Advantage Credit Union

Newton, Iowa
Last verified: August 4, 2026
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Verified rate book

Current Advantage Credit Union rates

67 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Advantage Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
1st Mortgage Fixed Closed Endother6.250% APR6.250%—Standard
2nd Mortgage Fixed Closed Endother6.990% APR6.990%—Standard

Auto & vehicle rates

19 offers
Advantage Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.000% APR4.000%—Standard
New Motorcycles & Titled ATVs or UTVs (36 Months)motorcycle_new_36mo5.800% APR5.800%36 mo · newStandard
New Motorcycles & Titled ATVs or UTVs (48 Months)motorcycle_new_48mo5.900% APR5.900%48 mo · newStandard
Used Motorcycles & Titled ATVs or UTVs (24 Months)motorcycle_used_24mo6.050% APR6.050%24 mo · usedStandard
Used Motorcycles & Titled ATVs or UTVs (36 Months)motorcycle_used_36mo6.100% APR6.100%36 mo · usedStandard
Used Motorcycles & Titled ATVs or UTVs (48 Months)motorcycle_used_48mo6.300% APR6.300%48 mo · usedStandard
New Motorcycles & Titled ATVs or UTVs (60 Months)motorcycle_new_60mo6.300% APR6.300%60 mo · newStandard
New Motorcycles & Titled ATVs or UTVs (72 Months)motorcycle_new_72mo6.600% APR6.600%72 mo · newStandard
Used Motorcycles & Titled ATVs or UTVs (60 Months)motorcycle_used_60mo6.850% APR6.850%60 mo · usedStandard
Used Motorcycles & Titled ATVs or UTVs (72 Months)motorcycle_used_72mo7.000% APR7.000%72 mo · usedStandard
New Motorcycles & Titled ATVs or UTVs (84 Months)motorcycle_new_84mo7.550% APR7.550%84 mo · newStandard
Lesser of Purchase or Retailauto_any_12mo8.150% APR8.150%12 moStandard
Lesser of Purchase or Retailauto_any_24mo8.300% APR8.300%24 moStandard
New or Usedauto_any_36mo8.450% APR8.450%36 mo · anyStandard
New Onlyauto_new_48mo8.850% APR8.850%48 mo · newStandard
New Boats & RVsboat_new10.000% APR10.000%newStandard
Used Boats & RVs (100% of NADA Retail)boat_used10.000% APR10.000%usedStandard
(125% of MSRP) (Amounts under $1500-refer to "Other Titled Motorized Vehicles")auto25.000% APR25.000%—Standard
New Motorcycles & Titled ATVs or UTVs ((125% of MSRP) (Amounts under $1500-refer to "Other Titled Motorized Vehicles"))motorcycle_new25.000% APR25.000%newStandard

Personal loan rates

6 offers
Advantage Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Unsecured Personal Loanpersonal_unsecured_6mo10.250% APR10.250%6 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo10.750% APR10.750%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo11.250% APR11.250%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo11.750% APR11.750%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo12.250% APR12.250%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo12.750% APR12.750%60 moStandard

Credit card rates

1 offer
Advantage Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card7.900% APR7.900%—Standard

