Unity One Credit Union
Verified rate book
Current Unity One Credit Union rates
4 published offers verified as of August 3, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.500% APR | 5.500% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 7.990% APR | 7.990% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Summer Loanother | 7.990% % | 7.990% | — | Standard |
Auto loans available from 4.49% APR. HELOC rates from 5.5% APR. Personal loan rates from 7.99% APR.
Source: RateAPI.dev, verified from Unity One Credit Union's official website
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About Unity One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 24.9K
- Assets
- $280.2M
- Founded
- 1934
- Locations reported
- 7
- NCUA charter
- 68589
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Unity One Credit Union
Membership eligibility from Unity One Credit Union's own published criteria. How we verify this.
Membership criteria are published on Unity One Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Unity One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Unity One Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Unity One Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Unity One Credit Union offer?
Unity One Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Unity One Credit Union rates updated?
RateAPI verifies Unity One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Unity One Credit Union's rate data?
Rate data is collected directly from Unity One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Unity One Credit Union's auto loan rates?
As of August 3, 2026, Unity One Credit Union offers auto loans from 4.49% APR.
What is Unity One Credit Union's HELOC rate?
As of August 3, 2026, Unity One Credit Union offers home equity lines of credit from 5.5% APR.
What is Unity One Credit Union's personal loan rate?
As of August 3, 2026, Unity One Credit Union offers personal loans from 7.99% APR.
Related Rate Data
Compare Unity One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Unity One Credit Union rates
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# Get rates for Unity One Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/unity-one" \
-H "Authorization: Bearer YOUR_API_KEY"