Santa Cruz Community Credit Union
Verified rate book
Current Santa Cruz Community Credit Union rates
32 published offers verified as of August 3, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loanauto_any_48mo | 4.490% APR | 4.490% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.490% APR | 5.490% | 72 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| RV/Boat Loanrv_any_120mo | 5.990% APR | 5.990% | 120 mo | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Solar Loanpersonal_unsecured_120mo | 6.990% APR | 6.990% | 120 mo | Standard |
| Solar Loanpersonal_unsecured_180mo | 8.490% APR | 8.490% | 180 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.740% APR | 8.740% | — | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 8.990% APR | 8.990% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 9.250% APR | 9.250% | 48 mo | Standard |
Savings & CD rates
21 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| FlexFundsavings | 0.04% APY | 0.04% | — | Standard |
| Regular Savingssavings | 0.04% APY | 0.04% | — | Standard |
| 60-Month Certificateshare_certificate_60mo | 0.45% APY | 0.45% | 60 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 0.85% APY | 0.85% | 36 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 1.00% APY | 1.00% | 48 mo | Standard |
| Holiday Club Savingssavings | 1.04% APY | 1.04% | — | Standard |
| Money Marketmoney_market | 1.51% APY | 1.50% | — | Standard |
| Super D’per Savingssavings | 1.55% APY | 1.54% | — | Standard |
| FlexFundsavings | 1.76% APY | 1.75% | — | Standard |
| Individual Retirement Accountira | 2.02% APY | 2.00% | 9 mo | Standard |
| FlexFundsavings | 2.02% APY | 2.00% | — | Standard |
| 6-Month Certificateshare_certificate_6mo | 2.28% APY | 2.25% | 6 mo | Standard |
| Individual Retirement Accountira | 2.53% APY | 2.50% | 11 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 2.53% APY | 2.50% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 2.69% APY | 2.65% | 24 mo | Standard |
| Individual Retirement Accountira | 2.69% APY | 2.65% | 24 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 2.79% APY | 2.75% | 18 mo | Standard |
| Individual Retirement Accountira | 2.89% APY | 2.85% | 13 mo | Standard |
| Individual Retirement Accountira | 2.94% APY | 2.90% | 15 mo | Standard |
| Individual Retirement Accountira | 3.30% APY | 3.25% | 7 mo | Standard |
| Energy Savings Loanother | 5.75% APY | 5.75% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Bicycle Loanother | 5.750% % | 5.750% | — | Standard |
Vehicle loans available from 4.49% APR for 48 months. Personal loan rates from 6.99% APR. Savings and certificate yields up to 5.75% APY.
Source: RateAPI.dev, verified from Santa Cruz Community Credit Union's official website
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About Santa Cruz Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.6K
- Assets
- $174.3M
- Founded
- 1977
- Locations reported
- 3
- NCUA charter
- 64029
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Santa Cruz Community Credit Union
Membership eligibility from Santa Cruz Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on Santa Cruz Community Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Santa Cruz Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Santa Cruz Community Credit Union?
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Frequently Asked Questions
What rates does Santa Cruz Community Credit Union offer?
Santa Cruz Community Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Santa Cruz Community Credit Union rates updated?
RateAPI verifies Santa Cruz Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Santa Cruz Community Credit Union's rate data?
Rate data is collected directly from Santa Cruz Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Santa Cruz Community Credit Union's auto & rv loan rates?
As of August 3, 2026, Santa Cruz Community Credit Union offers vehicle loans from 4.49% APR.
What is Santa Cruz Community Credit Union's personal loan rate?
As of August 3, 2026, Santa Cruz Community Credit Union offers personal loans from 6.99% APR.
What is Santa Cruz Community Credit Union's best CD rate?
As of August 3, 2026, Santa Cruz Community Credit Union offers savings and certificate (CD) yields up to 5.75% APY.
Related Rate Data
Compare Santa Cruz Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Santa Cruz Community Credit Union
curl "https://api.rateapi.dev/credit-unions/california/santa-cruz-community" \
-H "Authorization: Bearer YOUR_API_KEY"