Farmers Insurance Credit Union
Verified rate book
Current Farmers Insurance Credit Union rates
57 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.592% APR | 6.490% | — | Standard |
| Preferred Agent Mortgage (PAM)other | 6.740% APR | 6.740% | — | Standard |
| Combo *2nd mortgageother | 11.071% APR | 10.990% | — | Standard |
Auto & vehicle rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
| by up to $250/month (60 Months)auto_any_60mo | 5.490% APR | 5.490% | 60 mo | Standard |
| by up to $250/month (72 Months)auto_any_72mo | 5.740% APR | 5.740% | 72 mo | Standard |
| by up to $250/month (84 Months)auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| Auto Loans (New and used vehicles) (36 months)auto_any_36mo | 5.990% APR | 5.990% | 36 mo · any | Standard |
| Auto Loans (New and used vehicles) (48 months)auto_any_48mo | 6.240% APR | 6.240% | 48 mo · any | Standard |
| by up to $250/month (96 Months)auto_any_96mo | 6.490% APR | 6.490% | 96 mo | Standard |
| Auto Loans (New and used vehicles) (60 months)auto_any_60mo | 6.490% APR | 6.490% | 60 mo · any | Standard |
| Auto Loans (New and used vehicles) (72 months)auto_any_72mo | 6.740% APR | 6.740% | 72 mo · any | Standard |
| Auto Loans (New and used vehicles) (84 Months)auto_any_84mo | 6.990% APR | 6.990% | 84 mo · any | Standard |
| 48-Month RV Loanrv_any_48mo | 6.990% APR | 6.990% | 48 mo | Standard |
| 60-Month RV Loanrv_any_60mo | 7.490% APR | 7.490% | 60 mo | Standard |
| Auto Loans (New and used vehicles) (96 Months)auto_any_96mo | 7.490% APR | 7.490% | 96 mo · any | Standard |
| RV and Travel Trailer Loans (61 - 72 months)rv_any_72mo | 7.990% APR | 7.990% | 72 mo | Standard |
| RV and Travel Trailer Loans (73 - 120 months)rv_any_120mo | 8.490% APR | 8.490% | 120 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.740% APR | 6.740% | — | Standard |
Savings & CD rates
38 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rate + APY *savings | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 0.10% APY | 0.10% | — | Standard |
| Variable Rate IRAira | 0.15% APY | 0.15% | — | Standard |
| Rate + --> APY *savings | 0.25% APY | 0.25% | — | Standard |
| Rate +savings | 0.30% APY | 0.30% | — | Standard |
| Money Market with Direct Deposit (Rate +)money_market | 0.30% APY | 0.30% | — | Standard |
| Rate +savings | 0.50% APY | 0.50% | — | Standard |
| 3-Month Certificatecd_3mo | 2.00% APY | 2.00% | 3 mo | Standard |
| High Yield IRA Savingsira | 2.25% APY | 2.25% | — | Standard |
| Online Savingssavings | 2.75% APY | 2.75% | — | Standard |
| 6-Month Certificatecd_6mo | 2.75% APY | 2.75% | 6 mo | Standard |
| 18-Month Certificatecd_18mo | 2.75% APY | 2.75% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 2.75% APY | 2.75% | 24 mo | Standard |
| 9-Month Certificatecd_9mo | 2.85% APY | 2.85% | 9 mo | Standard |
| 30-Month Certificatecd_30mo | 3.00% APY | 3.00% | 30 mo | Standard |
| 12-Month Certificatecd_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
| 36-Month Certificatecd_36mo | 3.25% APY | 3.25% | 36 mo | Standard |
| 36-Month Certificatecd_36mo | 3.40% APY | 3.40% | 36 mo | Standard |
| 36-Month Certificatecd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.50% APY | 3.50% | 48 mo | Standard |
| JUMBO CERTIFICATES (36 months)cd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.65% APY | 3.65% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 3.65% APY | 3.65% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.75% APY | 3.75% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.75% APY | 3.75% | 60 mo | Standard |
| JUMBO CERTIFICATES (48 months)cd_48mo | 3.75% APY | 3.75% | 48 mo | Standard |
| Limited Time Flex-Term Certificate (3, 6, 9 months)cd_9mo | 3.80% APY | 3.80% | 9 mo | Standard |
| 48-Month Certificatecd_48mo | 3.90% APY | 3.90% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.90% APY | 3.90% | 60 mo | Standard |
| Limited Time 3-Month Certificatecd_3mo | 4.00% APY | 4.00% | 3 mo | Standard |
| 60-Month Certificatecd_60mo | 4.00% APY | 4.00% | 60 mo | Standard |
| Limited Time 6-Month Certificatecd_6mo | 4.00% APY | 4.00% | 6 mo | Standard |
| Limited Time Flex-Term Certificate (12 months)cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| JUMBO CERTIFICATES (60 months)cd_60mo | 4.00% APY | 4.00% | 60 mo | Standard |
| 60-Month Certificatecd_60mo | 4.15% APY | 4.15% | 60 mo | Standard |
| High Yield Checkingsavings | 5.00% APY | 5.00% | — | Standard |
| 72-Month Certificatecd_72mo | 5.74% APY | 5.74% | 72 mo | Standard |
| 84-Month Certificatecd_84mo | 5.99% APY | 5.99% | 84 mo | Standard |
As of August 4, 2026, Farmers Insurance Credit Union offers a 30-year fixed mortgage at 6.592% APR. Vehicle loans available from 4.99% APR. HELOC rates from 6.74% APR. Savings and certificate yields up to 5.99% APY.
Source: RateAPI.dev, verified from Farmers Insurance Credit Union's official website
Loading branch locator…
About Farmers Insurance Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 63.7K
- Assets
- $1.4B
- Founded
- 1936
- Locations reported
- 9
- NCUA charter
- 1074
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Farmers Insurance Credit Union
Membership eligibility from Farmers Insurance Credit Union's own published criteria. How we verify this.
Membership criteria are published on Farmers Insurance Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Farmers Insurance Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Farmers Insurance Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Farmers Insurance Credit Union ranks against California peers.
Frequently Asked Questions
What rates does Farmers Insurance Credit Union offer?
Farmers Insurance Credit Union currently offers mortgage, vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Farmers Insurance Credit Union rates updated?
RateAPI verifies Farmers Insurance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Farmers Insurance Credit Union's rate data?
Rate data is collected directly from Farmers Insurance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Farmers Insurance Credit Union's mortgage rate?
As of August 4, 2026, Farmers Insurance Credit Union offers a 30-year fixed mortgage at 6.592% APR.
What are Farmers Insurance Credit Union's auto & rv loan rates?
As of August 4, 2026, Farmers Insurance Credit Union offers vehicle loans from 4.99% APR.
What is Farmers Insurance Credit Union's HELOC rate?
As of August 4, 2026, Farmers Insurance Credit Union offers home equity lines of credit from 6.74% APR.
What is Farmers Insurance Credit Union's best CD rate?
As of August 4, 2026, Farmers Insurance Credit Union offers savings and certificate (CD) yields up to 5.99% APY.
Related Rate Data
Compare Farmers Insurance Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Farmers Insurance Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Farmers Insurance Credit Union
curl "https://api.rateapi.dev/credit-unions/california/farmers-insurance" \
-H "Authorization: Bearer YOUR_API_KEY"