Dade County Credit Union

Sweetwater, Florida

Last verified: August 4, 2026

Work at Dade County Credit Union? Claim this profile →

Verified rate book

Current Dade County Credit Union rates

78 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

22 offers

Dade County Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Featured Rates (New Auto Loans 36 Months)auto_new_36mo	3.490% APR	3.490%	36 mo · new	Standard
36-Month Used Auto Loanauto_used_36mo	3.990% APR	3.990%	36 mo · used	Standard
Up to 60-Month New Auto Loanauto_new_60mo	4.000% APR	4.000%	60 mo · new	Standard
48-Month New Auto Loanauto_new_48mo	4.240% APR	4.240%	48 mo · new	Standard
60-Month New Auto Loanauto_new_60mo	4.490% APR	4.490%	60 mo · new	Standard
66-Month New Auto Loanauto_new_66mo	4.740% APR	4.740%	66 mo · new	Standard
48-Month Used Auto Loanauto_used_48mo	4.740% APR	4.740%	48 mo · used	Standard
Up to 84-Month New Auto Loanauto_new_84mo	4.750% APR	4.750%	84 mo · new	Standard
60-Month Used Auto Loanauto_used_60mo	4.990% APR	4.990%	60 mo · used	Standard
72-Month New Auto Loanauto_new_72mo	4.990% APR	4.990%	72 mo · new	Standard
Up to 60-Month Used Auto Loanauto_used_60mo	5.000% APR	5.000%	60 mo · used	Standard
66-Month Used Auto Loanauto_used_66mo	5.240% APR	5.240%	66 mo · used	Standard
75-Month New Auto Loanauto_new_75mo	5.240% APR	5.240%	75 mo · new	Standard
78-Month New Auto Loanauto_new_78mo	5.490% APR	5.490%	78 mo · new	Standard
72-Month Used Auto Loanauto_used_72mo	5.490% APR	5.490%	72 mo · used	Standard
75-Month Used Auto Loanauto_used_75mo	5.740% APR	5.740%	75 mo · used	Standard
84-Month New Auto Loanauto_new_84mo	5.740% APR	5.740%	84 mo · new	Standard
Up to 60-Month Used Auto Loanauto_used_60mo	5.750% APR	5.750%	60 mo · used	Standard
78-Month Used Auto Loanauto_used_78mo	5.990% APR	5.990%	78 mo · used	Standard
96-Month New Auto Loanauto_new_96mo	6.690% APR	6.690%	96 mo · new	Standard
Up to 72-Month New Auto Loanauto_new_72mo	7.490% APR	7.490%	72 mo · new	Standard
Up to 72-Month Used Auto Loanauto_used_72mo	8.000% APR	8.000%	72 mo · used	Standard

HELOC rates

2 offers

Dade County Credit Union heloc rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
1-Year HELOC (Variable)heloc_variable	4.490% APR	4.490%	—	Standard
2-Year HELOC (Variable)heloc_variable	7.250% APR	7.250%	—	Standard

Personal loan rates

3 offers

Dade County Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Shared Secured Loan (60 Months)personal_secured_60mo	2.500% APR	2.500%	60 mo	Standard
Featured Rates (Signature Loan Up to 60 months)personal_unsecured_60mo	10.490% APR	10.490%	60 mo	Standard
County Line of Credit (No Term)ploc_variable	10.740% APR	10.740%	—	Standard

Credit card rates

1 offer

Dade County Credit Union credit card rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Revolvingcredit_card	11.400% APR	11.400%	—	Standard

