First Florida Credit Union

Jacksonville, Florida
Last verified: July 29, 2026
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Verified rate book

Current First Florida Credit Union rates

2 published offers verified as of July 29, 2026.

How we verify rates

HELOC rates

2 offers
First Florida Credit Union heloc rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable4.990% APR4.990%—Standard
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

HELOC rates from 4.99% APR.

Source: RateAPI.dev, verified from First Florida Credit Union's official website

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About First Florida Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
63K
Assets
$1.5B
Founded
1950
Locations reported
18
NCUA charter
61170
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AliveDowntown · Jacksonville · FL · 32202Branch in the same ZIPCommunity First Credit Union of FloDowntown · Jacksonville · FL · 32202Branch in the same ZIPNavy Federal Credit UnionBrooklyn-Jacksonville FL · Jacksonville · FL · 32202Branch in the same ZIPVystarCorporate Office (VyStar Tower) · Jacksonville · FL · 32202-3433Branch in the same ZIPJax FireJax. Firemen's Credit Union · Jacksonville · FL · 32206-3301About 1.9 miles awayJM AssociatesPort · Jacksonville · FL · 32206-5437About 1.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join First Florida Credit Union

Membership eligibility from First Florida Credit Union's own published criteria. How we verify this.

Community charter: live/work in Alachua, Baker, Bay +36 more

  • LocationAlachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Gulf, Hillsborough, Indian River, Jackson, Jefferson, Leon, Liberty, Madison, Marion, Martin, Miami-Dade, Nassau, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Saint Johns, Seminole, Taylor, Union, Volusia, Wakulla, Walton, Washington

Cost to join: About $5.

Verified from First Florida Credit Union's membership page. Final membership determination is always made by the credit union.

Work at First Florida Credit Union?

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Frequently Asked Questions

What rates does First Florida Credit Union offer?

First Florida Credit Union currently offers HELOC rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.

How often are First Florida Credit Union rates updated?

RateAPI verifies First Florida Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get First Florida Credit Union's rate data?

Rate data is collected directly from First Florida Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Florida Credit Union's HELOC rate?

As of July 29, 2026, First Florida Credit Union offers home equity lines of credit from 4.99% APR.

Related Rate Data

Compare First Florida Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for First Florida Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/first-florida" \
  -H "Authorization: Bearer YOUR_API_KEY"
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