Powernet Credit Union

Tampa, Florida
Last verified: August 4, 2026
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Verified rate book

Current Powernet Credit Union rates

31 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

12 offers
Powernet Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Harley Davidsonauto_any3.490% APR3.490%anyStandard
New & Used Autoauto_any_12mo3.490% APR3.490%12 mo · anyStandard
Used Mobile Homesauto_used3.490% APR3.490%usedStandard
New & Used Auto rates: (up to 12 Months)auto_any_12mo3.990% APR3.490%12 mo · anyStandard
New & Used Auto rates: (13 - 42 Months)auto_any_42mo4.740% APR4.240%42 mo · anyStandard
New & Used Auto rates: (43 - 60 Months)auto_any_60mo5.490% APR4.990%60 mo · anyStandard
New & Used Auto rates: (61 - 72 Months)auto_any_72mo5.990% APR5.490%72 mo · anyStandard
New & Used Boatsboat_any7.000% APR7.000%anyStandard
Motorcycle Loanmotorcycle7.000% APR7.000%Standard
Used Travel Trailers/RVrv_used7.500% APR7.500%usedStandard
New Travel Trailers/RVrv_new7.500% APR7.500%newStandard
New Mobile Homesauto_new10.500% APR10.500%newStandard

Personal loan rates

1 offer
Powernet Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loanpersonal9.950% APR9.950%Standard

Credit card rates

1 offer
Powernet Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Round Up Rewardsother4.000% APR4.000%Standard

Savings & CD rates

15 offers
Powernet Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Super Share Draft ($2,500 min)**savings0.10% APY0.10%Standard
IRAira0.25% APY0.25%Standard
Less than $2,500savings0.25% APY0.25%Standard
Shares ($100 min)**savings0.25% APY0.25%Standard
$2,500 - $4,999.99savings1.15% APY1.15%Standard
$5,000 - $9,999.99savings1.25% APY1.25%Standard
$10,000 - $24,999.99savings1.30% APY1.30%Standard
$25,000 - 49,999.99savings1.40% APY1.40%Standard
Greater than $50,000savings1.50% APY1.50%Standard
24 Month Certificate ($500 min.)cd_24mo3.40% APY3.40%24 moStandard
36 Month Certificate ($500 min.)cd_36mo3.50% APY3.50%36 moStandard
12 Month Certificate ($500 min.)cd_12mo3.50% APY3.50%12 moStandard
60 Month Certificate ($500 min.)cd_60mo3.60% APY3.60%60 moStandard
48 Month Certificate ($500 min.)cd_48mo3.60% APY3.60%48 moStandard
6 Month Certificate ($500 min.)cd_6mo3.60% APY3.60%6 moStandard

Equipment loan rates

1 offer
Powernet Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Farm Equipmentequipment3.490% APR3.490%Advertised floor

Other rates

1 offer
Powernet Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Computersother9.950% %9.950%Standard

Vehicle loans available from 3.49% APR. Personal loan rates from 9.95% APR. Credit card rates from 4% APR. Savings and certificate yields up to 3.60% APY.

Source: RateAPI.dev, verified from Powernet Credit Union's official website

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About Powernet Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.8K
Assets
$125.2M
Founded
1961
Locations reported
3
NCUA charter
68042
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Powernet Credit Union

Membership eligibility from Powernet Credit Union's own published criteria. How we verify this.

Membership criteria are published on Powernet Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Powernet Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Powernet Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Powernet Credit Union ranks against Florida peers.

Frequently Asked Questions

What rates does Powernet Credit Union offer?

Powernet Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Powernet Credit Union rates updated?

RateAPI verifies Powernet Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Powernet Credit Union's rate data?

Rate data is collected directly from Powernet Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Powernet Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Powernet Credit Union offers vehicle loans from 3.49% APR.

What is Powernet Credit Union's personal loan rate?

As of August 4, 2026, Powernet Credit Union offers personal loans from 9.95% APR.

What is Powernet Credit Union's best CD rate?

As of August 4, 2026, Powernet Credit Union offers savings and certificate (CD) yields up to 3.60% APY.

Related Rate Data

Compare Powernet Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Powernet Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Powernet Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/powernet" \
  -H "Authorization: Bearer YOUR_API_KEY"