Grow Financial Credit Union

Tampa, Florida
Last verified: August 4, 2026
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Verified rate book

Current Grow Financial Credit Union rates

49 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

8 offers
Grow Financial Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.500% APR6.500%Standard
15-Year Fixed15 year fixed6.250% APR6.250%Standard
3/1 ARM3 1 arm5.750% APR5.750%Standard
5/1 ARM5 1 arm5.875% APR5.875%Standard
5/5 ARM5 5 arm6.125% APR6.125%Standard
10-Year Fixed10 year fixed6.250% APR6.250%Standard
20-Year Fixed20 year fixed6.375% APR6.375%Standard
10/1 ARM10 1 arm6.500% APR6.500%Standard

Auto & vehicle rates

10 offers
Grow Financial Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New cars, trucks and vansauto_new4.750% APR4.750%newStandard
New RV Loanrv_new5.000% APR5.000%newStandard
Used RV Loanrv_used5.500% APR5.500%usedStandard
Used cars, trucks and vansauto_used5.750% APR5.750%usedStandard
New Boat Loanboat_new7.500% APR7.500%newStandard
New BMW, Ducati, Harley Davidson & Triumph Motorcyclesmotorcycle_new7.750% APR7.750%newStandard
Used BMW, Ducati, Harley Davidson & Triumph Motorcyclesmotorcycle_used8.000% APR8.000%usedStandard
New Motorcycle Loanmotorcycle_new8.000% APR8.000%newStandard
Used Motorcycle Loanmotorcycle_used8.250% APR8.250%usedStandard
Used Boat Loanboat_used8.250% APR8.250%usedStandard

HELOC rates

3 offers
Grow Financial Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Interest-Only HELOCheloc_variable7.750% APR7.750%Standard
10-Year Home Equity Loan (Fixed)heloc_fixed9.375% APR9.375%Standard
15-Year Home Equity Loan (Fixed)heloc_fixed9.500% APR9.500%Standard

Personal loan rates

1 offer
Grow Financial Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured10.500% APR10.500%Standard

Credit card rates

4 offers
Grow Financial Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Visa Preferredcredit_card10.490% APR10.490%Standard
Visa Preferred Securedcredit_card_secured10.490% APR10.490%Standard
Rewards Credit Cardcredit_card_rewards14.740% APR14.740%Standard
Visa Cash Rewardscredit_card_cash_back17.490% APR17.490%Standard

Savings & CD rates

7 offers
Grow Financial Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Balance less than $25,000savings1.10% APY1.10%Standard
Balance of $25,000 to $49,999.99savings1.35% APY1.35%Standard
Balance of $50,000 to $99,999.99savings1.55% APY1.55%Standard
Balance of $100,000 to $249,999.99savings1.70% APY1.70%Standard
Balance of $250,000 to $499,999.99savings1.90% APY1.90%Standard
Balance of $500,000 and moresavings2.10% APY2.10%Standard
Setting You Up For Success (60 months)cd_60mo3.61% APY3.71%60 moStandard

Other rates

16 offers
Grow Financial Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Intro Offerother1.990% %1.990%Standard
Ready to Apply? (36 - 47 months)other3.560% %3.660%Standard
Setting You Up For Success (36 - 47 months)other3.560% %3.660%Standard
Setting You Up For Success (30 - 35 months)other3.560% %3.660%Standard
Ready to Apply? (30 - 35 months)other3.560% %3.660%Standard
Ready to Apply? (48 - 59 months)other3.610% %3.710%Standard
Ready to Apply? (60 months)other3.610% %3.710%Standard
Setting You Up For Success (48 - 59 months)other3.610% %3.710%Standard
Ready to Apply? (18 - 23 months)other3.660% %3.760%Standard
Setting You Up For Success (18 - 23 months)other3.660% %3.760%Standard
Setting You Up For Success (24 - 29 months)other3.710% %3.820%Standard
Ready to Apply? (24 - 29 months)other3.710% %3.820%Standard
Setting You Up For Success (6 - 11 months)other3.760% %3.870%Standard
Ready to Apply? (6 - 11 months)other3.760% %3.870%Standard
Setting You Up For Success (12 - 17 months)other3.870% %3.970%Standard
Ready to Apply? (12 - 17 months)other3.870% %3.970%Standard

As of August 4, 2026, Grow Financial Credit Union offers a 30-year fixed mortgage at 6.5% APR. Vehicle loans available from 4.75% APR. HELOC rates from 7.75% APR. Personal loan rates from 10.5% APR. Credit card rates from 10.49% APR. Savings and certificate yields up to 3.61% APY.

Source: RateAPI.dev, verified from Grow Financial Credit Union's official website

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About Grow Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
297.8K
Assets
$3.9B
Founded
1955
Locations reported
28
NCUA charter
9976
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Grow Financial Credit Union

Membership eligibility from Grow Financial Credit Union's own published criteria. How we verify this.

Membership criteria are published on Grow Financial Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $1.

Verified from Grow Financial Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Grow Financial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Grow Financial Credit Union ranks against Florida peers.

Frequently Asked Questions

What rates does Grow Financial Credit Union offer?

Grow Financial Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Grow Financial Credit Union rates updated?

RateAPI verifies Grow Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Grow Financial Credit Union's rate data?

Rate data is collected directly from Grow Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Grow Financial Credit Union's mortgage rate?

As of August 4, 2026, Grow Financial Credit Union offers a 30-year fixed mortgage at 6.5% APR.

What are Grow Financial Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Grow Financial Credit Union offers vehicle loans from 4.75% APR.

What is Grow Financial Credit Union's HELOC rate?

As of August 4, 2026, Grow Financial Credit Union offers home equity lines of credit from 7.75% APR.

What is Grow Financial Credit Union's personal loan rate?

As of August 4, 2026, Grow Financial Credit Union offers personal loans from 10.5% APR.

What is Grow Financial Credit Union's best CD rate?

As of August 4, 2026, Grow Financial Credit Union offers savings and certificate (CD) yields up to 3.61% APY.

Related Rate Data

Compare Grow Financial Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Grow Financial Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Grow Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/grow-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"