Blue Coast Credit Union

Perry, Florida
Last verified: August 4, 2026
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Verified rate book

Current Blue Coast Credit Union rates

60 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Blue Coast Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vacant Land 90% LTV - 12 yrs.other8.950% APR8.950%—Standard

Auto & vehicle rates

13 offers
Blue Coast Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
REFINANCED AUTO LOANauto2.990% APR2.990%—Standard
Auto Loanauto3.390% APR3.390%—Standard
New & Used Autoauto_any_84mo5.000% APR5.000%84 mo · anyStandard
Boats/RVsboat_any_84mo5.500% APR5.500%84 moStandard
New & Used Autoauto_any_96mo6.500% APR6.500%96 mo · anyStandard
Boats/RVsboat_any_144mo6.750% APR6.750%144 moStandard
ATV's/UTV'spowersports_any_72mo7.750% APR7.750%72 moStandard
Golf Cartspowersports_any_24mo9.250% APR9.250%24 moStandard
Our Best Rates (Golf Carts)powersports10.000% APR10.000%—Standard
Golf Cartspowersports_any_96mo10.000% APR10.000%96 moStandard
Golf Cartspowersports_any_36mo11.500% APR11.500%36 moStandard
Golf Cartspowersports_any_48mo13.500% APR13.500%48 moStandard
Golf Cartspowersports_any_60mo14.750% APR14.750%60 moStandard

Personal loan rates

7 offers
Blue Coast Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured2.500% APR2.500%—Standard
24-Month Signature Loanpersonal_unsecured_24mo9.250% APR9.250%24 moStandard
36-Month Signature Loanpersonal_unsecured_36mo11.750% APR11.750%36 moStandard
Kwik Kashpersonal12.500% APR12.500%—Standard
48-Month Signature Loanpersonal_unsecured_48mo12.750% APR12.750%48 moStandard
90 Day Loanpersonal14.750% APR14.750%—Standard
60-Month Signature Loanpersonal_unsecured_60mo14.750% APR14.750%60 moStandard

Credit card rates

3 offers
Blue Coast Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Credit Cardcredit_card_secured9.900% APR9.900%—Standard
VISA CLASSIC CREDIT CARDcredit_card9.900% APR9.900%—Standard
VISA PLATINUM REWARDS CREDIT CARDcredit_card_rewards13.900% APR13.900%—Standard

Savings & CD rates

33 offers
Blue Coast Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savings ($5–$4,999.99)savings0.02% APY0.02%—Standard
Savings ($5,000 - $24,999.99)savings0.05% APY0.05%—Standard
Savings ($25,000 - $49,999.99)savings0.10% APY0.10%—Standard
Savings ($50,000+)savings0.15% APY0.15%—Standard
Special Savings ($4,999.99 or less)savings0.20% APY0.20%—Standard
Special Savings ($5,000 - $24,999.99)savings0.30% APY0.30%—Standard
Special Savings ($25,000 - $49,999.99)savings0.40% APY0.40%—Standard
Savings ($50,000+)savings0.50% APY0.50%—Standard
Our Best Rates (5 Years)cd_60mo1.24% APY1.24%60 moStandard
60-Month Certificatecd_60mo1.25% APY1.25%60 moStandard
Our Best Rates (4 Years)cd_48mo1.93% APY1.93%48 moStandard
48-Month Certificatecd_48mo1.95% APY1.95%48 moStandard
Christmas Club *** ($2,500 or less)savings2.47% APY2.47%—Specialty offer
Our Best Rates (3 Years)cd_36mo2.62% APY2.62%36 moStandard
36-Month Certificatecd_36mo2.65% APY2.65%36 moStandard
Our Best Rates (11 Months*** Special)cd_11mo3.25% APY3.25%11 moStandard
11-Month Certificatecd_11mo3.30% APY3.30%11 moStandard
Our Best Rates (2 Years)cd_24mo3.64% APY3.64%24 moStandard
24-Month Certificatecd_24mo3.70% APY3.70%24 moStandard
Our Best Rates (6 Months)cd_6mo3.88% APY3.88%6 moStandard
Our Best Rates (9 Months)cd_9mo3.93% APY3.93%9 moStandard
6-Month Certificatecd_6mo3.95% APY3.95%6 moStandard
Our Best Rates (13 Month)cd_13mo3.98% APY3.98%13 moStandard
Our Best Rates (1 Year)cd_12mo3.98% APY3.98%12 moStandard
9-Month Certificatecd_9mo4.00% APY4.00%9 moStandard
Our Best Rates (18 Months)cd_18mo4.01% APY4.01%18 moStandard
Our Best Rates (13 Month - Commercial^)cd_13mo4.03% APY4.03%13 moStandard
12-Month Certificatecd_12mo4.05% APY4.05%12 moStandard
13-Month Certificatecd_13mo4.05% APY4.05%13 moStandard
Our Best Rates (6 Month - Commercial^)cd_6mo4.07% APY4.07%6 moStandard
18-Month Certificatecd_18mo4.08% APY4.08%18 moStandard
13 Month - Commercial^cd_13mo4.10% APY4.10%13 moStandard
6 Month - Commercial^cd_6mo4.15% APY4.15%6 moStandard

