Champions First Credit Union

Tallahassee, Florida
Last verified: August 4, 2026
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Verified rate book

Current Champions First Credit Union rates

47 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

11 offers
Champions First Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Pre-Owned Auto Loans (60 months)auto_used_60mo3.990% APR3.990%60 mo · usedStandard
Promotional Auto Loan Rates (Up to 60 months)auto_any_60mo3.990% APR3.990%60 moStandard
New & Pre-Owned Auto Loans (72 months)auto_used_72mo4.490% APR4.490%72 mo · usedStandard
New & Pre-Owned Auto Loans (84 months)auto_used_84mo5.490% APR5.490%84 mo · usedStandard
New & Pre-Owned Motorcycles, RVs, Boats, Campers & Other Recreational Vehicles (48 months)motorcycle_used_48mo5.990% APR5.990%48 mo · usedStandard
New & Pre-Owned Recreational Vehicle Loanrv_used_48mo5.990% APR5.990%48 mo · usedStandard
New & Pre-Owned Motorcycles, RVs, Boats, Campers & Other Recreational Vehicles (60 months)motorcycle_used_60mo5.990% APR5.990%60 mo · usedStandard
New & Pre-Owned Motorcycles, RVs, Boats, Campers & Other Recreational Vehicles (72 months)motorcycle_used_72mo6.490% APR6.490%72 mo · usedStandard
New & Pre-Owned Recreational Vehicle Loanrv_used_72mo6.490% APR6.490%72 mo · usedStandard
New & Pre-Owned Recreational Vehicle Loanrv_used_84mo7.490% APR7.490%84 mo · usedStandard
New & Pre-Owned Motorcycles, RVs, Boats, Campers & Other Recreational Vehicles (84 months)motorcycle_used_84mo7.490% APR7.490%84 mo · usedStandard

HELOC rates

2 offers
Champions First Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable4.990% APR4.990%—Standard
Standard HELOCheloc_variable7.750% APR7.750%—Standard

Personal loan rates

1 offer
Champions First Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.990% APR9.990%—Standard

Savings & CD rates

29 offers
Champions First Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($0.01 - $4,999.99)savings0.05% APY0.05%—Eligibility restricted
Main Share Savings ($100 - $2,499.99)share_savings0.05% APY0.05%—Standard
Money Mint Account ($1,000.00 - $4,999.99)savings0.05% APY0.05%—Standard
Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($25,000 - $49,999.99)savings0.10% APY0.10%—Eligibility restricted
Main Share Savings ($2,500 - $4,999.99)share_savings0.10% APY0.10%—Standard
Money Mint Account ($5,000.00 - $74,999.99)savings0.10% APY0.10%—Standard
Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($5,000 - $24,999.99)savings0.10% APY0.10%—Eligibility restricted
Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($50,000 - $74,999.99)savings0.10% APY0.10%—Eligibility restricted
Holiday Club, Share Kids, Summer Pay Club, Save 4 It, and Special Kids Share ($75,000 and greater)savings0.15% APY0.15%—Eligibility restricted
Main Share Savings ($5,000 and greater)share_savings0.15% APY0.15%—Standard
IRA Savings Account Rates ($500 - $4,999.99)ira0.45% APY0.45%—Standard
IRA Share Savings Account ($5,000 - $24,999.99)ira0.50% APY0.50%—Standard
IRA Savings Account Rates ($25,000 - $124,999.99)ira0.95% APY0.95%—Standard
IRA Share Savings Account ($125,000 - $249,999.99)ira1.83% APY1.83%—Standard
IRA Savings Account Rates ($125,000 - $249,999.99)ira1.85% APY1.85%—Standard
$50,000 And Greatersavings1.98% APY1.98%—Standard
Smart Move Savings Share Accountshare_savings2.00% APY1.98%—Standard
IRA ($250,000+)ira2.23% APY2.23%—Standard
IRA ($250,000+)ira2.25% APY2.25%—Standard
All Other Certificates (24 months)cd_24mo3.44% APY3.44%24 moStandard
All Other Certificates (6 months)cd_6mo3.44% APY3.44%6 moStandard
All Other Certificates (36 months)cd_36mo3.49% APY3.49%36 moStandard
All Other Certificates (18 months)cd_18mo3.54% APY3.54%18 moStandard
All Other Certificates (12 months)cd_12mo3.68% APY3.68%12 moStandard
Promotional Certificates (17 months)cd_17mo3.85% APY3.85%17 moStandard
Promotional Certificates (9 months)cd_9mo4.00% APY4.00%9 moStandard
TRUE Student Share Accountshare_savings6.00% APY5.84%—Standard
True Student Savings ($5.00 - $1,000.00 without True Student Checking)savings6.00% APY6.00%—Eligibility restricted
Special Share Kids Accountsavings6.00% APY5.84%—Standard

Other rates

4 offers
Champions First Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Business Money Mint ($1,000.00 - $24,999.99)other1.000% %1.000%—Standard
Business Money Mint ($25,000.00 - $99,999.99)other1.490% %1.490%—Standard
Business Money Mint ($100,000 - $199,999.99)other1.980% %1.980%—Standard
Business Money Mint ($200,000 and greater)other2.710% %2.710%—Standard

Vehicle loans available from 3.99% APR for 60 months. HELOC rates from 4.99% APR. Personal loan rates from 9.99% APR. Savings and certificate yields up to 6.00% APY.

Source: RateAPI.dev, verified from Champions First Credit Union's official website

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About Champions First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
32.9K
Assets
$535.8M
Founded
1991
Locations reported
9
NCUA charter
67874
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

First CommerceWestside Financial Center · Tallahassee · FL · 32303Branch in the same ZIPAddition FinancialAppleyard Branch · Tallahassee · FL · 32304-2808About 4.2 miles awayFirst FloridaAppleyard · Tallahassee · FL · 32304-3801About 4.2 miles awayLoyaltyAppleyard · Tallahassee · FL · 32304About 4.2 miles awayVystar169-Tallahassee · Tallahassee · FL · 32304-3348About 4.2 miles awayBlue CoastBCFCU-TLH Mahan · Tallahassee · FL · 32308-5505About 7.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Champions First Credit Union

Membership eligibility from Champions First Credit Union's own published criteria. How we verify this.

Membership criteria are published on Champions First Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationBay, Calhoun, Columbia, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Leon, Liberty, Okaloosa, Santa Rosa, Taylor, Wakulla, Walton, Washington

Verified from Champions First Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Champions First Credit Union offer?

Champions First Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Champions First Credit Union rates updated?

RateAPI verifies Champions First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Champions First Credit Union's rate data?

Rate data is collected directly from Champions First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Champions First Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Champions First Credit Union offers vehicle loans from 3.99% APR.

What is Champions First Credit Union's HELOC rate?

As of August 4, 2026, Champions First Credit Union offers home equity lines of credit from 4.99% APR.

What is Champions First Credit Union's personal loan rate?

As of August 4, 2026, Champions First Credit Union offers personal loans from 9.99% APR.

What is Champions First Credit Union's best CD rate?

As of August 4, 2026, Champions First Credit Union offers savings and certificate (CD) yields up to 6.00% APY.

Related Rate Data

Compare Champions First Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Champions First Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/champions-first" \
  -H "Authorization: Bearer YOUR_API_KEY"
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