Loyalty Credit Union

Pensacola, Florida
Last verified: August 3, 2026
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Verified rate book

Current Loyalty Credit Union rates

7 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

7 offers
Loyalty Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
VA 30 Year Fixed - Conforming30 year fixed6.410% APR6.250%Standard
FHA 30-Year Fixed - Conforming30 year fixed6.694% APR6.000%Standard
30-Year Fixed30 year fixed6.789% APR6.625%Standard
Jumbo 30-Year Fixed30 year fixed7.100% APR7.000%Standard
15-Year Fixed15 year fixed6.515% APR6.250%Standard
Jumbo 15-Year Fixed15 year fixed7.413% APR7.250%Standard
20-Year Fixed20 year fixed6.714% APR6.500%Standard

As of August 3, 2026, Loyalty Credit Union offers a 30-year fixed mortgage at 6.41% APR.

Source: RateAPI.dev, verified from Loyalty Credit Union's official website

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About Loyalty Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
19.1K
Assets
$302.9M
Founded
1962
Locations reported
7
NCUA charter
62417
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Loyalty Credit Union

Membership eligibility from Loyalty Credit Union's own published criteria. How we verify this.

Community charter: live/work in Escambia, Santa Rosa, Okaloosa +12 more

  • LocationEscambia, Santa Rosa, Okaloosa, Walton, Washington, Bay, Calhoun, Gulf, Liberty, Franklin, Gadsden, Leon, Wakulla, Jefferson, Duval

Verified from Loyalty Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Loyalty Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Loyalty Credit Union ranks against Florida peers.

Frequently Asked Questions

What rates does Loyalty Credit Union offer?

Loyalty Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Loyalty Credit Union rates updated?

RateAPI verifies Loyalty Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Loyalty Credit Union's rate data?

Rate data is collected directly from Loyalty Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Loyalty Credit Union's mortgage rate?

As of August 3, 2026, Loyalty Credit Union offers a 30-year fixed mortgage at 6.41% APR.

Related Rate Data

Compare Loyalty Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Loyalty Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Loyalty Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/loyalty" \
  -H "Authorization: Bearer YOUR_API_KEY"