Ascentra Credit Union
Verified rate book
Current Ascentra Credit Union rates
13 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.750% APR | 6.750% | — | Standard |
| 15-Year Fixed15 year fixed | 6.375% APR | 6.375% | — | Standard |
| 5/1 ARM5 1 arm | 5.250% APR | 5.250% | — | Standard |
| 10/1 ARM10 1 arm | 5.500% APR | 5.500% | — | Standard |
| 10 & Done (10 Year Fixed)10 year fixed | 6.250% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.750% APR | 6.750% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Autoauto_any | 4.740% APR | 4.740% | any | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Fixed Rate Loan (90% LTV)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
| Home Equity Fixed Rate Loan (90% LTV)***heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| Home Equity Fixed Rate Loan (100% LTV)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| HELOC (90% LTV)**heloc_variable | 6.750% APR | 6.750% | — | Standard |
| HELOC (100% LTV)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Membership Share Savingsshare_savings | 0.05% APY | 0.05% | — | Standard |
As of August 4, 2026, Ascentra Credit Union offers a 30-year fixed mortgage at 6.75% APR. Auto loans available from 4.74% APR. HELOC rates from 6% APR. Savings and certificate yields up to 0.05% APY.
Source: RateAPI.dev, verified from Ascentra Credit Union's official website
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About Ascentra Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 42.9K
- Assets
- $593.2M
- Founded
- 1950
- Locations reported
- 9
- NCUA charter
- 63268
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ascentra Credit Union
Membership eligibility from Ascentra Credit Union's own published criteria. How we verify this.
Community charter: live/work in Cedar, Clinton, Delaware +18 more
- LocationCedar, Clinton, Delaware, Des Moines, Dubuque, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, Washington, Carroll, Henry, Jo Daviess, Knox, Mercer, Peoria, Rock Island, Whiteside
Verified from Ascentra Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ascentra Credit Union?
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Frequently Asked Questions
What rates does Ascentra Credit Union offer?
Ascentra Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ascentra Credit Union rates updated?
RateAPI verifies Ascentra Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ascentra Credit Union's rate data?
Rate data is collected directly from Ascentra Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Ascentra Credit Union's mortgage rate?
As of August 4, 2026, Ascentra Credit Union offers a 30-year fixed mortgage at 6.75% APR.
What are Ascentra Credit Union's auto loan rates?
As of August 4, 2026, Ascentra Credit Union offers auto loans from 4.74% APR.
What is Ascentra Credit Union's HELOC rate?
As of August 4, 2026, Ascentra Credit Union offers home equity lines of credit from 6% APR.
What is Ascentra Credit Union's best CD rate?
As of August 4, 2026, Ascentra Credit Union offers savings and certificate (CD) yields up to 0.05% APY.
Related Rate Data
Compare Ascentra Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Ascentra Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/ascentra" \
-H "Authorization: Bearer YOUR_API_KEY"