Floridacentral Credit Union
Verified rate book
Current Floridacentral Credit Union rates
14 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 5.990% APR | 5.990% | — | Standard |
| 15-Year Fixed15 year fixed | 6.010% APR | 6.010% | — | Standard |
| 10-Year Fixed10 year fixed | 6.045% APR | 6.045% | — | Standard |
| 20-Year Fixed20 year fixed | 6.381% APR | 6.381% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.990% APR | 4.990% | — | Standard |
| Home Equity (as low as)heloc | 6.375% APR | 6.375% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Interest Checking ($15,000.01 and over)savings | 0.05% APY | 0.05% | — | Standard |
| Business Savingssavings | 0.05% APY | 0.05% | — | Standard |
| IRAira | 0.21% APY | 0.21% | — | Standard |
| Interest Checking balances of $0 - $15,000*savings | 2.00% APY | 1.98% | — | Standard |
| Interest Checking balances of $15,000.01 and over*savings | 2.00% APY | 0.05% | — | Standard |
| Interest Checking ($0 - $15,000)savings | 2.00% APY | 2.00% | — | Standard |
| Regular and IRA: 9 months*ira | 3.50% APY | 3.50% | 9 mo | Standard |
| Regular and IRA: 11 Months*ira | 3.75% APY | 3.75% | 11 mo | Standard |
As of August 4, 2026, Floridacentral Credit Union offers a 30-year fixed mortgage at 5.99% APR. HELOC rates from 4.99% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Floridacentral Credit Union's official website
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About Floridacentral Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 43.9K
- Assets
- $622M
- Founded
- 1954
- Locations reported
- 13
- NCUA charter
- 67668
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Floridacentral Credit Union
Membership eligibility from Floridacentral Credit Union's own published criteria. How we verify this.
Membership via employers (Select Employee Group)
- EmployerSelect Employee Group
Verified from Floridacentral Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Floridacentral Credit Union offer?
Floridacentral Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Floridacentral Credit Union rates updated?
RateAPI verifies Floridacentral Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Floridacentral Credit Union's rate data?
Rate data is collected directly from Floridacentral Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Floridacentral Credit Union's mortgage rate?
As of August 4, 2026, Floridacentral Credit Union offers a 30-year fixed mortgage at 5.99% APR.
What is Floridacentral Credit Union's HELOC rate?
As of August 4, 2026, Floridacentral Credit Union offers home equity lines of credit from 4.99% APR.
What is Floridacentral Credit Union's best CD rate?
As of August 4, 2026, Floridacentral Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Floridacentral Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Floridacentral Credit Union rates
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# Get rates for Floridacentral Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/floridacentral" \
-H "Authorization: Bearer YOUR_API_KEY"