Upward Credit Union
Verified rate book
Current Upward Credit Union rates
32 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2nd Mortgage (owner occupied) | (5 years)other | 6.750% APR | 6.750% | — | Standard |
| MORTGAGEother | 6.750% APR | 6.750% | — | Standard |
| 2nd Mortgage (owner occupied) | (7 years)other | 6.750% APR | 6.750% | — | Standard |
| 2nd Mortgage (owner occupied) | (10 years)other | 7.000% APR | 7.000% | — | Standard |
| 2nd Mortgage (owner occupied) | (15 years (a))other | 7.000% APR | 7.000% | — | Standard |
| 2nd Mortgage (owner occupied) | (20 years (a))other | 7.250% APR | 7.250% | — | Standard |
| 2nd Mortgage (rental property) (5 years)other | 7.750% APR | 7.750% | — | Standard |
| 2nd Mortgage (rental property) (10 years)other | 8.000% APR | 8.000% | — | Standard |
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.990% APR | 3.990% | — | Standard |
| Used Vehicles | Fixed (Up to 3 years)auto_used_36mo | 4.490% APR | 4.490% | 36 mo · used | Standard |
| New Vehicles | Fixed (Up to 3 years)auto_new_36mo | 4.490% APR | 4.490% | 36 mo · new | Standard |
| Used Vehicles | Fixed (4 years)auto_used_48mo | 4.740% APR | 4.740% | 48 mo · used | Standard |
| New Vehicles | Fixed (4 years)auto_new_48mo | 4.740% APR | 4.740% | 48 mo · new | Standard |
| Used Vehicles | Fixed (5 Years)auto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| New Vehicles | Fixed (5 Years)auto_new_60mo | 4.990% APR | 4.990% | 60 mo · new | Standard |
| New Vehicles | Fixed (6 years¹)auto_new_72mo | 5.240% APR | 5.240% | 72 mo · new | Standard |
| Used Vehicles | Fixed (6 years¹)auto_used_72mo | 5.240% APR | 5.240% | 72 mo · used | Standard |
| Used Vehicles | Fixed (7 years²)auto_used_84mo | 5.490% APR | 5.490% | 84 mo · used | Standard |
| New Vehicles | Fixed (7 years²)auto_new_84mo | 5.490% APR | 5.490% | 84 mo · new | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15 Or 20 Years From Last Advance Date (C)heloc | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Builder | Fixed (Up to 12 Months)personal_unsecured_12mo | 4.240% APR | 4.240% | 12 mo | Standard |
| Credit Builder | Fixed (Up to 24 months)personal_unsecured_24mo | 4.240% APR | 4.240% | 24 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.400% APR | 9.400% | — | Standard |
| Term varies with loan amountpersonal | 9.900% APR | 9.900% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR* for Purchasescredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Portion of balance over $10,000.01savings | 0.75% APY | 0.75% | — | Standard |
| 100% of Regular Share balancecd_60mo | 3.00% APY | 3.00% | 60 mo | Standard |
| $0.00 To $10,000savings | 3.00% APY | 3.00% | — | Standard |
| Term Certificates (Dividend Rate)cd | 3.00% APY | 3.00% | — | Standard |
| Certificatecd | 3.04% APY | 3.04% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| P.A.C.E. | Fixed (Up to 18 months)other | 20.000% % | 20.000% | — | Standard |
| Title Loan | Fixed (Up to 4 years)other | 26.500% % | 26.500% | — | Standard |
As of August 4, 2026, Upward Credit Union offers mortgage rates from 6.75% APR. Auto loans available from 3.99% APR. HELOC rates from 6.75% APR. Personal loan rates from 4.24% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.04% APY.
Source: RateAPI.dev, verified from Upward Credit Union's official website
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About Upward Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.3K
- Assets
- $93.7M
- Founded
- 1956
- Locations reported
- 3
- NCUA charter
- 65323
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Upward Credit Union
Membership eligibility from Upward Credit Union's own published criteria. How we verify this.
Membership via employers (Sequoia Hospital)
- LocationSan Mateo County — CA
- EmployerSequoia Hospital
Cost to join: About $25.
Verified from Upward Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Upward Credit Union?
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Frequently Asked Questions
What rates does Upward Credit Union offer?
Upward Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Upward Credit Union rates updated?
RateAPI verifies Upward Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Upward Credit Union's rate data?
Rate data is collected directly from Upward Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Upward Credit Union's mortgage rate?
As of August 4, 2026, Upward Credit Union offers mortgage rates from 6.75% APR.
What are Upward Credit Union's auto loan rates?
As of August 4, 2026, Upward Credit Union offers auto loans from 3.99% APR.
What is Upward Credit Union's HELOC rate?
As of August 4, 2026, Upward Credit Union offers home equity lines of credit from 6.75% APR.
What is Upward Credit Union's personal loan rate?
As of August 4, 2026, Upward Credit Union offers personal loans from 4.24% APR.
What is Upward Credit Union's best CD rate?
As of August 4, 2026, Upward Credit Union offers savings and certificate (CD) yields up to 3.04% APY.
Related Rate Data
Compare Upward Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Upward Credit Union
curl "https://api.rateapi.dev/credit-unions/california/upward" \
-H "Authorization: Bearer YOUR_API_KEY"