Bakersfield City Employees Credit Union
Verified rate book
Current Bakersfield City Employees Credit Union rates
13 published offers verified as of August 4, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 3.990% APR | 3.990% | 84 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 4.490% APR | 4.490% | 84 mo · used | Standard |
| Motorcycles (New & Used)motorcycle_any | 6.990% APR | 6.990% | any | Standard |
| UTV/Side by Side (New)powersports_new_84mo | 7.750% APR | 7.750% | 84 mo · new | Standard |
| 240-Month New RV Loanrv_new_240mo | 7.750% APR | 7.750% | 240 mo · new | Standard |
| 240-Month Used RV Loanrv_used_240mo | 8.250% APR | 8.250% | 240 mo · used | Standard |
| Boat or Personal Watercraft (Used)boat_used_120mo | 8.250% APR | 8.250% | 120 mo · used | Standard |
| UTV/Side by Side (Used)powersports_used_84mo | 8.250% APR | 8.250% | 84 mo · used | Standard |
| Boat or Personal Watercraft(New)boat_new_120mo | 8.750% APR | 8.750% | 120 mo · new | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured(Variable)personal_secured | 3.150% APR | 3.150% | — | Standard |
| Signature Loanpersonal_unsecured | 10.250% APR | 10.250% | — | Standard |
| Personal Line of Creditploc_variable | 15.000% APR | 15.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Classiccredit_card | 12.500% APR | 12.500% | — | Standard |
Vehicle loans available from 3.99% APR for 84 months. Personal loan rates from 3.15% APR. Credit card rates from 12.5% APR.
Source: RateAPI.dev, verified from Bakersfield City Employees Credit Union's official website
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About Bakersfield City Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2K
- Assets
- $29.4M
- Founded
- 1936
- Locations reported
- 2
- NCUA charter
- 1339
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Bakersfield City Employees Credit Union
Membership eligibility from Bakersfield City Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on Bakersfield City Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Bakersfield City Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Bakersfield City Employees Credit Union?
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Frequently Asked Questions
What rates does Bakersfield City Employees Credit Union offer?
Bakersfield City Employees Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Bakersfield City Employees Credit Union rates updated?
RateAPI verifies Bakersfield City Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Bakersfield City Employees Credit Union's rate data?
Rate data is collected directly from Bakersfield City Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Bakersfield City Employees Credit Union's auto, rv, boat, motorcycle & powersports loan rates?
As of August 4, 2026, Bakersfield City Employees Credit Union offers vehicle loans from 3.99% APR.
What is Bakersfield City Employees Credit Union's personal loan rate?
As of August 4, 2026, Bakersfield City Employees Credit Union offers personal loans from 3.15% APR.
Related Rate Data
Compare Bakersfield City Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Bakersfield City Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/california/bakersfield-city-employees" \
-H "Authorization: Bearer YOUR_API_KEY"