Miami Firefighters Credit Union

Miami, Florida
Last verified: August 4, 2026
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Verified rate book

Current Miami Firefighters Credit Union rates

84 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

7 offers
Miami Firefighters Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5/6 Month ARM5 1 arm7.250% APR7.250%—Standard
Historic Rates of Return 1926-2023 (Long-Term Government Bonds)other5.100% APR5.100%—Standard
Long-Term Government Bondsother5.100% APR5.100%—Standard
Historic Rates of Return 1926-2023 (U.S. Large-Company Stocks)other10.300% APR10.300%—Standard
U.S. Large-Company Stocksother10.300% APR10.300%—Standard
U.S. Small-Company Stocksother11.800% APR11.800%—Standard
Historic Rates of Return 1926-2023 (U.S. Small-Company Stocks)other11.800% APR11.800%—Standard

Auto & vehicle rates

24 offers
Miami Firefighters Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Auto Loanauto_any_36mo3.590% APR3.590%36 moStandard
48-Month Auto Loanauto_any_48mo3.840% APR3.840%48 moStandard
60-Month Auto Loanauto_any_60mo4.090% APR4.090%60 moStandard
66-Month Auto Loanauto_any_66mo4.440% APR4.440%66 moStandard
36-Month Used Auto Loanauto_used_36mo4.490% APR4.490%36 mo · usedStandard
72-Month Auto Loanauto_any_72mo4.690% APR4.690%72 moStandard
48-Month Used Auto Loanauto_used_48mo4.740% APR4.740%48 mo · usedStandard
60-Month Used Auto Loanauto_used_60mo5.090% APR5.090%60 mo · usedStandard
66-Month Used Auto Loanauto_used_66mo5.340% APR5.340%66 mo · usedStandard
84-Month Auto Loanauto_any_84mo5.440% APR5.440%84 moStandard
72-Month Used Auto Loanauto_used_72mo5.590% APR5.590%72 mo · usedStandard
36-Month Motorcycle Loanmotorcycle_any_36mo6.240% APR6.240%36 moStandard
36-Month Boat Loanboat_any_36mo6.290% APR6.290%36 moStandard
60-Month Boat Loanboat_any_60mo6.340% APR6.340%60 moStandard
84-Month Used Auto Loanauto_used_84mo6.340% APR6.340%84 mo · usedStandard
84-Month Boat Loanboat_any_84mo6.390% APR6.390%84 moStandard
108-Month Boat Loanboat_any_108mo6.440% APR6.440%108 moStandard
48-Month Motorcycle Loanmotorcycle_any_48mo6.490% APR6.490%48 moStandard
120-Month Boat Loanboat_any_120mo6.490% APR6.490%120 moStandard
144-Month Boat Loanboat_any_144mo6.540% APR6.540%144 moStandard
180-Month Boat Loanboat_any_180mo6.590% APR6.590%180 moStandard
66-Month Motorcycle Loanmotorcycle_any_66mo6.840% APR6.840%66 moStandard
60-Month Motorcycle Loanmotorcycle_any_60mo6.840% APR6.840%60 moStandard
72-Month Motorcycle Loanmotorcycle_any_72mo7.340% APR7.340%72 moStandard

HELOC rates

2 offers
Miami Firefighters Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Single Family Homesheloc5.250% APR5.250%—Standard
Single Family Homes&nbspheloc5.675% APR5.675%—Standard

Personal loan rates

7 offers
Miami Firefighters Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Unsecured Personal Loanpersonal_unsecured_12mo8.400% APR8.400%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo8.450% APR8.450%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo8.500% APR8.500%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo8.650% APR8.650%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo9.000% APR9.000%60 moStandard
66-Month Unsecured Personal Loanpersonal_unsecured_66mo9.250% APR9.250%66 moStandard
72-Month Unsecured Personal Loanpersonal_unsecured_72mo9.500% APR9.500%72 moStandard

Credit card rates

1 offer
Miami Firefighters Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10.9% FIXED RATE CREDIT CARDcredit_card5.875% APR5.875%—Standard

