SM Credit Union
Verified rate book
Current SM Credit Union rates
16 published offers verified as of August 4, 2026.
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Account #: (.40%*)savings | 0.40% APY | 0.40% | — | Standard |
| Account #: ($25.00 - $9,999.00)savings | 0.40% APY | 0.40% | — | Standard |
| Account #: (.50%*)savings | 0.50% APY | 0.50% | — | Standard |
| Account #: ($10,000.00 - $24,999.00)savings | 0.50% APY | 0.50% | — | Standard |
| Account #: ($25,000.00 - $49,999.00)savings | 0.80% APY | 0.80% | — | Standard |
| Account #: (.80%*)savings | 0.80% APY | 0.80% | — | Standard |
| Account #: ($50,000.00 - $99,999.00)savings | 1.00% APY | 1.00% | — | Standard |
| Account #: (1.00%*)savings | 1.00% APY | 1.00% | — | Standard |
| Account #: (1.21%*)savings | 1.20% APY | 1.20% | — | Standard |
| Dailysavings | 3.03% APY | 3.00% | — | Standard |
Other rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Account #: ($100,000.00 - above)other | 1.200% % | 1.200% | — | Standard |
| Member Benefits (Annual Percentage Rate)other | 4.000% % | 4.000% | — | Standard |
| Member Benefits (10 Year Term)other | 4.000% % | 4.000% | — | Standard |
| Member Benefits (15 Year Term (with 20% Down))other | 4.250% % | 4.250% | — | Standard |
| Member Benefits (Annual Percentage Rate No PMI Required)other | 4.375% % | 4.375% | — | Standard |
| Member Benefits (15 Year Term (with 10% Down))other | 4.375% % | 4.375% | — | Standard |
Savings and certificate yields up to 3.03% APY.
Source: RateAPI.dev, verified from SM Credit Union's official website
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About SM Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.4K
- Assets
- $77.8M
- Founded
- 1960
- Locations reported
- 2
- NCUA charter
- 13941
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join SM Credit Union
Membership eligibility from SM Credit Union's own published criteria. How we verify this.
Membership via employers (US Postal Service +1 more)
- LocationJohnson, Wyandotte
- EmployerUS Postal Service, Federal Aviation Administration
Cost to join: About $25.
Verified from SM Credit Union's membership page. Final membership determination is always made by the credit union.
Work at SM Credit Union?
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Frequently Asked Questions
What rates does SM Credit Union offer?
SM Credit Union is a credit union in Kansas. Rate data is currently being verified.
How often are SM Credit Union rates updated?
RateAPI verifies SM Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get SM Credit Union's rate data?
Rate data is collected directly from SM Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is SM Credit Union's best CD rate?
As of August 4, 2026, SM Credit Union offers savings and certificate (CD) yields up to 3.03% APY.
Related Rate Data
Compare SM Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack SM Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for SM Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/sm" \
-H "Authorization: Bearer YOUR_API_KEY"