Frontwave Credit Union
Verified rate book
Current Frontwave Credit Union rates
114 published offers verified as of August 3, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Jumbo 30-Year Fixed30 year fixed | 6.017% APR | 6.000% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.736% APR | 6.500% | — | Standard |
| 5/5 ARM5 5 arm | 6.463% APR | 5.375% | — | Standard |
| 30 Year No Down Paymentother | 6.918% APR | 6.875% | — | Standard |
Auto & vehicle rates
27 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Promotional Rateauto | 2.990% APR | 2.990% | — | Standard |
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| 36-Month Auto Loan (2024 and Newer)auto_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| 48-Month Auto Loan (2024 and Newer)auto_any_48mo | 4.740% APR | 4.740% | 48 mo | Standard |
| 36-Month Auto Loan (2010–2017)auto_any_36mo | 4.740% APR | 4.740% | 36 mo | Standard |
| 36-Month Auto Loan (2018–2023)auto_any_36mo | 4.740% APR | 4.740% | 36 mo | Standard |
| 48-Month Auto Loan (2018–2023)auto_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| 66-Month Auto Loan (2024 and Newer)auto_any_66mo | 4.990% APR | 4.990% | 66 mo | Standard |
| 78-Month Auto Loan (2024 and Newer)auto_any_78mo | 5.240% APR | 5.240% | 78 mo | Standard |
| 66-Month Auto Loan (2018–2023)auto_any_66mo | 5.240% APR | 5.240% | 66 mo | Standard |
| 78-Month Auto Loan (2018–2023)auto_any_78mo | 5.490% APR | 5.490% | 78 mo | Standard |
| 84-Month Auto Loan (2024 and Newer)auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| 84-Month Auto Loan (2018–2023)auto_any_84mo | 6.240% APR | 6.240% | 84 mo | Standard |
| 48-Month Motorcycle Loan (2024 and Newer)motorcycle_any_48mo | 6.740% APR | 6.740% | 48 mo | Standard |
| Effective Date: April 27, 2026 (Up to 48 months)auto_any_48mo | 6.740% APR | 6.740% | 48 mo | Standard |
| Effective Date: April 27, 2026 (Up to 60 months)auto_any_60mo | 6.990% APR | 6.990% | 60 mo | Standard |
| 60-Month Motorcycle Loan (2024 and Newer)motorcycle_any_60mo | 6.990% APR | 6.990% | 60 mo | Standard |
| 96-Month Auto Loan (2024 and Newer)auto_any_96mo | 7.240% APR | 7.240% | 96 mo | Standard |
| Effective Date: April 27, 2026 (Up to 72 months)auto_any_72mo | 7.240% APR | 7.240% | 72 mo | Standard |
| 72-Month Motorcycle Loan (2024 and Newer)motorcycle_any_72mo | 7.240% APR | 7.240% | 72 mo | Standard |
| 48-Month Motorcycle Loan (2017–2023)motorcycle_any_48mo | 7.490% APR | 7.490% | 48 mo | Standard |
| 60-Month Motorcycle Loan (2017–2023)motorcycle_any_60mo | 7.740% APR | 7.740% | 60 mo | Standard |
| 48-Month Auto Loan (2010–2017)auto_any_48mo | 7.740% APR | 7.740% | 48 mo | Standard |
| Effective Date: April 27, 2026 (2024 or Newer)auto | 7.990% APR | 7.990% | — | Standard |
| Effective Date: April 27, 2026 (2017 – 2023)auto | 8.490% APR | 8.490% | — | Standard |
| RV Loan (2017–2023)rv | 8.490% APR | 8.490% | — | Standard |
| Recreational Sport Vehicle Loan - 2021 or Newerrv_any_60mo | 8.990% APR | 8.990% | 60 mo | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Solar Loanpersonal_unsecured_96mo | 7.490% APR | 7.490% | 96 mo | Standard |
| Solar Loanpersonal_unsecured_120mo | 8.490% APR | 8.490% | 120 mo | Standard |
| Solar Loanpersonal_unsecured_180mo | 8.990% APR | 8.990% | 180 mo | Standard |
| Solar Loanpersonal_unsecured_240mo | 9.240% APR | 9.240% | 240 mo | Standard |
| Effective Date: April 27, 2026 (Line of Credit (overdraft protection))ploc_variable | 10.000% APR | 10.000% | — | Standard |
| Effective Date: April 27, 2026 (Ready Cash 2 - Line of Credit up to $500)ploc_variable | 18.000% APR | 18.000% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Effective Date: April 27, 2026 (Visa Platinum)credit_card_platinum | 9.500% APR | 9.500% | — | Standard |
| Effective Date: April 27, 2026 (Visa Classic)credit_card | 14.000% APR | 14.000% | — | Standard |
| Effective Date: April 27, 2026 (Share Secured Visa 2)credit_card_secured | 14.900% APR | 14.900% | — | Standard |
| Effective Date: April 27, 2026 (Visa Signature Rewards 3)credit_card_rewards | 16.490% APR | 16.490% | — | Standard |
