First Class Community Credit Union
Verified rate book
Current First Class Community Credit Union rates
15 published offers verified as of August 4, 2026.
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.250% APR | 5.250% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 5.750% APR | 5.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 9.490% APR | 9.490% | — | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Youth Share (Age 0-12)savings | 0.10% APY | 0.10% | — | Eligibility restricted |
| Individual Retirement Accountira | 0.20% APY | 0.20% | — | Standard |
| Money Marketmoney_market | 0.60% APY | 0.60% | — | Standard |
| 48-Month Certificateshare_certificate_48mo | 2.01% APY | 2.00% | 48 mo | Standard |
| IRA / Share Certificates (48 Month)ira_cd_48mo | 2.01% APY | 2.00% | 48 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 2.26% APY | 2.24% | 24 mo | Standard |
| IRA / Share Certificates (36 Month)ira_cd_36mo | 2.26% APY | 2.24% | 36 mo | Standard |
| IRA / Share Certificates (24 Month)ira_cd_24mo | 2.26% APY | 2.24% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.26% APY | 2.24% | 36 mo | Standard |
| IRA / Share Certificates (12 Month)ira_cd_12mo | 3.28% APY | 3.24% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.28% APY | 3.24% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Ratesother | 4.490% % | 4.490% | — | Standard |
HELOC rates from 5.25% APR. Personal loan rates from 9.49% APR. Savings and certificate yields up to 3.28% APY.
Source: RateAPI.dev, verified from First Class Community Credit Union's official website
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About First Class Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.9K
- Assets
- $96.5M
- Founded
- 1925
- Locations reported
- 2
- NCUA charter
- 64231
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Class Community Credit Union
Membership eligibility from First Class Community Credit Union's own published criteria. How we verify this.
Membership via occupations (USPS employee)
- LocationPolk, Woodbury — IA
- OccupationUSPS employee
Verified from First Class Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Class Community Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Class Community Credit Union ranks against Iowa peers.
Frequently Asked Questions
What rates does First Class Community Credit Union offer?
First Class Community Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are First Class Community Credit Union rates updated?
RateAPI verifies First Class Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get First Class Community Credit Union's rate data?
Rate data is collected directly from First Class Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is First Class Community Credit Union's HELOC rate?
As of August 4, 2026, First Class Community Credit Union offers home equity lines of credit from 5.25% APR.
What is First Class Community Credit Union's personal loan rate?
As of August 4, 2026, First Class Community Credit Union offers personal loans from 9.49% APR.
What is First Class Community Credit Union's best CD rate?
As of August 4, 2026, First Class Community Credit Union offers savings and certificate (CD) yields up to 3.28% APY.
Related Rate Data
Compare First Class Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First Class Community Credit Union rates
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Use it via API
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# Get rates for First Class Community Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/first-class-community" \
-H "Authorization: Bearer YOUR_API_KEY"