Financial Plus Credit Union
Verified rate book
Current Financial Plus Credit Union rates
40 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loanauto_any_48mo | 4.490% APR | 4.490% | 48 mo | Standard |
| 66-Month Auto Loanauto_any_66mo | 4.740% APR | 4.740% | 66 mo | Standard |
| 78-Month Auto Loanauto_any_78mo | 4.990% APR | 4.990% | 78 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 5.240% APR | 5.240% | 84 mo | Standard |
| 48-Month Auto Loanauto_any_48mo | 5.490% APR | 5.490% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 5.740% APR | 5.740% | 60 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.990% APR | 5.990% | 72 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.500% APR | 9.500% | 36 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.000% APR | 10.000% | 60 mo | Standard |
| 84-Month Unsecured Personal Loanpersonal_unsecured_84mo | 11.000% APR | 11.000% | 84 mo | Standard |
Savings & CD rates
27 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA Rates (Roth Conversion IRA Account)ira | 0.30% APY | 0.30% | — | Standard |
| Regular & IRA Certificates (6 months)ira_cd_6mo | 0.65% APY | 0.65% | 6 mo | Standard |
| Money Market ($1,000–$9,999.99)money_market | 0.75% APY | 0.75% | — | Standard |
| $1,000.00 - $9,999.99savings | 0.75% APY | 0.75% | — | Standard |
| Money Market ($1,000–$9,999.99)money_market | 0.76% APY | 0.76% | — | Standard |
| Regular & IRA Certificates (12 months)ira_cd_12mo | 0.85% APY | 0.85% | 12 mo | Standard |
| $10,000.00 - $24,999.99savings | 0.90% APY | 0.90% | — | Standard |
| Money Market ($10,000–$24,999.99)money_market | 0.90% APY | 0.90% | — | Standard |
| Money Market ($25,000–$49,999.99)money_market | 1.00% APY | 1.00% | — | Standard |
| $25,000.00 - $49,999.99savings | 1.00% APY | 1.00% | — | Standard |
| Money Market ($25,000–$49,999.99)money_market | 1.01% APY | 1.01% | — | Standard |
| $50,000.00 - $74,999.99savings | 1.10% APY | 1.10% | — | Standard |
| Money Market ($50,000–$74,999.99)money_market | 1.10% APY | 1.10% | — | Standard |
| Money Market ($50,000–$74,999.99)money_market | 1.11% APY | 1.11% | — | Standard |
| $75,000 Or Moresavings | 1.20% APY | 1.20% | — | Standard |
| Money Market ($75,000+)money_market | 1.20% APY | 1.20% | — | Standard |
| Money Market ($75,000+)money_market | 1.21% APY | 1.21% | — | Standard |
| Regular & IRA Certificates (24 months)ira_cd_24mo | 1.50% APY | 1.50% | 24 mo | Standard |
| Regular & IRA Certificates (36 months)ira_cd_36mo | 2.00% APY | 2.00% | 36 mo | Standard |
| Regular & IRA Certificates (48 months)ira_cd_48mo | 2.05% APY | 2.05% | 48 mo | Standard |
| 48 Month Variable Certificatecd_48mo | 2.05% APY | 2.05% | 48 mo | Standard |
| 60 Month Variable Education Certificatecd_60mo | 2.10% APY | 2.10% | 60 mo | Standard |
| Regular & IRA Certificates (60 months)ira_cd_60mo | 2.10% APY | 2.10% | 60 mo | Standard |
| 18-Month Certificatecd_18mo | 3.40% APY | 3.40% | 18 mo | Standard |
| 27-Month Certificatecd_27mo | 3.65% APY | 3.65% | 27 mo | Standard |
| 34-Month Certificatecd_34mo | 3.80% APY | 3.80% | 34 mo | Standard |
| 9-Month Certificatecd_9mo | 4.00% APY | 4.00% | 9 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Real Estate Loan Rates (5 years)other | 4.750% % | 4.750% | — | Standard |
| Real Estate Loan Rates (10 years)other | 5.250% % | 5.250% | — | Standard |
| Real Estate Loan Rates (15 years)other | 5.750% % | 5.750% | — | Standard |
Auto loans available from 4.49% APR for 48 months. Personal loan rates from 9.5% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Financial Plus Credit Union's official website
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About Financial Plus Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 11.6K
- Assets
- $239.6M
- Founded
- 1929
- Locations reported
- 4
- NCUA charter
- 62965
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Financial Plus Credit Union
Membership eligibility from Financial Plus Credit Union's own published criteria. How we verify this.
Membership criteria are published on Financial Plus Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationPolk, Story, Jasper, Marion, Warren, Madison, Dallas, Boone, Hamilton, Hardin, Marshall, Poweshiek, Mahaska, Monroe, Lucas, Clarke, Union, Adair, Guthrie, Greene, Webster, Tama, Wright, Franklin, Grundy, Black Hawk, Benton, Iowa, Keokuk, Wapello, Appanoose, Wayne, Decatur, Ringgold, Adams, Cass, Audubon, Carroll, Calhoun, Pocahontas, Humboldt
Verified from Financial Plus Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Financial Plus Credit Union?
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Frequently Asked Questions
What rates does Financial Plus Credit Union offer?
Financial Plus Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Financial Plus Credit Union rates updated?
RateAPI verifies Financial Plus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Financial Plus Credit Union's rate data?
Rate data is collected directly from Financial Plus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Financial Plus Credit Union's auto loan rates?
As of August 4, 2026, Financial Plus Credit Union offers auto loans from 4.49% APR.
What is Financial Plus Credit Union's personal loan rate?
As of August 4, 2026, Financial Plus Credit Union offers personal loans from 9.5% APR.
What is Financial Plus Credit Union's best CD rate?
As of August 4, 2026, Financial Plus Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Financial Plus Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Financial Plus Credit Union
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