Membersfirst Credit Union

Decatur, Georgia
Last verified: August 4, 2026
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Verified rate book

Current Membersfirst Credit Union rates

42 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Membersfirst Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
73-84 months (36 Months)auto_any_36mo4.150% APR4.150%36 moStandard
73-84 months (48 Months)auto_any_48mo4.300% APR4.300%48 moStandard
73-84 months (60 Months)auto_any_60mo4.450% APR4.450%60 moStandard
73-84 months (61 - 72 Months)auto_any_72mo4.700% APR4.700%72 moStandard
73-84 months (73 - 84 Months)auto_any_84mo5.400% APR5.400%84 moStandard

HELOC rates

2 offers
Membersfirst Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10 - 15 years (Max LTV May Vary)heloc5.750% APR5.750%—Standard
HELOC (10 - 15 years (Max LTV May Vary))heloc_variable5.750% APR5.750%—Standard

Personal loan rates

5 offers
Membersfirst Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
General Purpose Loans (Share Secured Loan (6 to 60 months))personal_secured_60mo2.500% APR2.500%60 moStandard
General Purpose Loans (Credit Establishing Loan (with no credit history))personal6.000% APR6.000%—Standard
General Purpose Loans (Personal Loan (up to 60 months))personal_unsecured_60mo9.900% APR9.900%60 moStandard
General Purpose Loans (Credit Establishing Loan (rebuilding credit))personal12.000% APR12.000%—Standard
General Purpose Loans (Credit Establishing Loan (up to $2500))personal12.000% APR12.000%—Standard

Credit card rates

3 offers
Membersfirst Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Piedmont Atlanta Branch – Permanently Closed (Visa Platinum with Rewards)credit_card_rewards8.990% APR8.990%—Standard
Piedmont Atlanta Branch – Permanently Closed (Visa Classic with Rewards)credit_card_rewards13.880% APR13.880%—Standard
Piedmont Atlanta Branch – Permanently Closed (Visa Secured with Rewards)credit_card_secured14.880% APR14.880%—Standard

Savings & CD rates

27 offers
Membersfirst Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
*APY: (MembersFirst 55 + Checking)savings0.03% APY0.03%—Standard
*APY: (Business Savings)savings0.15% APY0.15%—Standard
*APY: (Special Purpose Savings)savings0.20% APY0.20%—Standard
*APY: (MembersFirst 55+ Savings)savings0.21% APY0.21%—Standard
*APY: (Christmas Club Savings)savings0.25% APY0.25%—Specialty offer
*APY: ($1,000.00 to $ 9,999.99)savings1.26% APY1.26%—Standard
*APY: ($100.00 to $999.99)savings1.26% APY1.26%—Standard
*APY: ($10,000.00 to $ 24,999.99)savings1.31% APY1.31%—Standard
*APY: ($25,000.00 to $ 49,999.99)savings1.51% APY1.51%—Standard
*APY: ($50,000.00 to $ 99,999.99)savings1.68% APY1.68%—Standard
*APY: ($100,000.00 and above)savings1.80% APY1.80%—Standard
90 Dayssavings2.62% APY2.62%—Standard
Certificate & IRA Certificate Rates (90 Days)ira_cd2.62% APY2.62%—Standard
36-Month IRA Certificateira_cd_36mo3.45% APY3.45%36 moStandard
60-Month IRA Certificateira_cd_60mo3.45% APY3.45%60 moStandard
24-Month IRA Certificateira_cd_24mo3.45% APY3.45%24 moStandard
48-Month IRA Certificateira_cd_48mo3.45% APY3.45%48 moStandard
60-Month Certificatecd_60mo3.50% APY3.45%60 moStandard
24-Month Certificatecd_24mo3.50% APY3.45%24 moStandard
36-Month Certificatecd_36mo3.50% APY3.45%36 moStandard
48-Month Certificatecd_48mo3.50% APY3.45%48 moStandard
18-Month IRA Certificateira_cd_18mo3.59% APY3.59%18 moStandard
6-Month Certificatecd_6mo3.64% APY3.64%6 moStandard
6-Month IRA Certificateira_cd_6mo3.64% APY3.64%6 moStandard
18-Month Certificatecd_18mo3.65% APY3.59%18 moStandard
12-Month IRA Certificateira_cd_12mo3.78% APY3.78%12 moStandard
12-Month Certificatecd_12mo3.85% APY3.78%12 moStandard

Auto loans available from 4.15% APR for 36 months. HELOC rates from 5.75% APR. Personal loan rates from 2.5% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 3.85% APY.

Source: RateAPI.dev, verified from Membersfirst Credit Union's official website

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About Membersfirst Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
26.8K
Assets
$429.1M
Founded
1953
Locations reported
14
NCUA charter
67538
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Associated Credit UnionVA Med Center Remote ITM · Decatur · GA · 30033Branch in the same ZIPPeach StateNorth Decatur Square · Decatur · GA · 30033Branch in the same ZIPPlatinumDecatur Branch · Decatur · GA · 30033Branch in the same ZIPCDCClifton Road · Atlanta · GA · 30329-4018About 2.4 miles awayNavy Federal Credit UnionBrookhaven GA · Atlanta · GA · 30329About 2.4 miles awayGeorgia UnitedClarkston Office · Clarkston · GA · 30021-2362About 2.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Membersfirst Credit Union

Membership eligibility from Membersfirst Credit Union's own published criteria. How we verify this.

Membership criteria are published on Membersfirst Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $5.

Verified from Membersfirst Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Membersfirst Credit Union?

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Frequently Asked Questions

What rates does Membersfirst Credit Union offer?

Membersfirst Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Membersfirst Credit Union rates updated?

RateAPI verifies Membersfirst Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Membersfirst Credit Union's rate data?

Rate data is collected directly from Membersfirst Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Membersfirst Credit Union's auto loan rates?

As of August 4, 2026, Membersfirst Credit Union offers auto loans from 4.15% APR.

What is Membersfirst Credit Union's HELOC rate?

As of August 4, 2026, Membersfirst Credit Union offers home equity lines of credit from 5.75% APR.

What is Membersfirst Credit Union's personal loan rate?

As of August 4, 2026, Membersfirst Credit Union offers personal loans from 2.5% APR.

What is Membersfirst Credit Union's best CD rate?

As of August 4, 2026, Membersfirst Credit Union offers savings and certificate (CD) yields up to 3.85% APY.

Related Rate Data

Compare Membersfirst Credit Union's rates against national credit-union benchmarks.

More Georgia credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Membersfirst Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/membersfirst" \
  -H "Authorization: Bearer YOUR_API_KEY"
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