I. H. Mississippi Valley Credit Union

Moline, Illinois
Last verified: August 3, 2026
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Verified rate book

Current I. H. Mississippi Valley Credit Union rates

28 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

5 offers
I. H. Mississippi Valley Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.365% APR6.250%—Standard
15-Year Fixed15 year fixed5.939% APR5.750%—Standard
5/1 ARM5 1 arm6.169% APR5.250%—Standard
7/1 ARM7 1 arm6.257% APR5.375%—Standard
20-Year Fixed20 year fixed6.277% APR6.125%—Standard

Auto & vehicle rates

14 offers
I. H. Mississippi Valley Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
54-Month Auto Loan (2024 and Newer)auto_any_54mo4.790% APR4.790%54 moStandard
60-Month Auto Loan (2024 and Newer)auto_any_60mo4.890% APR4.890%60 moStandard
72-Month Auto Loan (2024 and Newer)auto_any_72mo4.990% APR4.990%72 moStandard
84-Month Auto Loan (2024 and Newer)auto_any_84mo5.240% APR5.240%84 moStandard
54-Month Auto Loan (2022–2023)auto_any_54mo5.390% APR5.390%54 moStandard
54-Month Auto Loan (2020–2021)auto_any_54mo5.490% APR5.490%54 moStandard
72-Month Auto Loan (2022–2023)auto_any_72mo5.690% APR5.690%72 moStandard
84-Month Auto Loan (2022–2023)auto_any_84mo5.990% APR5.990%84 moStandard
72-Month Auto Loan (2020–2021)auto_any_72mo6.190% APR6.190%72 moStandard
84-Month Auto Loan (2020–2021)auto_any_84mo7.140% APR7.140%84 moStandard
48-Month Auto Loan (2017–2019)auto_any_48mo7.240% APR7.240%48 moStandard
60-Month Auto Loan (2017–2019)auto_any_60mo7.640% APR7.640%60 moStandard
36-Month Used Auto Loan (2016 and Older)auto_used_36mo9.140% APR9.140%36 mo · usedStandard
54-Month Used Auto Loan (2016 and Older)auto_used_54mo9.640% APR9.640%54 mo · usedStandard

HELOC rates

5 offers
I. H. Mississippi Valley Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable7.125% APR7.125%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed8.187% APR7.940%—Standard
7-Year Home Equity Loan (Fixed)heloc_fixed8.373% APR8.190%—Standard
5-Year HELOC (Fixed)heloc_fixed8.440% APR8.440%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed8.575% APR8.440%—Standard

Personal loan rates

4 offers
I. H. Mississippi Valley Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Personal Loanpersonal_unsecured_24mo11.240% APR11.240%24 moStandard
36-Month Personal Loanpersonal_unsecured_36mo11.740% APR11.740%36 moStandard
48-Month Personal Loanpersonal_unsecured_48mo12.740% APR12.740%48 moStandard
60-Month Personal Loanpersonal_unsecured_60mo13.740% APR13.740%60 moStandard

As of August 3, 2026, I. H. Mississippi Valley Credit Union offers a 30-year fixed mortgage at 6.365% APR. Auto loans available from 4.79% APR for 54 months. HELOC rates from 7.125% APR. Personal loan rates from 11.24% APR.

Source: RateAPI.dev, verified from I. H. Mississippi Valley Credit Union's official website

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About I. H. Mississippi Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
149.7K
Assets
$2.3B
Founded
1936
Locations reported
15
NCUA charter
60337
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AscentraMoline · Moline · IL · 61265-5925Branch in the same ZIPDutrac CommunityMOLINE · MOLINE · IL · 61265Branch in the same ZIPEmpeopleMain Office - Moline · Moline · IL · 61265-6471Branch in the same ZIPGas and ElectricMoline Branch · Moline · IL · 61265-6311Branch in the same ZIPKone EmployeesKONE ECU · Moline · IL · 61265Branch in the same ZIPMoline MunicipalMoline Municipal Credit Union · Moline · IL · 61265-6080Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join I. H. Mississippi Valley Credit Union

Membership eligibility from I. H. Mississippi Valley Credit Union's own published criteria. How we verify this.

Membership criteria are published on I. H. Mississippi Valley Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from I. H. Mississippi Valley Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does I. H. Mississippi Valley Credit Union offer?

I. H. Mississippi Valley Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are I. H. Mississippi Valley Credit Union rates updated?

RateAPI verifies I. H. Mississippi Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get I. H. Mississippi Valley Credit Union's rate data?

Rate data is collected directly from I. H. Mississippi Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is I. H. Mississippi Valley Credit Union's mortgage rate?

As of August 3, 2026, I. H. Mississippi Valley Credit Union offers a 30-year fixed mortgage at 6.365% APR.

What are I. H. Mississippi Valley Credit Union's auto loan rates?

As of August 3, 2026, I. H. Mississippi Valley Credit Union offers auto loans from 4.79% APR.

What is I. H. Mississippi Valley Credit Union's HELOC rate?

As of August 3, 2026, I. H. Mississippi Valley Credit Union offers home equity lines of credit from 7.125% APR.

What is I. H. Mississippi Valley Credit Union's personal loan rate?

As of August 3, 2026, I. H. Mississippi Valley Credit Union offers personal loans from 11.24% APR.

Related Rate Data

Compare I. H. Mississippi Valley Credit Union's rates against national credit-union benchmarks.

More Illinois credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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  -H "Authorization: Bearer YOUR_API_KEY"
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