Savings & CD rates

47 offers

Dade County Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
$5,000 And Oversavings	0.05% APY	0.05%	—	Standard
Share Savings & IRA Shares* ($100 - $499.99)ira	0.05% APY	0.05%	—	Standard
Share Savings & IRA Shares* ($500 - $4,999.99)ira	0.05% APY	0.05%	—	Standard
$1,000 – $4,999.99savings	0.05% APY	0.05%	—	Standard
Club Accounts ($100 – $499.99)**savings	0.05% APY	0.05%	—	Specialty offer
Club Accounts ($500 – $4,999.99)**savings	0.05% APY	0.05%	—	Specialty offer
Share Savings & IRA Shares* ($5,000 – $49,999.99)ira	0.10% APY	0.10%	—	Standard
Club Accounts ($5,000 – $49,999.99)**savings	0.10% APY	0.10%	—	Specialty offer
Club Accounts ($50,000 and over)**savings	0.15% APY	0.15%	—	Specialty offer
IRA ($50,000+)ira	0.15% APY	0.15%	—	Standard
Money Management † ($2,500 – $4,999.99)savings	0.40% APY	0.40%	—	Standard
Money Management † ($5,000 – $49,999.99)savings	0.45% APY	0.45%	—	Standard
Money Management † ($50,000 – $99,999.99)savings	0.65% APY	0.65%	—	Standard
3-Month Certificatecd_3mo	0.70% APY	0.70%	3 mo	Standard
3-Month Certificateshare_certificate_3mo	0.70% APY	0.70%	3 mo	Standard
Money Management † ($100,000 – 249,999.99)savings	0.95% APY	0.95%	—	Standard
Money Management † ($250,000 and over)savings	1.05% APY	1.05%	—	Standard
6-Month Certificateshare_certificate_6mo	1.90% APY	1.90%	6 mo	Standard
6-Month Certificatecd_6mo	1.91% APY	1.90%	6 mo	Standard
Up to Maturity of Certificatecd	2.50% APY	2.50%	—	Standard
60-Month Certificatecd_60mo	2.50% APY	2.50%	60 mo	Standard
60-Month Certificate ($100,000+)share_certificate_60mo	2.52% APY	2.52%	60 mo	Standard
Share Certificates (60 month: $70,000 – $99,999.99)share_certificate_60mo	2.52% APY	2.52%	60 mo	Standard
36-Month Certificatecd_36mo	2.52% APY	2.52%	36 mo	Standard
Share Certificates (60 month: $500 – $9,999.99)share_certificate_60mo	2.52% APY	2.52%	60 mo	Standard
Share Certificates (60 month: $10,000 – $39,999.99)share_certificate_60mo	2.52% APY	2.52%	60 mo	Standard
Share Certificates (60 month: $40,000 – $69,999.99)share_certificate_60mo	2.52% APY	2.52%	60 mo	Standard
60-Month Certificate ($100,000+)cd_60mo	2.55% APY	2.52%	60 mo	Standard
60 Month: $40,000 – $69,999.99cd_60mo	2.55% APY	2.52%	60 mo	Standard
60 Month: $70,000 – $99,999.99cd_60mo	2.55% APY	2.52%	60 mo	Standard
60 Month: $500 – $9,999.99cd_60mo	2.55% APY	2.52%	60 mo	Standard
60 Month: $10,000 – $39,999.99cd_60mo	2.55% APY	2.52%	60 mo	Standard
12-Month Certificateshare_certificate_12mo	2.88% APY	2.88%	12 mo	Standard
12-Month Certificatecd_12mo	2.92% APY	2.88%	12 mo	Standard
Share Certificates (18 month: $30,000 – over)share_certificate_18mo	3.03% APY	3.03%	18 mo	Standard
24-Month Certificatecd_24mo	3.03% APY	3.03%	24 mo	Standard
Share Certificates (18 month: $10,000 – $29,999.99)share_certificate_18mo	3.03% APY	3.03%	18 mo	Standard
Share Certificates (18 month: $500 – $9,999.99)share_certificate_18mo	3.03% APY	3.03%	18 mo	Standard
18 Month: $10,000 – $29,999.99cd_18mo	3.07% APY	3.03%	18 mo	Standard
18 Month: $30,000 – Overcd_18mo	3.07% APY	3.03%	18 mo	Standard
18 Month: $500 – $9,999.99cd_18mo	3.07% APY	3.03%	18 mo	Standard
Certificate Promotional Rates (12 Months)share_certificate_12mo	3.93% APY	3.93%	12 mo	Standard
12-Month Certificatecd_12mo	3.93% APY	3.93%	12 mo	Standard
Certificate Promotional Rates (6 Months)share_certificate_6mo	3.96% APY	3.96%	6 mo	Standard
6-Month Certificatecd_6mo	3.96% APY	3.96%	6 mo	Standard
Featured Rates (Certificate Promotional Rates 6 Months)share_certificate_6mo	4.00% APY	4.00%	6 mo	Standard
Featured Rates (Certificate Promotional Rates 12 Months)share_certificate_12mo	4.00% APY	4.00%	12 mo	Standard

