Service Plus Credit Union
Verified rate book
Current Service Plus Credit Union rates
17 published offers verified as of August 3, 2026.
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Auto 2024 or Newerauto_any_36mo | 5.250% APR | 5.250% | 36 mo · any | Standard |
| Auto Loanauto | 5.250% APR | 5.250% | — | Standard |
| 36-Month Used Auto Loan (2020–2023)auto_used_36mo | 5.500% APR | 5.500% | 36 mo · used | Standard |
| 60-Month Used Auto Loan (2020–2023)auto_used_60mo | 5.750% APR | 5.750% | 60 mo · used | Standard |
| 72-Month Used Auto Loan (2020–2023)auto_used_72mo | 6.000% APR | 6.000% | 72 mo · used | Standard |
| 36-Month Used Auto Loan (2016–2019)auto_used_36mo | 6.250% APR | 6.250% | 36 mo · used | Standard |
| 48-Month Used Auto Loan (2016–2019)auto_used_48mo | 6.500% APR | 6.500% | 48 mo · used | Standard |
| New RV'srv_new_60mo | 8.000% APR | 8.000% | 60 mo · new | Standard |
| 36-Month Used Auto Loan (2015 and Older)auto_used_36mo | 8.000% APR | 8.000% | 36 mo · used | Standard |
| New RV'srv_new_84mo | 9.000% APR | 9.000% | 84 mo · new | Standard |
| Used RV'srv_used_60mo | 9.000% APR | 9.000% | 60 mo · used | Standard |
| New RV'srv_new_120mo | 10.000% APR | 10.000% | 120 mo · new | Standard |
| Used RV'srv_used_84mo | 10.000% APR | 10.000% | 84 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal/Unsecured Loanpersonal_unsecured_48mo | 11.250% APR | 11.250% | 48 mo | Standard |
| Overdraft Line of Creditpersonal | 14.990% APR | 14.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.900% APR | 8.900% | — | Standard |
Vehicle loans available from 5.25% APR for 36 months. HELOC rates from 6% APR. Personal loan rates from 11.25% APR. Credit card rates from 8.9% APR.
Source: RateAPI.dev, verified from Service Plus Credit Union's official website
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About Service Plus Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.6K
- Assets
- $35.4M
- Founded
- 1950
- Locations reported
- 1
- NCUA charter
- 65770
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Service Plus Credit Union
Membership eligibility from Service Plus Credit Union's own published criteria. How we verify this.
Membership criteria are published on Service Plus Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Service Plus Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Service Plus Credit Union?
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Frequently Asked Questions
What rates does Service Plus Credit Union offer?
Service Plus Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Service Plus Credit Union rates updated?
RateAPI verifies Service Plus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Service Plus Credit Union's rate data?
Rate data is collected directly from Service Plus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Service Plus Credit Union's auto & rv loan rates?
As of August 3, 2026, Service Plus Credit Union offers vehicle loans from 5.25% APR.
What is Service Plus Credit Union's HELOC rate?
As of August 3, 2026, Service Plus Credit Union offers home equity lines of credit from 6% APR.
What is Service Plus Credit Union's personal loan rate?
As of August 3, 2026, Service Plus Credit Union offers personal loans from 11.25% APR.
Related Rate Data
Compare Service Plus Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Service Plus Credit Union rates
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# Get rates for Service Plus Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/service-plus" \
-H "Authorization: Bearer YOUR_API_KEY"