Community Spirit Credit Union
Verified rate book
Current Community Spirit Credit Union rates
17 published offers verified as of August 4, 2026.
Mortgage rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 7.010% APR | 7.000% | — | Standard |
| 30-Year Fixed30 year fixed | 7.022% APR | 7.000% | — | Standard |
| 30-Year Fixed30 year fixed | 7.125% APR | 7.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.128% APR | 6.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.131% APR | 6.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.138% APR | 6.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.250% APR | 6.250% | — | Standard |
| 15-Year Fixed15 year fixed | 6.255% APR | 6.250% | — | Standard |
| 10-Year Fixed10 year fixed | 6.128% APR | 6.125% | — | Standard |
| 10-Year Fixed10 year fixed | 6.250% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.884% APR | 6.875% | — | Standard |
| 20-Year Fixed20 year fixed | 6.884% APR | 6.875% | — | Standard |
| 20-Year Fixed20 year fixed | 6.886% APR | 6.875% | — | Standard |
| 20-Year Fixed20 year fixed | 7.000% APR | 7.000% | — | Standard |
| Agency 25 Year Fixedother | 7.025% APR | 7.000% | — | Standard |
| Agency 25 Year Fixedother | 7.025% APR | 7.000% | — | Standard |
| Agency 25 Year Fixedother | 7.125% APR | 7.125% | — | Standard |
As of August 4, 2026, Community Spirit Credit Union offers a 30-year fixed mortgage at 7.01% APR (0.102 points).
Source: RateAPI.dev, verified from Community Spirit Credit Union's official website
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About Community Spirit Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2K
- Assets
- $23.3M
- Founded
- 1937
- Locations reported
- 1
- NCUA charter
- 65493
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Community Spirit Credit Union
Membership eligibility from Community Spirit Credit Union's own published criteria. How we verify this.
Membership criteria are published on Community Spirit Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Community Spirit Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Community Spirit Credit Union offer?
Community Spirit Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Community Spirit Credit Union rates updated?
RateAPI verifies Community Spirit Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Community Spirit Credit Union's rate data?
Rate data is collected directly from Community Spirit Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Community Spirit Credit Union's mortgage rate?
As of August 4, 2026, Community Spirit Credit Union offers a 30-year fixed mortgage at 7.01% APR.
Related Rate Data
Compare Community Spirit Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Community Spirit Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Community Spirit Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/community-spirit-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"