Other rates

3 offers

Dade County Credit Union other rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
New - up to 72 monthsother	6.750% %	6.750%	—	Standard
Used - up to 60 monthsother	7.750% %	7.750%	—	Standard
No Termother	10.740% %	10.740%	—	Standard

Auto loans available from 3.49% APR for 36 months. HELOC rates from 4.49% APR. Personal loan rates from 2.5% APR. Credit card rates from 11.4% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Dade County Credit Union's official website

Latest available market position · Snapshot August 1, 2026

Dade County Credit Union statewide rate position

This dated snapshot compares the credit union's best published rate in each tracked product with other FL credit unions in the same product market. Products may age out of the current rate book until they are verified again.

Best statewide position#2 of 41New Auto Loan (best offer, cars)

Percentile bandTop 5%among comparable FL offers

Products tracked5in this dated snapshot

Best-position spread120 bp better than state median24 bp from state best

Published rate position by comparable product on August 1, 2026
Product	Published rate	State rank	State best	State median	Position vs. median
New Auto Loan (best offer, cars)	3.49% APR	#2 of 41 · top 5%	3.25%	4.69%	120 bp better than state median
Used Auto Loan (best offer, cars)	3.99% APR	#4 of 45 · top 9%	3.25%	5.24%	125 bp better than state median
HELOC (best offer)	4.49% APR	#6 of 44 · top 14%	3.99%	6.25%	176 bp better than state median
Personal Loan (unsecured, best offer)	10.49% APR	#42 of 61 · top 69%	4.99%	9.99%	50 bp behind state median
12-Month CD (best APY)	4.00% APY	#2 of 21 · top 10%	4.25%	3.55%	45 bp better than state median

Branch locator

Dade County Credit Union locations

Search, filter, and browse all 11 NCUA-reported locations.

Search branches

Sort near a ZIP

Branch servicesATMDrive-throughMember servicesShared branch

Loading branches…

Loading branch locator…

About Dade County Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members: 110.4K
Assets: $1.5B
Founded: 1991
Locations reported: 11
NCUA charter: 24508
Charter type: Federal credit union

Services and member support

Online membership application
Online loan application
Open an account online
Electronic statements
Mobile check deposit
Mobile payments
Financial counseling
Financial education
First-time homebuyer program
Bilingual services
Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Connect Credit UnionMiami · Miami · FL · 33172-5800Branch in the same ZIP American AirlinesAAFCU - MIAH · Miami · FL · 33122About 3.3 miles away Miami Postal ServiceMain Office · Miami · FL · 33122-1824About 3.3 miles away UniversityFIU University Park Branch · Miami · FL · 33165-7377About 3.6 miles away JetstreamDoral Branch · Doral · FL · 33126-1816About 4.1 miles away People's AllianceMiami · Miami · FL · 33126-2035About 4.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Dade County Credit Union

Membership eligibility from Dade County Credit Union's own published criteria. How we verify this.

Community charter: live/work in Palm Beach, Broward, Miami Dade +1 more

LocationPalm Beach, Broward, Miami Dade, Monroe

Verified from Dade County Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Dade County Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Dade County Credit Union ranks against Florida peers.

Claim this profile How scorecards work

Frequently Asked Questions

What rates does Dade County Credit Union offer?

Dade County Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Dade County Credit Union rates updated?

RateAPI verifies Dade County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Dade County Credit Union's rate data?

Rate data is collected directly from Dade County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Dade County Credit Union's auto loan rates?

As of August 4, 2026, Dade County Credit Union offers auto loans from 3.49% APR.

What is Dade County Credit Union's HELOC rate?

As of August 4, 2026, Dade County Credit Union offers home equity lines of credit from 4.49% APR.

What is Dade County Credit Union's personal loan rate?

As of August 4, 2026, Dade County Credit Union offers personal loans from 2.5% APR.

What is Dade County Credit Union's best CD rate?

As of August 4, 2026, Dade County Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Dade County Credit Union's rates against national credit-union benchmarks.

More Florida credit unions Auto loan rate benchmark HELOC rates Personal loan rates Credit card rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Dade County Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Dade County Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/dade-county" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude