Strata Credit Union
Verified rate book
Current Strata Credit Union rates
3 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgageother | 5.500% APR | 5.500% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.500% APR | 5.490% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.750% APR | 10.750% | — | Standard |
As of August 4, 2026, Strata Credit Union offers mortgage rates from 5.5% APR. Auto loans available from 5.5% APR. Credit card rates from 10.75% APR.
Source: RateAPI.dev, verified from Strata Credit Union's official website
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About Strata Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 24.5K
- Assets
- $346M
- Founded
- 1949
- Locations reported
- 4
- NCUA charter
- 6032
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Strata Credit Union
Membership eligibility from Strata Credit Union's own published criteria. How we verify this.
Community charter: live/work in Kern
- LocationKern
Verified from Strata Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Strata Credit Union?
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Frequently Asked Questions
What rates does Strata Credit Union offer?
Strata Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Strata Credit Union rates updated?
RateAPI verifies Strata Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Strata Credit Union's rate data?
Rate data is collected directly from Strata Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Strata Credit Union's mortgage rate?
As of August 4, 2026, Strata Credit Union offers mortgage rates from 5.5% APR.
What are Strata Credit Union's auto loan rates?
As of August 4, 2026, Strata Credit Union offers auto loans from 5.5% APR.
Related Rate Data
Compare Strata Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Strata Credit Union rates
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# Get rates for Strata Credit Union
curl "https://api.rateapi.dev/credit-unions/california/strata" \
-H "Authorization: Bearer YOUR_API_KEY"