Savings & CD rates

37 offers
Miami Firefighters Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRAira0.60% APY0.60%—Standard
Money Market ($50–$2,500)money_market1.00% APY1.00%—Standard
Money Market ($2,501–$10,000)money_market1.60% APY1.60%—Standard
Money Market ($10,001–$250,000)money_market1.65% APY1.65%—Standard
Money Market ($250,001+)money_market1.85% APY1.85%—Standard
60-Month IRA Certificateira_cd_60mo3.59% APY3.59%60 moStandard
60-Month Certificateshare_certificate_60mo3.59% APY3.59%60 moStandard
48-Month Certificateshare_certificate_48mo3.59% APY3.59%48 moStandard
60-Month Certificatecd_60mo3.59% APY3.59%60 moStandard
48-Month Certificatecd_48mo3.59% APY3.59%48 moStandard
48-Month IRA Certificateira_cd_48mo3.59% APY3.59%48 moStandard
48-Month IRA Certificateira_cd_48mo3.65% APY3.59%48 moStandard
30-Month Certificateshare_certificate_30mo3.69% APY3.69%30 moStandard
30-Month Certificatecd_30mo3.69% APY3.69%30 moStandard
30-Month IRA Certificateira_cd_30mo3.69% APY3.69%30 moStandard
36-Month Certificateshare_certificate_36mo3.73% APY3.73%36 moStandard
36-Month IRA Certificateira_cd_36mo3.73% APY3.73%36 moStandard
36-Month Certificatecd_36mo3.73% APY3.73%36 moStandard
30-Month IRA Certificateira_cd_30mo3.75% APY3.69%30 moStandard
6-Month IRA Certificateira_cd_6mo3.78% APY3.78%6 moStandard
6-Month Certificateshare_certificate_6mo3.78% APY3.78%6 moStandard
6-Month Certificatecd_6mo3.78% APY3.78%6 moStandard
36-Month IRA Certificateira_cd_36mo3.80% APY3.73%36 moStandard
24-Month IRA Certificateira_cd_24mo3.83% APY3.83%24 moStandard
24-Month Certificatecd_24mo3.83% APY3.83%24 moStandard
24-Month Certificateshare_certificate_24mo3.83% APY3.83%24 moStandard
6-Month IRA Certificateira_cd_6mo3.85% APY3.78%6 moStandard
24-Month IRA Certificateira_cd_24mo3.90% APY3.83%24 moStandard
12-Month Certificatecd_12mo3.92% APY3.92%12 moStandard
12-Month IRA Certificateira_cd_12mo3.92% APY3.92%12 moStandard
12-Month Certificateshare_certificate_12mo3.92% APY3.92%12 moStandard
12-Month IRA Certificateira_cd_12mo4.00% APY3.92%12 moStandard
18-Month IRA Certificateira_cd_18mo4.07% APY4.07%18 moStandard
18-Month Certificatecd_18mo4.07% APY4.07%18 moStandard
18-Month Certificateshare_certificate_18mo4.07% APY4.07%18 moStandard
18-Month IRA Certificateira_cd_18mo4.15% APY4.07%18 moStandard
120-Month Certificatecd_120mo5.88% APY5.88%120 moStandard

Other rates

6 offers
Miami Firefighters Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10-Year U.S. Inflation: Average 1.9%other0.100% %0.100%—Standard
Source: U.S. Department of Laborother1.600% %1.600%—Standard
Inflationother2.900% %2.900%—Standard
Historic Rates of Return 1926-2023 (Inflation)other2.900% %2.900%—Standard
U.S. Treasury Billsother3.300% %3.300%—Standard
Historic Rates of Return 1926-2023 (U.S. Treasury Bills)other3.300% %3.300%—Standard

As of August 4, 2026, Miami Firefighters Credit Union offers a 5 1 arm mortgage at 7.25% APR. Vehicle loans available from 3.59% APR for 36 months. HELOC rates from 5.25% APR. Personal loan rates from 8.4% APR. Credit card rates from 5.875% APR. Savings and certificate yields up to 5.88% APY.

Source: RateAPI.dev, verified from Miami Firefighters Credit Union's official website

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About Miami Firefighters Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.2K
Assets
$193.9M
Founded
1935
Locations reported
1
NCUA charter
872
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Dade CountyJackson Memorial Hospital Branch · Miami · FL · 33136-1005Branch in the same ZIPUniversityMEDICAL CENTER · Miami · FL · 33136-1005Branch in the same ZIPMiamiWilkie · Miami · FL · 33128About 0.7 miles awayGuardiansSouth Florida FCU Main Branch · Miami · FL · 33125-1658About 1.9 miles awayPowernetMiami Office · Miami · FL · 33125About 1.9 miles awayAmerican AirlinesAAFCU - MIAD · Miami · FL · 33132About 2.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Miami Firefighters Credit Union

Membership eligibility from Miami Firefighters Credit Union's own published criteria. How we verify this.

Membership criteria are published on Miami Firefighters Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Miami Firefighters Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Miami Firefighters Credit Union offer?

Miami Firefighters Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Miami Firefighters Credit Union rates updated?

RateAPI verifies Miami Firefighters Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Miami Firefighters Credit Union's rate data?

Rate data is collected directly from Miami Firefighters Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Miami Firefighters Credit Union's mortgage rate?

As of August 4, 2026, Miami Firefighters Credit Union offers a 5 1 arm mortgage at 7.25% APR.

What are Miami Firefighters Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Miami Firefighters Credit Union offers vehicle loans from 3.59% APR.

What is Miami Firefighters Credit Union's HELOC rate?

As of August 4, 2026, Miami Firefighters Credit Union offers home equity lines of credit from 5.25% APR.

What is Miami Firefighters Credit Union's personal loan rate?

As of August 4, 2026, Miami Firefighters Credit Union offers personal loans from 8.4% APR.

What is Miami Firefighters Credit Union's best CD rate?

As of August 4, 2026, Miami Firefighters Credit Union offers savings and certificate (CD) yields up to 5.88% APY.

Related Rate Data

Compare Miami Firefighters Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Miami Firefighters Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/miami-firefighters" \
  -H "Authorization: Bearer YOUR_API_KEY"
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