Savings & CD rates
58 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Effective Date: May 1, 2026 ($50.00)savings | 0.05% APY | 0.05% | — | Standard |
| IRA & Roth IRA Savings Accountira | 0.05% APY | 0.05% | — | Standard |
| Frontwave Money Market Accountmoney_market | 0.10% APY | 0.10% | — | Standard |
| Effective Date: June 1, 2026 ($0 to $9,999)savings | 0.10% APY | 0.10% | — | Standard |
| Effective Date: June 1, 2026savings | 0.10% APY | 0.10% | — | Standard |
| Money Market & Money Market IRAira | 0.10% APY | 0.10% | — | Standard |
| Effective Date: June 1, 2026 ($10,000 to $24,999)savings | 0.20% APY | 0.20% | — | Standard |
| Effective Date: June 1, 2026 ($0 to $99,999)savings | 0.25% APY | 0.25% | — | Standard |
| Earn Dividends on Your Balancesavings | 0.25% APY | 0.25% | — | Standard |
| Premier Money Market Accountmoney_market | 0.25% APY | 0.25% | — | Standard |
| Effective Date: June 1, 2026 ($25,000 to $49,999)savings | 0.50% APY | 0.50% | — | Standard |
| $25,000 To $49,999savings | 0.50% APY | 0.50% | — | Standard |
| Effective Date: June 1, 2026 (6-Month)cd_6mo | 0.55% APY | 0.55% | 6 mo | Standard |
| Effective Date: June 1, 2026 ($50,000 to $99,999)savings | 0.75% APY | 0.75% | — | Standard |
| $50,000 To $99,999savings | 0.75% APY | 0.75% | — | Standard |
| Military Savers Certificatecd_6mo | 0.80% APY | 0.80% | 6 mo | Standard |
| Effective Date: June 1, 2026 (2-Year)cd_24mo | 0.85% APY | 0.85% | 24 mo | Standard |
| Effective Date: June 1, 2026 (3-Year)cd_36mo | 0.95% APY | 0.95% | 36 mo | Standard |
| Military Savers Certificatecd_24mo | 1.10% APY | 1.09% | 24 mo | Standard |
| Military Savers Certificatecd_36mo | 1.20% APY | 1.19% | 36 mo | Standard |
| Effective Date: June 1, 2026 ($100,000+)savings | 1.24% APY | 1.24% | — | Standard |
| $100,000+savings | 1.25% APY | 1.25% | — | Standard |
| Effective Date: June 1, 2026 ($100,000 to $249,999)savings | 1.49% APY | 1.49% | — | Standard |
| $100,000 To $249,999savings | 1.50% APY | 1.49% | — | Standard |
| Effective Date: June 1, 2026 ($250,000 to $499,999)savings | 1.98% APY | 1.98% | — | Standard |
| $250,000 To $499,999savings | 2.00% APY | 1.98% | — | Standard |
| Effective Date: August 3, 2026 (4-Year)cd_48mo | 2.08% APY | 2.08% | 48 mo | Standard |
| Effective Date: August 3, 2026 (3-Year)cd_36mo | 2.08% APY | 2.08% | 36 mo | Standard |
| Effective Date: August 3, 2026 (5-Year)cd_60mo | 2.08% APY | 2.08% | 60 mo | Standard |
| Effective Date: May 1, 2026 (4-Year)cd_48mo | 2.10% APY | 2.08% | 48 mo | Standard |
| Effective Date: May 1, 2026 (5-Year)cd_60mo | 2.10% APY | 2.08% | 60 mo | Standard |
| Effective Date: May 1, 2026 (3-Year)cd_36mo | 2.10% APY | 2.08% | 36 mo | Standard |
| IRA & Roth IRA Share Certificateira_cd_36mo | 2.10% APY | 2.08% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 2.25% APY | 2.25% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 2.25% APY | 2.25% | 48 mo | Standard |
| Effective Date: June 1, 2026 (1-Year)cd_12mo | 2.47% APY | 2.47% | 12 mo | Standard |
| Effective Date: June 1, 2026 ($500,000 to $999,999)savings | 2.47% APY | 2.47% | — | Standard |
| $500,000 To $999,999savings | 2.50% APY | 2.47% | — | Standard |
| Savers Certificatecd_12mo | 2.50% APY | 2.47% | 12 mo | Standard |
| Freedom Fund for Kidssavings | 2.50% APY | 2.50% | — | Standard |
| Effective Date: May 1, 2026 (2-Year)cd_24mo | 2.81% APY | 2.81% | 24 mo | Standard |
| IRA & Roth IRA Share Certificateira_cd_24mo | 2.85% APY | 2.81% | 24 mo | Standard |
| Effective Date: June 1, 2026 ($1,000,000 and above)savings | 2.96% APY | 2.96% | — | Standard |
| $1,000,000 And Abovesavings | 3.00% APY | 2.96% | — | Standard |
| Effective Date: August 3, 2026 (6-Month)cd_6mo | 3.06% APY | 3.06% | 6 mo | Standard |
| Effective Date: May 1, 2026 (18-Month)cd_18mo | 3.06% APY | 3.06% | 18 mo | Standard |
| IRA & Roth IRA Share Certificateira_cd_18mo | 3.10% APY | 3.06% | 18 mo | Standard |
| 6-Month Certificatecd_6mo | 3.25% APY | 3.25% | 6 mo | Standard |
| Effective Date: May 1, 2026 (12-Month)cd_12mo | 3.40% APY | 3.40% | 12 mo | Standard |
