Platinum Credit Union
Verified rate book
Current Platinum Credit Union rates
30 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Pre-Owned Auto Loanauto_used | 3.990% APR | 3.990% | used | Standard |
| New Auto Loanauto_new | 3.990% APR | 3.990% | new | Standard |
| New Motorcycle Loanmotorcycle_new | 6.990% APR | 6.990% | new | Standard |
| Used Motorcycle Loanmotorcycle_used | 6.990% APR | 6.990% | used | Standard |
| Used RV Loanrv_used | 7.990% APR | 7.990% | used | Standard |
| New RV Loanrv_new | 7.990% APR | 7.990% | new | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share/CD Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Emergency Loanpersonal | 5.990% APR | 5.990% | — | Standard |
| Signature Loanpersonal_unsecured | 7.250% APR | 7.250% | — | Standard |
Student loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Student Consolidation Loanstudent | 5.990% APR | 5.990% | — | Standard |
| Student Loanstudent | 6.990% APR | 6.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
| Business Credit Cardcredit_card_business | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Rewards Checking $500 - $999.99 $1,000 - $4,999.99 $5,000 & abovesavings | 0.05% APY | 0.05% | — | Standard |
| Student Interest Checking $500 - $999.99 $1,000 - $4,999.99 $5,000 & abovesavings | 0.05% APY | 0.05% | — | Standard |
| Business Share Savings $100 - $2,499.99 $2,500 - $9,999.99 $10,000 - $49,999.99 $50,000 & aboveshare_savings | 0.25% APY | 0.25% | — | Standard |
| Money Market Savings $0 - $4,999.99 $5,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000 & abovemoney_market | 0.50% APY | 0.50% | — | Standard |
| Youth Checking Up to $1,000 Above $1,000savings | 2.00% APY | 2.00% | — | Standard |
| College Savings Plansavings | 2.96% APY | 2.96% | — | Standard |
| 24 Months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000cd_24mo | 3.00% APY | 2.97% | 24 mo | Standard |
| 36 Months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000cd_36mo | 3.00% APY | 2.97% | 36 mo | Standard |
| 60 Months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000cd_60mo | 3.25% APY | 3.21% | 60 mo | Standard |
| 6 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000cd_6mo | 3.65% APY | 3.60% | 6 mo | Standard |
| 12 Months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000cd_12mo | 3.75% APY | 3.70% | 12 mo | Standard |
| High-Yield Savings $0 - $250,000 $250,000.01 - $500,000 $500,000.01 - $1,000,000 Over $1,000,000savings | 3.93% APY | 3.93% | — | Standard |
| Youth Savings Up to $2,500 Above $2,500savings | 3.94% APY | 3.94% | — | Eligibility restricted |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Line of Creditbusiness | 7.990% % | 7.990% | — | Standard |
| Real Estate Secured Business Loanother | 1.000% % | 1.000% | — | Standard |
| 555 Loanother | 5.000% % | 5.000% | — | Standard |
| Vocational Income Program Loanother | 5.990% % | 5.990% | — | Standard |
Vehicle loans available from 3.99% APR. Personal loan rates from 3% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.93% APY.
Source: RateAPI.dev, verified from Platinum Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Platinum Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other GA credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 3.99% APR | #3 of 14 · top 22% | 3.40% | 5.25% | 126 bp better than state median |
| Used Auto Loan (best offer, cars) | 3.99% APR | #2 of 11 · top 19% | 2.70% | 5.50% | 151 bp better than state median |
| Personal Loan (unsecured, best offer) | 5.99% APR | #2 of 28 · top 8% | 5.00% | 8.95% | 296 bp better than state median |
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About Platinum Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 13.8K
- Assets
- $389.9M
- Founded
- 1999
- Locations reported
- 6
- NCUA charter
- 24631
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Platinum Credit Union
Membership eligibility from Platinum Credit Union's own published criteria. How we verify this.
Membership criteria are published on Platinum Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Platinum Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Platinum Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Platinum Credit Union ranks against Georgia peers.
Frequently Asked Questions
What rates does Platinum Credit Union offer?
Platinum Credit Union currently offers vehicle loan, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Platinum Credit Union rates updated?
RateAPI verifies Platinum Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Platinum Credit Union's rate data?
Rate data is collected directly from Platinum Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Platinum Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Platinum Credit Union offers vehicle loans from 3.99% APR.
What is Platinum Credit Union's personal loan rate?
As of August 4, 2026, Platinum Credit Union offers personal loans from 3% APR.
What is Platinum Credit Union's best CD rate?
As of August 4, 2026, Platinum Credit Union offers savings and certificate (CD) yields up to 3.93% APY.
Related Rate Data
Compare Platinum Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Platinum Credit Union rates
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# Get rates for Platinum Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/platinum" \
-H "Authorization: Bearer YOUR_API_KEY"