Self-Help Credit Union
Verified rate book
Current Self-Help Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 6.500% APR | 6.500% | 84 mo · new | Standard |
| Used Car - greater than 100,000 Milesauto_used_72mo | 7.250% APR | 7.250% | 72 mo · used | Standard |
| 144-Month RV Loanrv_any_144mo | 8.500% APR | 8.500% | 144 mo | Standard |
| Used Car - less than 100,000 Milesauto_used | 10.000% APR | 7.250% | used | Standard |
| 60-Month Motorcycle Loanmotorcycle_any_60mo | 10.000% APR | 10.000% | 60 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Solar Loanpersonal | 5.750% APR | 5.750% | — | Standard |
| Signature Loans with Collateralpersonal_unsecured | 11.750% APR | 11.750% | — | Standard |
| Signature Loanpersonal_unsecured | 12.750% APR | 12.750% | — | Standard |
| Personal Line of Creditploc_variable | 13.750% APR | 13.750% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 13.250% APR | 13.250% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Energy Saver Loansavings | 5.75% APY | 5.75% | — | Standard |
Vehicle loans available from 6.5% APR for 84 months. HELOC rates from 7.75% APR. Personal loan rates from 5.75% APR. Credit card rates from 13.25% APR. Savings and certificate yields up to 5.75% APY.
Source: RateAPI.dev, verified from Self-Help Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Self-Help Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other NC credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 6.50% APR | #21 of 21 · top 100% | 3.65% | 4.49% | 201 bp behind state median |
| Used Auto Loan (best offer, cars) | 7.25% APR | #21 of 21 · top 100% | 3.99% | 4.99% | 226 bp behind state median |
| HELOC (best offer) | 7.75% APR | #17 of 17 · top 100% | 3.50% | 6.65% | 110 bp behind state median |
| Personal Loan (unsecured, best offer) | 5.75% APR | #4 of 35 · top 12% | 4.85% | 9.74% | 399 bp better than state median |
Loading branch locator…
About Self-Help Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 145.1K
- Assets
- $2.4B
- Founded
- 2008
- Locations reported
- 47
- NCUA charter
- 24802
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Self-Help Credit Union
Membership eligibility from Self-Help Credit Union's own published criteria. How we verify this.
Membership criteria are published on Self-Help Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Self-Help Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Self-Help Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Self-Help Credit Union ranks against North Carolina peers.
Frequently Asked Questions
What rates does Self-Help Credit Union offer?
Self-Help Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Self-Help Credit Union rates updated?
RateAPI verifies Self-Help Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Self-Help Credit Union's rate data?
Rate data is collected directly from Self-Help Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Self-Help Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Self-Help Credit Union offers vehicle loans from 6.5% APR.
What is Self-Help Credit Union's HELOC rate?
As of August 4, 2026, Self-Help Credit Union offers home equity lines of credit from 7.75% APR.
What is Self-Help Credit Union's personal loan rate?
As of August 4, 2026, Self-Help Credit Union offers personal loans from 5.75% APR.
What is Self-Help Credit Union's best CD rate?
As of August 4, 2026, Self-Help Credit Union offers savings and certificate (CD) yields up to 5.75% APY.
Related Rate Data
Compare Self-Help Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Self-Help Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Self-Help Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/self-help" \
-H "Authorization: Bearer YOUR_API_KEY"