San Francisco Credit Union
Verified rate book
Current San Francisco Credit Union rates
20 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Jumbo 30-Year Fixed30 year fixed | 6.690% APR | 6.615% | — | Standard |
| Super Conforming 30 Year Fixed Rate30 year fixed | 6.944% APR | 6.865% | — | Standard |
| 30-Year Fixed30 year fixed | 6.954% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 6.158% APR | 6.000% | — | Standard |
| 7/1 Adjustable Rate Mortgage 27 1 arm | 6.425% APR | 5.875% | — | Standard |
| 5/1 Adjustable Rate Mortgage 25 1 arm | 6.496% APR | 5.750% | — | Standard |
| 10/1 Interest-Only Adjustable Rate Mortgage 210 1 arm | 6.574% APR | 6.250% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto – 2014 or Newer with Less than 100K Miles (1-12 Months)auto_used_12mo | 5.350% APR | 5.350% | 12 mo · used | Standard |
| Used Auto – 2014 or Newer with Less than 100K Miles (13-36 Months)auto_used_36mo | 5.450% APR | 5.450% | 36 mo · used | Standard |
| Used Auto – 2014 or Newer with Less than 100K Miles (37-48 Months)auto_used_48mo | 5.500% APR | 5.500% | 48 mo · used | Standard |
| Used Auto – 2014 or Newer with Less than 100K Miles (49-60 Months)auto_used_60mo | 5.550% APR | 5.550% | 60 mo · used | Standard |
| Used Auto – 2014 or Newer with Less than 100K Miles (61-72 Months)auto_used_72mo | 5.620% APR | 5.620% | 72 mo · used | Standard |
| Used Auto – 2014 or Newer with Less than 100K Miles (73-84 Months)auto_used_84mo | 5.700% APR | 5.700% | 84 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC 3 10/20heloc_variable | 6.750% APR | 6.750% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Secured²personal_secured | 4.000% APR | 4.000% | — | Standard |
| Personal Line of Creditploc_variable | 10.500% APR | 10.500% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 6.700% APR | 6.700% | — | Standard |
| Student Credit Cardcredit_card_student | 11.240% APR | 11.240% | — | Standard |
| Secured Credit Cardcredit_card_secured | 13.490% APR | 13.490% | — | Standard |
As of August 4, 2026, San Francisco Credit Union offers a 30-year fixed mortgage at 6.69% APR. Auto loans available from 5.35% APR for 12 months. HELOC rates from 6.75% APR. Personal loan rates from 4% APR. Credit card rates from 6.7% APR.
Source: RateAPI.dev, verified from San Francisco Credit Union's official website
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About San Francisco Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 51.9K
- Assets
- $1.6B
- Founded
- 1954
- Locations reported
- 8
- NCUA charter
- 24542
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join San Francisco Credit Union
Membership eligibility from San Francisco Credit Union's own published criteria. How we verify this.
Membership via employers (San Francisco Unified School District +7 more) or the Financial Fitness Association +1 more
- LocationSan Francisco
- EmployerSan Francisco Unified School District, San Francisco Community College District, San Francisco Ballet Association, San Francisco Opera, San Francisco Port Authority, San Francisco Port Commission, San Francisco Symphony Association, San Francisco State University
- AssociationFinancial Fitness Association, Vera Society Association
Verified from San Francisco Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does San Francisco Credit Union offer?
San Francisco Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are San Francisco Credit Union rates updated?
RateAPI verifies San Francisco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get San Francisco Credit Union's rate data?
Rate data is collected directly from San Francisco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is San Francisco Credit Union's mortgage rate?
As of August 4, 2026, San Francisco Credit Union offers a 30-year fixed mortgage at 6.69% APR.
What are San Francisco Credit Union's auto loan rates?
As of August 4, 2026, San Francisco Credit Union offers auto loans from 5.35% APR.
What is San Francisco Credit Union's HELOC rate?
As of August 4, 2026, San Francisco Credit Union offers home equity lines of credit from 6.75% APR.
What is San Francisco Credit Union's personal loan rate?
As of August 4, 2026, San Francisco Credit Union offers personal loans from 4% APR.
Related Rate Data
Compare San Francisco Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for San Francisco Credit Union
curl "https://api.rateapi.dev/credit-unions/california/san-francisco" \
-H "Authorization: Bearer YOUR_API_KEY"