Equipment loan rates

1 offer
Blue Coast Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Farm/Lawn Equipment</strongequipment_120mo7.250% APR7.250%—Standard

Other rates

2 offers
Blue Coast Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Stock 80% of Stock Valueother4.500% %4.500%—Standard
Consumer Max = $15,000other9.250% %9.250%—Standard

As of August 4, 2026, Blue Coast Credit Union offers mortgage rates from 8.95% APR. Vehicle loans available from 2.99% APR. Personal loan rates from 2.5% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 4.15% APY. Equipment loans from 7.25% APR.

Source: RateAPI.dev, verified from Blue Coast Credit Union's official website

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About Blue Coast Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
11.4K
Assets
$170.2M
Founded
1956
Locations reported
3
NCUA charter
11154
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Champions FirstPerry · Perry · FL · 32348Branch in the same ZIPVystar505-Perry · Perry · FL · 32348Branch in the same ZIPMadison Education Assoc.Main Office · Madison · FL · 32340-2540About 35.8 miles awayRadiantOld Town · Old Town · FL · 32680About 38.5 miles awayJefferson County TeachersJefferson County Teachers Credit Union · Monticello · FL · 32344-1134About 41.1 miles awaySuwannee RiverMain Office · Live Oak · FL · 32064About 41.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Blue Coast Credit Union

Membership eligibility from Blue Coast Credit Union's own published criteria. How we verify this.

Community charter: live/work in Dixie, Franklin, Gadsden +10 more

  • LocationDixie, Franklin, Gadsden, Gilchrist, Hamilton, Jefferson, Lafayette, Leon, Levy, Madison, Suwannee, Taylor, Wakulla

Verified from Blue Coast Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Blue Coast Credit Union?

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Frequently Asked Questions

What rates does Blue Coast Credit Union offer?

Blue Coast Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Blue Coast Credit Union rates updated?

RateAPI verifies Blue Coast Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Blue Coast Credit Union's rate data?

Rate data is collected directly from Blue Coast Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Blue Coast Credit Union's mortgage rate?

As of August 4, 2026, Blue Coast Credit Union offers mortgage rates from 8.95% APR.

What are Blue Coast Credit Union's auto, boat & powersports loan rates?

As of August 4, 2026, Blue Coast Credit Union offers vehicle loans from 2.99% APR.

What is Blue Coast Credit Union's personal loan rate?

As of August 4, 2026, Blue Coast Credit Union offers personal loans from 2.5% APR.

What is Blue Coast Credit Union's best CD rate?

As of August 4, 2026, Blue Coast Credit Union offers savings and certificate (CD) yields up to 4.15% APY.

Related Rate Data

Compare Blue Coast Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Blue Coast Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/blue-coast" \
  -H "Authorization: Bearer YOUR_API_KEY"
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