Mainstreet Credit Union
Verified rate book
Current Mainstreet Credit Union rates
20 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used 2025 -2026auto_any_60mo | 7.740% APR | 7.740% | 60 mo · any | Standard |
| 60-Month Used Auto Loan (2024 and Older)auto_used_60mo | 8.240% APR | 8.240% | 60 mo · used | Standard |
| New & Used 2025-2026auto_any_120mo | 8.240% APR | 8.240% | 120 mo · any | Standard |
| 120-Month Used Auto Loan (2020–2024)auto_used_120mo | 8.740% APR | 8.740% | 120 mo · used | Standard |
| New & Used 2025-2026auto_any_180mo | 9.240% APR | 9.240% | 180 mo · any | Standard |
| 180-Month Used Auto Loan (2022–2024)auto_used_180mo | 9.740% APR | 9.740% | 180 mo · used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 11.000% APR | 11.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Escrow Accountsavings | 0.05% APY | 0.05% | — | Standard |
| Membership Savings/Share Accountshare_savings | 0.15% APY | 0.15% | — | Standard |
| Set-Aside Savings Requires a minimum opening deposit of $100.savings | 0.15% APY | 0.15% | — | Standard |
| Emergency Savings 2 $1,000.01 and oversavings | 0.15% APY | 0.15% | — | Standard |
| IRAira | 0.20% APY | 0.20% | — | Standard |
| 60-Month Certificatecd_60mo | 2.90% APY | 2.87% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 3.00% APY | 2.97% | 48 mo | Standard |
| 24-Month Certificatecd_24mo | 3.10% APY | 3.06% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.25% APY | 3.21% | 36 mo | Standard |
| Youth Certificate - 6 mo. Termcd_6mo | 3.35% APY | 3.31% | 6 mo | Eligibility restricted |
| Youth Certificate - 12 mo. Termcd_12mo | 3.64% APY | 3.60% | 12 mo | Eligibility restricted |
| Emergency Savings 2 $0-$1,000savings | 5.15% APY | 5.15% | — | Standard |
Auto loans available from 7.74% APR for 60 months. Personal loan rates from 11% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 5.15% APY.
Source: RateAPI.dev, verified from Mainstreet Credit Union's official website
Loading branch locator…
About Mainstreet Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 54.3K
- Assets
- $693.6M
- Founded
- 1953
- Locations reported
- 9
- NCUA charter
- 24858
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mainstreet Credit Union
Membership eligibility from Mainstreet Credit Union's own published criteria. How we verify this.
Community charter: live/work in Douglas, Franklin, Johnson +13 more
- LocationDouglas, Franklin, Johnson, Leavenworth, Linn, Miami, Wyandotte, Bates, Caldwell, Cass, Clay, Clinton, Jackson, Lafayette, Platte, Ray
Cost to join: About $5.
Verified from Mainstreet Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mainstreet Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mainstreet Credit Union ranks against Kansas peers.
Frequently Asked Questions
What rates does Mainstreet Credit Union offer?
Mainstreet Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mainstreet Credit Union rates updated?
RateAPI verifies Mainstreet Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mainstreet Credit Union's rate data?
Rate data is collected directly from Mainstreet Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Mainstreet Credit Union's auto loan rates?
As of August 4, 2026, Mainstreet Credit Union offers auto loans from 7.74% APR.
What is Mainstreet Credit Union's personal loan rate?
As of August 4, 2026, Mainstreet Credit Union offers personal loans from 11% APR.
What is Mainstreet Credit Union's best CD rate?
As of August 4, 2026, Mainstreet Credit Union offers savings and certificate (CD) yields up to 5.15% APY.
Related Rate Data
Compare Mainstreet Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Mainstreet Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Kansas credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Mainstreet Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/mainstreet" \
-H "Authorization: Bearer YOUR_API_KEY"