Tru Fi Credit Union

Macclenny, Florida
Last verified: August 4, 2026
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Verified rate book

Current Tru Fi Credit Union rates

42 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

19 offers
Tru Fi Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Tru New Vehicle Loans (24 - 36 months)auto_new_36mo4.690% APR4.690%36 mo · newStandard
Tru New Vehicle Loans (37 - 60 months)auto_new_60mo4.990% APR4.990%60 mo · newStandard
Tru New Vehicle Loans (61 - 72 months)auto_new_72mo5.190% APR5.190%72 mo · newStandard
Tru Used Vehicle Loans (24 - 36 months)auto_used_36mo5.190% APR5.190%36 mo · usedStandard
Tru Used Vehicle Loans (37 - 48 months)auto_used_48mo5.290% APR5.290%48 mo · usedStandard
Tru Used Vehicle Loans (49 - 60 months)auto_used_60mo5.490% APR5.490%60 mo · usedStandard
Tru Used Vehicle Loans (61 - 72 months (2021 - 2025, Minimum $15k))auto_used_72mo5.790% APR5.790%72 mo · usedStandard
Tru New Vehicle Loans (73 - 84 months)auto_new_84mo5.990% APR5.990%84 mo · newStandard
60-Month New Motorcycle Loanmotorcycle_new_60mo6.090% APR6.090%60 mo · newStandard
Tru Boats & Watercraft Loans (Up to 60 months)boat_any_60mo6.990% APR6.990%60 moStandard
48-Month Used Motorcycle Loanmotorcycle_used_48mo7.090% APR7.090%48 mo · usedStandard
New Model ATV'spowersports_new_72mo7.490% APR7.490%72 mo · newStandard
Tru Used Vehicle Loans (61 - 72 months (2019 - 2020 Minimum $15k))auto_used_72mo7.500% APR7.500%72 mo · usedStandard
Tru Boats & Watercraft Loans (61 - 120 months)boat_any_120mo7.590% APR7.590%120 moStandard
Tru Recreational Motor Homes & Camper Loans (Up to 72 months)powersports_any_72mo7.590% APR7.590%72 moStandard
Tru Recreational Motor Homes & Camper Loans (73 - 120 months)powersports_any_120mo7.990% APR7.990%120 moStandard
Tru Boats & Watercraft Loans (121 - 144 months)boat_any_144mo7.990% APR7.990%144 moStandard
Used Model ATV'spowersports_used_60mo8.090% APR8.090%60 mo · usedStandard
Tru Recreational Motor Homes & Camper Loans (121 - 144 months)powersports_any_144mo8.390% APR8.390%144 moStandard

Personal loan rates

3 offers
Tru Fi Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Unsecured Personal Loanpersonal_unsecured_24mo10.000% APR10.000%24 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.790% APR10.790%60 moStandard
Personal LOCploc_variable14.490% APR14.490%—Standard

Credit card rates

3 offers
Tru Fi Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Business Credit Cardcredit_card_business13.250% APR13.250%—Standard
Platinum Credit Cardcredit_card_platinum13.500% APR13.500%—Standard
Secured Credit Cardcredit_card_secured13.500% APR13.500%—Standard

Savings & CD rates

16 offers
Tru Fi Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Kid's Club ($50,001 or Greater)savings0.10% APY0.10%—Eligibility restricted
Tru Savings Accounts - Regular Sharesavings0.10% APY0.10%—Standard
Christmas Clubsavings0.25% APY0.25%—Specialty offer
< $15,000savings0.50% APY0.50%—Standard
$15,001 To $50,000savings0.60% APY0.60%—Standard
$50,001 To $100,000savings0.65% APY0.65%—Standard
$100,001 To 150,000savings0.85% APY0.85%—Standard
$150,001 or Greatersavings0.95% APY0.95%—Standard
Mega Money Draftsavings1.00% APY1.00%—Standard
Tru Super Cashsavings1.34% APY1.34%—Standard
Kid's Club (up to $50,000)savings1.50% APY1.50%—Eligibility restricted
Tru Certificates of Deposit (APR/APY)cd_60mo3.74% APY3.35%60 moStandard
Tru Certificates of Deposit (APR/APY)cd_6mo3.74% APY3.69%6 moStandard
Tru Certificates of Deposit (APR/APY)cd_18mo3.74% APY3.45%18 moStandard
Kid's Club 24 month CD Special (up to $10,000)cd_24mo4.17% APY4.17%24 moEligibility restricted
Teen 12 month CD Special (up to $2,500)cd_12mo4.25% APY4.25%12 moEligibility restricted

Equipment loan rates

1 offer
Tru Fi Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Lawn Mowers, Farm Equipmentequipment_60mo9.090% APR9.090%—Standard

Vehicle loans available from 4.69% APR for 36 months. Personal loan rates from 10% APR. Credit card rates from 13.25% APR. Savings and certificate yields up to 3.74% APY. Equipment loans from 9.09% APR.

Source: RateAPI.dev, verified from Tru Fi Credit Union's official website

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About Tru Fi Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8K
Assets
$142.8M
Founded
1967
Locations reported
3
NCUA charter
68691
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Vystar118-Macclenny · Macclenny · FL · 32063Branch in the same ZIPFirst FloridaRaiford Branch · Raiford · FL · 32083About 12.7 miles awayPublix EmployeesPEFCU/Normandy Branch · Jacksonville · FL · 32221About 14.5 miles awayRadifiOrange Park Branch · Orange Park · FL · 32065-5910About 16.3 miles awayCommunity First Credit Union of FloOakleaf · Jacksonville · FL · 32222-5818About 17.9 miles awayNavy Federal Credit UnionOakleaf-Jacksonville FL · Jacksonville · FL · 32222About 17.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Tru Fi Credit Union

Membership eligibility from Tru Fi Credit Union's own published criteria. How we verify this.

Community charter: live/work in Baker, Nassau, Duval

  • LocationBaker, Nassau, Duval

Verified from Tru Fi Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Tru Fi Credit Union?

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Frequently Asked Questions

What rates does Tru Fi Credit Union offer?

Tru Fi Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Tru Fi Credit Union rates updated?

RateAPI verifies Tru Fi Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Tru Fi Credit Union's rate data?

Rate data is collected directly from Tru Fi Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Tru Fi Credit Union's auto, boat, motorcycle & powersports loan rates?

As of August 4, 2026, Tru Fi Credit Union offers vehicle loans from 4.69% APR.

What is Tru Fi Credit Union's personal loan rate?

As of August 4, 2026, Tru Fi Credit Union offers personal loans from 10% APR.

What is Tru Fi Credit Union's best CD rate?

As of August 4, 2026, Tru Fi Credit Union offers savings and certificate (CD) yields up to 3.74% APY.

Related Rate Data

Compare Tru Fi Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Tru Fi Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/tru-fi" \
  -H "Authorization: Bearer YOUR_API_KEY"
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