Midflorida Credit Union
Verified rate book
Current Midflorida Credit Union rates
12 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-year fixed rate loan (97% Financing)30 year fixed | 7.216% APR | 7.125% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 72-Month Auto Loan (2025 and Newer)auto_any_72mo | 5.390% APR | 5.390% | 72 mo | Standard |
| 72-Month Auto Loan (2024)auto_any_72mo | 5.640% APR | 5.640% | 72 mo | Standard |
| 72-Month Auto Loan (2023)auto_any_72mo | 6.140% APR | 6.140% | 72 mo | Standard |
| 2022 and 2021 Autosauto_any_72mo | 6.890% APR | 6.890% | 72 mo | Standard |
| New Recreationalpowersports_new_60mo | 8.700% APR | 8.700% | 60 mo · new | Standard |
| Used Recreationalpowersports_used_60mo | 9.710% APR | 9.710% | 60 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOCheloc_variable | 4.990% APR | 4.990% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.280% APR | 6.280% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.010% APR | 3.010% | — | Standard |
| Closed End Personal Loanpersonal_unsecured | 11.220% APR | 11.220% | — | Standard |
| Premium Line of Creditploc_variable | 13.750% APR | 13.750% | — | Standard |
As of August 4, 2026, Midflorida Credit Union offers a 30-year fixed mortgage at 7.216% APR. Vehicle loans available from 5.39% APR for 72 months. HELOC rates from 4.99% APR. Personal loan rates from 3.01% APR.
Source: RateAPI.dev, verified from Midflorida Credit Union's official website
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About Midflorida Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 493.8K
- Assets
- $9.8B
- Founded
- 1954
- Locations reported
- 69
- NCUA charter
- 68600
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Midflorida Credit Union
Membership eligibility from Midflorida Credit Union's own published criteria. How we verify this.
Community charter: live/work in FL
- LocationFL
Cost to join: About $50.
Verified from Midflorida Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Midflorida Credit Union?
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Frequently Asked Questions
What rates does Midflorida Credit Union offer?
Midflorida Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Midflorida Credit Union rates updated?
RateAPI verifies Midflorida Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Midflorida Credit Union's rate data?
Rate data is collected directly from Midflorida Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Midflorida Credit Union's mortgage rate?
As of August 4, 2026, Midflorida Credit Union offers a 30-year fixed mortgage at 7.216% APR.
What are Midflorida Credit Union's auto & powersports loan rates?
As of August 4, 2026, Midflorida Credit Union offers vehicle loans from 5.39% APR.
What is Midflorida Credit Union's HELOC rate?
As of August 4, 2026, Midflorida Credit Union offers home equity lines of credit from 4.99% APR.
What is Midflorida Credit Union's personal loan rate?
As of August 4, 2026, Midflorida Credit Union offers personal loans from 3.01% APR.
Related Rate Data
Compare Midflorida Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Midflorida Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/midflorida" \
-H "Authorization: Bearer YOUR_API_KEY"