| Effective Date: August 3, 2026 (18-Month)cd_18mo | 3.44% APY | 3.44% | 18 mo | Standard |
| Effective Date: May 1, 2026 (6-Month)cd_6mo | 3.44% APY | 3.44% | 6 mo | Standard |
| IRA & Roth IRA Share Certificateira_cd_12mo | 3.45% APY | 3.40% | 12 mo | Standard |
| IRA & Roth IRA Share Certificateira_cd_6mo | 3.50% APY | 3.44% | 6 mo | Standard |
| Effective Date: August 3, 2026 (2-Year)cd_24mo | 3.54% APY | 3.54% | 24 mo | Standard |
| Certificateshare_certificate | 3.65% APY | 3.65% | — | Standard |
| 18-Month Certificatecd_18mo | 3.65% APY | 3.65% | 18 mo | Standard |
| Effective Date: August 3, 2026 (12-Month)cd_12mo | 3.78% APY | 3.78% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
Other rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Elite Plus Checking - Equity Loan Discountother | 0.125% % | 0.125% | — | Standard |
| Promotional Offerother | 2.990% % | 2.990% | — | Standard |
| Effective Date: June 29, 2026 (Up to 36 months)other | 4.490% % | 4.490% | — | Standard |
| Effective Date: June 29, 2026 (37 to 48 months)other | 4.740% % | 4.740% | — | Standard |
| Effective Date: June 29, 2026 (49 to 66 months)other | 4.990% % | 4.990% | — | Standard |
| Effective Date: June 29, 2026 (67 to 78 months)other | 5.240% % | 5.240% | — | Standard |
| Effective Date: June 29, 2026 (79 to 84 months 2)other | 5.990% % | 5.990% | — | Standard |
| Effective Date: June 29, 2026 (85 to 96 months 3)other | 7.240% % | 7.240% | — | Standard |
| Effective Date: April 27, 2026 (96 months)other | 7.490% % | 7.490% | — | Standard |
| Effective Date: April 27, 2026 (120 months)other | 8.490% % | 8.490% | — | Standard |
| Effective Date: April 27, 2026 (180 months)other | 8.990% % | 8.990% | — | Standard |
| Effective Date: April 27, 2026other | 8.990% % | 8.990% | — | Standard |
| Effective Date: April 27, 2026 (Up to 36 months)other | 8.990% % | 8.990% | — | Standard |
| Effective Date: April 27, 2026 (240 months)other | 9.240% % | 9.240% | — | Standard |
| Effective Date: April 27, 2026 (37 to 60 months)other | 13.990% % | 13.990% | — | Standard |
As of August 3, 2026, Frontwave Credit Union offers a 30-year fixed mortgage at 6.017% APR. Vehicle loans available from 2.99% APR. Personal loan rates from 7.49% APR. Credit card rates from 9.5% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Frontwave Credit Union's official website
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About Frontwave Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 127.9K
- Assets
- $1.8B
- Founded
- 1952
- Locations reported
- 18
- NCUA charter
- 68494
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Frontwave Credit Union
Membership eligibility from Frontwave Credit Union's own published criteria. How we verify this.
Membership criteria are published on Frontwave Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationSan Diego, Riverside, Imperial, San Bernardino
Verified from Frontwave Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Frontwave Credit Union offer?
Frontwave Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Frontwave Credit Union rates updated?
RateAPI verifies Frontwave Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Frontwave Credit Union's rate data?
Rate data is collected directly from Frontwave Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Frontwave Credit Union's mortgage rate?
As of August 3, 2026, Frontwave Credit Union offers a 30-year fixed mortgage at 6.017% APR.
What are Frontwave Credit Union's auto, rv & motorcycle loan rates?
As of August 3, 2026, Frontwave Credit Union offers vehicle loans from 2.99% APR.
What is Frontwave Credit Union's personal loan rate?
As of August 3, 2026, Frontwave Credit Union offers personal loans from 7.49% APR.
What is Frontwave Credit Union's best CD rate?
As of August 3, 2026, Frontwave Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Frontwave Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Frontwave Credit Union
curl "https://api.rateapi.dev/credit-unions/california/frontwave" \
-H "Authorization: Bearer YOUR_API_KEY"