Escondido Credit Union
Verified rate book
Current Escondido Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Autoauto_any | 3.990% APR | 3.990% | any | Standard |
| Auto Loans 1,2 (36 Months)auto_any_36mo | 3.990% APR | 3.990% | 36 mo | Standard |
| Auto Loans 1,2 (48 Months)auto_any_48mo | 3.990% APR | 3.990% | 48 mo | Standard |
| Auto Loans 1,2 (60 Months)auto_any_60mo | 3.990% APR | 3.990% | 60 mo | Standard |
| Auto Loans 1,2 (66 Months)auto_any_66mo | 3.990% APR | 3.990% | 66 mo | Standard |
| Auto Loans 1,2 (72 Months)auto_any_72mo | 3.990% APR | 3.990% | 72 mo | Standard |
| Auto Loans 1,2 (Variable Rate-starting**)auto | 4.650% APR | 4.650% | — | Standard |
| Auto Loans 1,2 (84 Months)auto_any_84mo | 6.190% APR | 6.190% | 84 mo | Standard |
| Recreational Loans 1,2,3,4 (Variable Rate-starting**)powersports | 6.350% APR | 6.350% | — | Standard |
| RV Loanrv | 6.990% APR | 6.990% | — | Standard |
| Recreational Loans 1,2,3,4 (1-84 Months*)powersports_any_84mo | 6.990% APR | 6.990% | 84 mo | Standard |
| Recreational Loans 1,2,3,4 (85-120 Months*)powersports_any_120mo | 7.490% APR | 7.490% | 120 mo | Standard |
| Recreational Loans 1,2,3,4 (121 to 180 Months*)powersports_any_180mo | 8.490% APR | 8.490% | 180 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 3.990% APR | 3.990% | — | Advertised floor |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Market ($2,500–$10,000)money_market | 0.25% APY | 0.25% | — | Standard |
| Money Marketmoney_market | 0.25% APY | 0.25% | — | Standard |
| Money Market ($10,000.01–$25,000)money_market | 0.75% APY | 0.75% | — | Standard |
| Money Market Accounts ($25,000.01 and up)money_market | 1.00% APY | 1.00% | — | Standard |
| Retirement IRA Share Accounts ($100.00 and up)ira | 2.75% APY | 2.75% | — | Standard |
| Certificatecd | 3.45% APY | 3.45% | — | Standard |
| 6-Month Certificate ($1,000–$10,000)share_certificate_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| 6-Month Certificate ($10,000.01–$25,000)share_certificate_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| 6 Month Share Certificates ($25,000.01 and up)share_certificate_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Current Indexother | 3.850% % | 3.850% | — | Standard |
| Marginother | 5.500% % | 5.500% | — | Standard |
| Minimum Rateother | 9.350% % | 9.350% | — | Standard |
| Maximum Rateother | 18.000% % | 18.000% | — | Standard |
Vehicle loans available from 3.99% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Escondido Credit Union's official website
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About Escondido Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.1K
- Assets
- $66.2M
- Founded
- 1959
- Locations reported
- 1
- NCUA charter
- 13402
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Financial education
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Escondido Credit Union
Membership eligibility from Escondido Credit Union's own published criteria. How we verify this.
Membership via employers (City of Escondido +2 more)
- EmployerCity of Escondido, California Center for the Arts, Escondido, COMPACT
Cost to join: About $25.
Verified from Escondido Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Escondido Credit Union?
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Frequently Asked Questions
What rates does Escondido Credit Union offer?
Escondido Credit Union currently offers vehicle loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Escondido Credit Union rates updated?
RateAPI verifies Escondido Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Escondido Credit Union's rate data?
Rate data is collected directly from Escondido Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Escondido Credit Union's auto, rv & powersports loan rates?
As of August 4, 2026, Escondido Credit Union offers vehicle loans from 3.99% APR.
What is Escondido Credit Union's best CD rate?
As of August 4, 2026, Escondido Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Escondido Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Escondido Credit Union
curl "https://api.rateapi.dev/credit-unions/california/escondido" \
-H "Authorization: Bearer YOUR_API_KEY"