Publix Employees Credit Union

Lakeland, Florida
Last verified: August 4, 2026
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Verified rate book

Current Publix Employees Credit Union rates

36 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

3 offers
Publix Employees Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30YR FIXED30 year fixed5.930% APR5.930%Standard
15YR FIXED15 year fixed5.450% APR5.450%Standard
20YR FIXED20 year fixed5.560% APR5.560%Standard

Auto & vehicle rates

7 offers
Publix Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto & Truckauto_new4.490% APR4.490%newStandard
Used Auto & Truckauto_used4.740% APR4.740%usedStandard
New Motorcycle Loanmotorcycle_new7.100% APR7.100%newStandard
New Boat & Recreational Vehicle (RV)boat_new7.300% APR7.300%newStandard
Jet Skiboat7.300% APR7.300%Standard
Used Motorcycle Loanmotorcycle_used7.500% APR7.500%usedStandard
Used Boat & Recreational Vehicle (RV)boat_used7.500% APR7.500%usedStandard

Personal loan rates

6 offers
Publix Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Publix Stock (60%)personal5.750% APR5.750%Standard
Publix Stock (80%)personal6.250% APR6.250%Standard
Publix Stock Line of Creditploc_variable6.490% APR6.490%Standard
Emergency Disaster Loanpersonal8.000% APR8.000%Standard
Unsecured Personal Loanpersonal_unsecured9.500% APR9.500%Standard
Personal Line of Creditploc_variable11.750% APR11.750%Standard

Credit card rates

1 offer
Publix Employees Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card12.990% APR12.990%Standard

Savings & CD rates

18 offers
Publix Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Prime Sharesavings0.05% APY0.05%Standard
Special Clubssavings0.20% APY0.20%Standard
Prime IRA Clubira0.25% APY0.25%Standard
Money Marketmoney_market1.04% APY1.04%Standard
$1,000 - $24,999savings1.04% APY1.04%Standard
High-Yield Money Market Tiers*money_market1.05% APY1.04%Standard
48-Month Certificatecd_48mo3.05% APY3.05%48 moStandard
6-Month Certificatecd_6mo3.20% APY3.20%6 moStandard
60-Month Certificatecd_60mo3.30% APY3.30%60 moStandard
36-Month Certificatecd_36mo3.40% APY3.40%36 moStandard
24-Month Certificatecd_24mo3.44% APY3.45%24 moStandard
>$250,000savings3.44% APY3.44%Standard
$25,000 - $99,999savings3.44% APY3.44%Standard
$100,000 - $249,999savings3.44% APY3.44%Standard
12-Month Certificatecd_12mo3.60% APY3.60%12 moStandard
Youth Cert.**savings3.65% APY3.60%Eligibility restricted
10-Month Certificatecd_10mo4.50% APY4.50%10 moStandard
Stock Clubsavings4.94% APY4.94%Standard

Other rates

1 offer
Publix Employees Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Small Collateralother7.000% %7.000%Standard

As of August 4, 2026, Publix Employees Credit Union offers a 30-year fixed mortgage at 5.93% APR. Vehicle loans available from 4.49% APR. Personal loan rates from 5.75% APR. Credit card rates from 12.99% APR. Savings and certificate yields up to 4.94% APY.

Source: RateAPI.dev, verified from Publix Employees Credit Union's official website

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About Publix Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
124.8K
Assets
$1.8B
Founded
1978
Locations reported
11
NCUA charter
23020
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Publix Employees Credit Union

Membership eligibility from Publix Employees Credit Union's own published criteria. How we verify this.

Membership via employers (Publix Super Markets, Inc.)

  • EmployerPublix Super Markets, Inc.

Cost to join: About $5.

Verified from Publix Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Publix Employees Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Publix Employees Credit Union ranks against Florida peers.

Frequently Asked Questions

What rates does Publix Employees Credit Union offer?

Publix Employees Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Publix Employees Credit Union rates updated?

RateAPI verifies Publix Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Publix Employees Credit Union's rate data?

Rate data is collected directly from Publix Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Publix Employees Credit Union's mortgage rate?

As of August 4, 2026, Publix Employees Credit Union offers a 30-year fixed mortgage at 5.93% APR.

What are Publix Employees Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Publix Employees Credit Union offers vehicle loans from 4.49% APR.

What is Publix Employees Credit Union's personal loan rate?

As of August 4, 2026, Publix Employees Credit Union offers personal loans from 5.75% APR.

What is Publix Employees Credit Union's best CD rate?

As of August 4, 2026, Publix Employees Credit Union offers savings and certificate (CD) yields up to 4.94% APY.

Related Rate Data

Compare Publix Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Publix Employees Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Publix Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/publix-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"