Community 1st Credit Union
Verified rate book
Current Community 1st Credit Union rates
12 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5/5 ARM Agriculture5 5 arm | 5.990% APR | 5.990% | — | Standard |
| 5/5 ARM Commercial5 5 arm | 6.500% APR | 6.500% | — | Standard |
| 1 Year Balloonother | 7.000% APR | 7.000% | — | Standard |
| 3 Year Balloonother | 7.250% APR | 7.250% | — | Standard |
| 5 Year Balloonother | 7.500% APR | 7.500% | — | Standard |
| 7 Year Balloonother | 7.750% APR | 7.750% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| HELOC Flex (Fixed-Rate)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Holiday Loanpersonal | 8.490% APR | 8.490% | — | Standard |
| Consumerpersonal | 9.990% APR | 9.990% | — | Standard |
| Payday Alternative Loanpersonal | 19.000% APR | 19.000% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| As Low As 9.99% APR*other | 6.000% % | 6.000% | — | Standard |
As of August 4, 2026, Community 1st Credit Union offers a 5 5 arm mortgage at 5.99% APR (1 points). HELOC rates from 6.75% APR. Personal loan rates from 8.49% APR.
Source: RateAPI.dev, verified from Community 1st Credit Union's official website
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About Community 1st Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 72.4K
- Assets
- $1.1B
- Founded
- 1936
- Locations reported
- 24
- NCUA charter
- 68510
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Community 1st Credit Union
Membership eligibility from Community 1st Credit Union's own published criteria. How we verify this.
Membership criteria are published on Community 1st Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Community 1st Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Community 1st Credit Union offer?
Community 1st Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Community 1st Credit Union rates updated?
RateAPI verifies Community 1st Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Community 1st Credit Union's rate data?
Rate data is collected directly from Community 1st Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Community 1st Credit Union's mortgage rate?
As of August 4, 2026, Community 1st Credit Union offers a 5 5 arm mortgage at 5.99% APR.
What is Community 1st Credit Union's HELOC rate?
As of August 4, 2026, Community 1st Credit Union offers home equity lines of credit from 6.75% APR.
What is Community 1st Credit Union's personal loan rate?
As of August 4, 2026, Community 1st Credit Union offers personal loans from 8.49% APR.
Related Rate Data
Compare Community 1st Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Community 1st Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/community-1st" \
-H "Authorization: Bearer YOUR_API_KEY"