ECU Credit Union

Seminole, Florida
Last verified: August 3, 2026
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Verified rate book

Current ECU Credit Union rates

22 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

5 offers
ECU Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Boat, ATV, Travel Trailer & RV Loanboat_any_60mo6.750% APR6.750%60 moStandard
Motorcycle Loan Rates - New & Usedmotorcycle_any_60mo7.975% APR7.975%60 mo · anyStandard
Boat, ATV, Travel Trailer & RV Loanboat_any_84mo7.975% APR7.975%84 moStandard
Boat, ATV, Travel Trailer & RV Loanboat_any_120mo8.500% APR8.500%120 moStandard
Back to school loanauto9.990% APR9.990%—Standard

HELOC rates

1 offer
ECU Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.125% APR5.125%—Standard

Personal loan rates

8 offers
ECU Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Share-Secured Loanpersonal_secured_36mo3.857% APR3.857%36 moStandard
Special Seasonal Signature Loanpersonal_unsecured_12mo9.990% APR9.990%12 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo10.650% APR10.650%12 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo10.650% APR10.650%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo12.000% APR12.000%24 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo12.000% APR12.000%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo12.250% APR12.250%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo12.750% APR12.750%48 moStandard

Credit card rates

1 offer
ECU Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
VISA Platinum Rewards Credit Cardcredit_card_rewards12.920% APR12.920%—Standard

Savings & CD rates

7 offers
ECU Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Individual Retirement Account (IRA)ira0.50% APY0.50%—Standard
Individual Retirement Account (IRA)ira0.75% APY0.75%—Standard
Individual Retirement Account (IRA)ira1.00% APY1.00%—Standard
Individual Retirement Account (IRA)ira1.26% APY1.25%—Standard
Individual Retirement Account (IRA)ira1.51% APY1.50%—Standard
Individual Retirement Account (IRA)ira1.76% APY1.75%—Standard
Individual Retirement Account (IRA)ira2.02% APY2.00%—Standard

Vehicle loans available from 6.75% APR for 60 months. HELOC rates from 5.125% APR. Personal loan rates from 3.857% APR. Credit card rates from 12.92% APR. Savings and certificate yields up to 2.02% APY.

Source: RateAPI.dev, verified from ECU Credit Union's official website

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About ECU Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.3K
Assets
$35.9M
Founded
1991
Locations reported
2
NCUA charter
67336
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Grow FinancialLargo Branch · Largo · FL · 33777Branch in the same ZIPGTESeminole · Seminole · FL · 33777Branch in the same ZIPFloridacentral40- Seminole Branch · Seminole · FL · 33772-4127About 2.3 miles awayAchieva Credit UnionPark Blvd · Pinellas Park · FL · 33781About 3.0 miles awayMidflorida41-Pinellas Park · Pinellas Park · FL · 33781About 3.0 miles awayNavy Federal Credit UnionSt Petersburg FL · St Petersburg · FL · 33710About 4.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join ECU Credit Union

Membership eligibility from ECU Credit Union's own published criteria. How we verify this.

Membership via employers (CVS Health +3 more)

  • LocationHillsborough, Orange, Osceola, Pasco, Pinellas, Seminole
  • EmployerCVS Health, Eckerd Kids, Rite Aid, Walgreens

Cost to join: About $25.

Verified from ECU Credit Union's membership page. Final membership determination is always made by the credit union.

Work at ECU Credit Union?

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Frequently Asked Questions

What rates does ECU Credit Union offer?

ECU Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are ECU Credit Union rates updated?

RateAPI verifies ECU Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get ECU Credit Union's rate data?

Rate data is collected directly from ECU Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are ECU Credit Union's auto, boat & motorcycle loan rates?

As of August 3, 2026, ECU Credit Union offers vehicle loans from 6.75% APR.

What is ECU Credit Union's HELOC rate?

As of August 3, 2026, ECU Credit Union offers home equity lines of credit from 5.125% APR.

What is ECU Credit Union's personal loan rate?

As of August 3, 2026, ECU Credit Union offers personal loans from 3.857% APR.

What is ECU Credit Union's best CD rate?

As of August 3, 2026, ECU Credit Union offers savings and certificate (CD) yields up to 2.02% APY.

Related Rate Data

Compare ECU Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track ECU Credit Union rates

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Access this data programmatically with our REST API

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# Get rates for ECU Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/ecu" \
  -H "Authorization: Bearer YOUR_API_KEY"
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