Trax Credit Union
Verified rate book
Current Trax Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 5.100% APR | 5.100% | 84 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 5.600% APR | 5.600% | 84 mo · used | Standard |
| New Harley Motorcyclemotorcycle_new_84mo | 6.240% APR | 6.240% | 84 mo · new | Standard |
| Used Harley Motorcyclemotorcycle_used_84mo | 6.740% APR | 6.740% | 84 mo · used | Standard |
| New Personal Watercraftboat_new_48mo | 7.240% APR | 7.240% | 48 mo · new | Standard |
| 180-Month New Boat Loanboat_new_180mo | 7.240% APR | 7.240% | 180 mo · new | Standard |
| 60-Month New Motorcycle Loanmotorcycle_new_60mo | 7.240% APR | 7.240% | 60 mo · new | Standard |
| 180-Month New RV Loanrv_new_180mo | 7.240% APR | 7.240% | 180 mo · new | Standard |
| 180-Month Used RV Loanrv_used_180mo | 7.740% APR | 7.740% | 180 mo · used | Standard |
| 180-Month Used Boat Loanboat_used_180mo | 7.740% APR | 7.740% | 180 mo · used | Standard |
| Used Personal Watercraftboat_used_36mo | 7.740% APR | 7.740% | 36 mo · used | Standard |
| 60-Month Used Motorcycle Loanmotorcycle_used_60mo | 7.740% APR | 7.740% | 60 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity (80% LTV)heloc | 6.750% APR | 6.750% | — | Standard |
| Home Equity (90% LTV)heloc | 10.750% APR | 10.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 9.500% APR | 9.500% | — | Standard |
| Personal Line of Creditploc_variable | 11.000% APR | 11.000% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 12.550% APR | 12.550% | — | Standard |
| VISA CURewards Platinum*credit_card_rewards | 13.550% APR | 13.550% | — | Standard |
Vehicle loans available from 5.1% APR for 84 months. HELOC rates from 6.75% APR. Personal loan rates from 9.5% APR. Credit card rates from 12.55% APR.
Source: RateAPI.dev, verified from Trax Credit Union's official website
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About Trax Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 45.1K
- Assets
- $490.1M
- Founded
- 1935
- Locations reported
- 9
- NCUA charter
- 24703
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Trax Credit Union
Membership eligibility from Trax Credit Union's own published criteria. How we verify this.
Membership criteria are published on Trax Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Trax Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Trax Credit Union?
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Frequently Asked Questions
What rates does Trax Credit Union offer?
Trax Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Trax Credit Union rates updated?
RateAPI verifies Trax Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Trax Credit Union's rate data?
Rate data is collected directly from Trax Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Trax Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Trax Credit Union offers vehicle loans from 5.1% APR.
What is Trax Credit Union's HELOC rate?
As of August 4, 2026, Trax Credit Union offers home equity lines of credit from 6.75% APR.
What is Trax Credit Union's personal loan rate?
As of August 4, 2026, Trax Credit Union offers personal loans from 9.5% APR.
Related Rate Data
Compare Trax Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Trax Credit Union rates
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# Get rates for Trax Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/trax" \
-H "Authorization: Bearer YOUR_API_KEY"