kentucky Cu, Inc. Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Greater Kentucky Cu, Inc. Credit Union rates updated?

RateAPI verifies Greater Kentucky Cu, Inc. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Greater Kentucky Cu, Inc. Credit Union's rate data?

Rate data is collected directly from Greater Kentucky Cu, Inc. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Greater Kentucky Cu, Inc. Credit Union's auto, boat & motorcycle loan rates?

As of August 3, 2026, Greater Kentucky Cu, Inc. Credit Union offers vehicle loans from 4.24% APR.

What is Greater Kentucky Cu, Inc. Credit Union's HELOC rate?

As of August 3, 2026, Greater Kentucky Cu, Inc. Credit Union offers home equity lines of credit from 5.75% APR.

What is Greater Kentucky Cu, Inc. Credit Union's personal loan rate?

As of August 3, 2026, Greater Kentucky Cu, Inc. Credit Union offers personal loans from 6.99% APR.

What is Greater Kentucky Cu, Inc. Credit Union's best CD rate?

As of August 3, 2026, Greater Kentucky Cu, Inc. Credit Union offers savings and certificate (CD) yields up to 3.00% APY.

Related Rate Data

Compare Greater Kentucky Cu, Inc. Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Greater Kentucky Cu, Inc. Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/greater-kentucky-cu-inc" \
  -H "Authorization: Bearer YOUR_API_KEY"