Midland Credit Union
Verified rate book
Current Midland Credit Union rates
18 published offers verified as of July 30, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st Position Purchase/Refinance30 year fixed | 5.375% APR | 5.375% | — | Standard |
| 1st Position Purchase/Refinance15 year fixed | 5.875% APR | 5.875% | — | Standard |
| "10 to Go" Fixed Refinance10 year fixed | 5.250% APR | 5.250% | — | Standard |
| 1st Position Purchase/Refinance20 year fixed | 5.625% APR | 5.625% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 4.100% APR | 4.100% | 36 mo | Standard |
| New Auto (2025-Newer)auto_new | 4.100% APR | 4.100% | new | Standard |
| Used Auto Loan (2017–2024)auto_used | 5.400% APR | 5.400% | used | Standard |
| Boat, Motorcycle, ATV, Jet Ski, Lawn Tractor (2025-Newer)boat | 6.550% APR | 6.550% | — | Standard |
| Camper/Motorhome (2025-Newer)rv | 7.250% APR | 7.250% | — | Standard |
| Boat, Motorcycle, ATV, Jet Ski, Lawn Tractor (2017-2024)boat | 7.300% APR | 7.300% | — | Standard |
| Camper/Motorhome (2017-2024)rv | 7.650% APR | 7.650% | — | Standard |
| Unsecured (Line of Credit, Personal Loan, Micro Loan, Vehicles 2016 and Later)auto | 9.500% APR | 9.500% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
| HELOC (Variable)heloc_variable | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvement Onlypersonal | 7.500% APR | 7.500% | — | Standard |
| Unsecured Home Improvement Loans Up to $10,000personal_unsecured | 8.500% APR | 8.500% | — | Standard |
| Unsecured Home Improvement Loans $10,000 - $25,000personal_unsecured | 9.000% APR | 9.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rewards Credit Cardcredit_card_rewards | 12.900% APR | 12.900% | — | Standard |
As of July 30, 2026, Midland Credit Union offers a 30-year fixed refinance mortgage at 5.375% APR. Vehicle loans available from 4.1% APR for 36 months. HELOC rates from 6% APR. Personal loan rates from 7.5% APR. Credit card rates from 12.9% APR.
Source: RateAPI.dev, verified from Midland Credit Union's official website
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About Midland Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.6K
- Assets
- $100.5M
- Founded
- 1933
- Locations reported
- 3
- NCUA charter
- 61918
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Midland Credit Union
Membership eligibility from Midland Credit Union's own published criteria. How we verify this.
Community charter: live/work in Adair, Adams, Audubon +21 more
- LocationAdair, Adams, Audubon, Boone, Cass, Dallas, Guthrie, Harrison, Henry, Jasper, Keokuk, Louisa, Madison, Mahaska, Marion, Mills, Montgomery, Polk, Pottawattamie, Shelby, Story, Union, Warren, Washington
Cost to join: About $5.
Verified from Midland Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Midland Credit Union?
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Frequently Asked Questions
What rates does Midland Credit Union offer?
Midland Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Midland Credit Union rates updated?
RateAPI verifies Midland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Midland Credit Union's rate data?
Rate data is collected directly from Midland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Midland Credit Union's mortgage rate?
As of July 30, 2026, Midland Credit Union offers a 30-year fixed refinance mortgage at 5.375% APR.
What are Midland Credit Union's auto, rv & boat loan rates?
As of July 30, 2026, Midland Credit Union offers vehicle loans from 4.1% APR.
What is Midland Credit Union's HELOC rate?
As of July 30, 2026, Midland Credit Union offers home equity lines of credit from 6% APR.
What is Midland Credit Union's personal loan rate?
As of July 30, 2026, Midland Credit Union offers personal loans from 7.5% APR.
Related Rate Data
Compare Midland Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Midland Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/midland" \
-H "Authorization: Bearer YOUR_API_KEY"