Savings & CD rates

32 offers
Advantage Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Non-qualifying accounts & balances over $10,000savings0.10% APY0.10%—Standard
Prime Share Account (Annual Percentage Yield:)share_savings0.15% APY0.15%—Standard
Vacation Club (Annual Percentage Yield:)savings0.30% APY0.30%—Specialty offer
ROTHsavings0.75% APY0.75%—Standard
Health Savingssavings0.80% APY0.80%—Standard
Cash Back Checkingsavings1.00% APY1.00%—Standard
Health Savingssavings1.00% APY1.00%—Standard
Interest Rate up to 2,000:savings1.00% APY1.00%—Standard
Money Marketmoney_market1.50% APY1.50%—Standard
Health Savingssavings1.50% APY1.50%—Standard
Money Marketmoney_market1.75% APY1.75%—Standard
Money Marketmoney_market2.00% APY2.00%—Standard
Money Marketmoney_market2.25% APY2.25%—Standard
Cha-Ching Rewards Checkingsavings3.00% APY3.00%—Standard
24-Month Certificatecd_24mo4.00% APY4.00%24 moStandard
36-Month Certificatecd_36mo4.15% APY4.15%36 moStandard
48-Month Certificatecd_48mo4.30% APY4.30%48 moStandard
60-Month Certificatecd_60mo4.55% APY4.55%60 moStandard
72-Month Certificatecd_72mo4.80% APY4.80%72 moStandard
84-Month Certificatecd_84mo5.05% APY5.05%84 moStandard
Term Share (36 mo. $1,000 min.)other2.03% APY2.01%—Standard
Term Share (24 mo. $1,000 min.)other2.13% APY2.11%—Standard
Term Share (12 mo. $1,000 min.)other2.27% APY2.25%—Standard
Term Share (6 mo. $1,000 min.)other2.28% APY2.26%—Standard
Term Share (36 mo. $50,000 min.)other2.28% APY2.26%—Standard
Term Share (24 mo. $50,000 min.)other2.39% APY2.36%—Standard
Term Share (12 mo. $50,000 min.)other2.53% APY2.50%—Standard
Term Share (36 mo. $100,000 min.)other2.54% APY2.51%—Standard
Term Share (6 mo. $50,000 min.)other2.54% APY2.51%—Standard
Term Share (24 mo. $100,000 min.)other2.64% APY2.61%—Standard
Term Share (12 mo. $100,000 min.)other2.79% APY2.75%—Standard
Term Share (6 mo. $100,000 min.)other2.80% APY2.76%—Standard

Other rates

7 offers
Advantage Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Advantage Plusother0.650% %0.650%—Standard
Traditionalother0.750% %0.750%—Standard
Advantage Plusother0.750% %0.750%—Standard
Advantage Plusother0.850% %0.850%—Standard
Advantage Plusother0.950% %0.950%—Standard
Advantage Plusother1.050% %1.050%—Standard
$0-10,000 When qualifications are metother2.960% %2.960%—Standard

As of August 4, 2026, Advantage Credit Union offers mortgage rates from 6.25% APR. Vehicle loans available from 4% APR. Personal loan rates from 10.25% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 5.05% APY.

Source: RateAPI.dev, verified from Advantage Credit Union's official website

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About Advantage Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
7.2K
Assets
$106.5M
Founded
1937
Locations reported
1
NCUA charter
64030
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Community 1stGrinnell · Grinnell · IA · 50112-2313About 16.9 miles awayGreenstateGrinnell · Grinnell · IA · 50112About 16.9 miles awayMidlandBondurant · Bondurant · IA · 50035-1466About 21.6 miles awayCommunity ChoiceAltoona · Altoona · IA · 50009About 22.2 miles awayLennox EmployeesLennox Employees Credit Union · Marshalltown · IA · 50158-2136About 24.5 miles awayMembers1st CommunityMarshalltown Main Office · Marshalltown · IA · 50158About 24.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Advantage Credit Union

Membership eligibility from Advantage Credit Union's own published criteria. How we verify this.

Membership criteria are published on Advantage Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Advantage Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Advantage Credit Union?

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Frequently Asked Questions

What rates does Advantage Credit Union offer?

Advantage Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Advantage Credit Union rates updated?

RateAPI verifies Advantage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Advantage Credit Union's rate data?

Rate data is collected directly from Advantage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Advantage Credit Union's mortgage rate?

As of August 4, 2026, Advantage Credit Union offers mortgage rates from 6.25% APR.

What are Advantage Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Advantage Credit Union offers vehicle loans from 4% APR.

What is Advantage Credit Union's personal loan rate?

As of August 4, 2026, Advantage Credit Union offers personal loans from 10.25% APR.

What is Advantage Credit Union's best CD rate?

As of August 4, 2026, Advantage Credit Union offers savings and certificate (CD) yields up to 5.05% APY.

Related Rate Data

Compare Advantage Credit Union's rates against national credit-union benchmarks.

More Iowa credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Advantage Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/advantage" \
  -H "Authorization: Bearer YOUR_API_KEY"
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