University of Kentucky Credit Union

Lexington, Kentucky
Last verified: August 4, 2026
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Verified rate book

Current University of Kentucky Credit Union rates

3 published offers verified as of August 4, 2026.

How we verify rates

HELOC rates

2 offers
University of Kentucky Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable4.000% APR4.000%—Standard
HELOC (Variable)heloc_variable5.750% APR5.750%—Standard

Savings & CD rates

1 offer
University of Kentucky Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
High Yield Savings Accountsavings4.00% APY4.00%—Standard

HELOC rates from 4% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from University of Kentucky Credit Union's official website

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About University of Kentucky Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
112.9K
Assets
$1.7B
Founded
1937
Locations reported
10
NCUA charter
24165
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AshlandLexington · Lexington · KY · 40509Branch in the same ZIPCommonwealthHamburg Branch · Lexington · KY · 40509Branch in the same ZIPParkHamburg · Lexington · KY · 40509Branch in the same ZIPMembers HeritagePimlico Branch · Lexington · KY · 40517-4025About 6.2 miles awayY-12FSB Lexington · Lexington · KY · 40517-2065About 6.2 miles awayKueMain Office · Lexington · KY · 40507-1428About 7.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join University of Kentucky Credit Union

Membership eligibility from University of Kentucky Credit Union's own published criteria. How we verify this.

Membership via employers (University of Kentucky) or the American Consumer Council

  • LocationFayette, Jessamine, Garrard, Madison, Scott, Bourbon, Montgomery, Bath, Menifee, Powell, Wolfe, Lee, Jackson, Rockcastle
  • EmployerUniversity of Kentucky
  • AssociationAmerican Consumer Council

Verified from University of Kentucky Credit Union's membership page. Final membership determination is always made by the credit union.

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This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where University of Kentucky Credit Union ranks against Kentucky peers.

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Frequently Asked Questions

What rates does University of Kentucky Credit Union offer?

University of Kentucky Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are University of Kentucky Credit Union rates updated?

RateAPI verifies University of Kentucky Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get University of Kentucky Credit Union's rate data?

Rate data is collected directly from University of Kentucky Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is University of Kentucky Credit Union's HELOC rate?

As of August 4, 2026, University of Kentucky Credit Union offers home equity lines of credit from 4% APR.

What is University of Kentucky Credit Union's best CD rate?

As of August 4, 2026, University of Kentucky Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare University of Kentucky Credit Union's rates against national credit-union benchmarks.

More Kentucky credit unionsHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track University of Kentucky Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for University of Kentucky Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/university-of-kentucky" \
  -H "Authorization: Bearer YOUR_API_KEY"
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