Mypoint Credit Union

San Diego, California
Last verified: August 3, 2026
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Verified rate book

Current Mypoint Credit Union rates

33 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

16 offers
Mypoint Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Newer Green Autoauto_any_48mo5.340% APR5.340%48 moStandard
48-Month Auto Loan (2021 and Newer)auto_any_48mo5.590% APR5.590%48 moStandard
Newer Green Autoauto_any_60mo5.590% APR5.590%60 moStandard
60-Month Auto Loan (2021 and Newer)auto_any_60mo5.840% APR5.840%60 moStandard
Newer Green Autoauto_any_75mo5.890% APR5.890%75 moStandard
75-Month Auto Loan (2021 and Newer)auto_any_75mo6.140% APR6.140%75 moStandard
Used Green Autoauto_used_48mo6.840% APR6.840%48 mo · usedStandard
Newer Green Autoauto_any_84mo6.890% APR6.890%84 moStandard
48-Month Motorcycle Loan (2026 and Newer)motorcycle_any_48mo6.990% APR6.990%48 moStandard
48-Month Used Auto Loan (2020 and Older)auto_used_48mo7.090% APR7.090%48 mo · usedStandard
60-Month Motorcycle Loan (2026 and Newer)motorcycle_any_60mo7.240% APR7.240%60 moStandard
75-Month Motorcycle Loan (2026 and Newer)motorcycle_any_75mo7.490% APR7.490%75 moStandard
84-Month Motorcycle Loan (2026 and Newer)motorcycle_any_84mo8.490% APR8.490%84 moStandard
120-Month Used RV Loan (2022 and Newer)rv_used_120mo10.000% APR10.000%120 mo · usedStandard
120-Month RV Loan (2024 and Newer)rv_any_120mo10.000% APR10.000%120 moStandard
Other Secured (e.g. ATV or Jet Ski's)powersports_any_36mo10.450% APR10.450%36 moStandard

HELOC rates

1 offer
Mypoint Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable4.990% APR4.990%—Standard

Personal loan rates

1 offer
Mypoint Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Solar & Green Living Loanpersonal7.490% APR7.490%—Standard

Credit card rates

1 offer
Mypoint Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Ultra VISA® Cardcredit_card11.740% APR11.740%—Standard

Savings & CD rates

14 offers
Mypoint Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
3-Month Certificatecd_3mo2.00% APY1.98%3 moStandard
6-Month Certificatecd_6mo2.10% APY2.08%6 moStandard
1 Year (add on)cd_12mo2.63% APY2.60%12 moStandard
7-Month Certificatecd_7mo2.75% APY2.71%7 moStandard
8-Month Certificatecd_8mo2.84% APY2.80%8 moStandard
48-Month Certificatecd_48mo3.07% APY3.02%48 moStandard
60-Month Certificatecd_60mo3.15% APY3.10%60 moStandard
18-Month Certificatecd_18mo3.25% APY3.20%18 moStandard
24-Month Certificatecd_24mo3.25% APY3.20%24 moStandard
36-Month Certificatecd_36mo3.25% APY3.20%36 moStandard
5 months (Liquid)cd_5mo3.75% APY3.68%5 moStandard
MyTerm 9-month to 60-month CDcd_9mo4.00% APY3.92%9 moStandard
5-Month Certificatecd_5mo4.00% APY3.92%5 moStandard
MyTerm CDcd4.00% APY4.00%—Standard

Vehicle loans available from 5.34% APR for 48 months. HELOC rates from 4.99% APR. Personal loan rates from 7.49% APR. Credit card rates from 11.74% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Mypoint Credit Union's official website

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About Mypoint Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
28.1K
Assets
$701.1M
Founded
1948
Locations reported
7
NCUA charter
68377
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CabrilloCorporate - HQ · San Diego · CA · 92123-1812Branch in the same ZIPCalifornia CoastSpectrum Center · San Diego · CA · 92123-1407Branch in the same ZIPCaliforniaKearny Mesa · San Diego · CA · 92123Branch in the same ZIPCarolina FoothillsSymitar · San Diego · CA · 92123Branch in the same ZIPCertifiedSan Diego Branch · San Diego · CA · 92123Branch in the same ZIPDixiesJack Henry & Associates · San Diego · CA · 92123-1507Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Mypoint Credit Union

Membership eligibility from Mypoint Credit Union's own published criteria. How we verify this.

Community charter: live/work in San Diego, Riverside

  • LocationSan Diego, Riverside

Verified from Mypoint Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Mypoint Credit Union?

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Frequently Asked Questions

What rates does Mypoint Credit Union offer?

Mypoint Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Mypoint Credit Union rates updated?

RateAPI verifies Mypoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Mypoint Credit Union's rate data?

Rate data is collected directly from Mypoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Mypoint Credit Union's auto, rv, motorcycle & powersports loan rates?

As of August 3, 2026, Mypoint Credit Union offers vehicle loans from 5.34% APR.

What is Mypoint Credit Union's HELOC rate?

As of August 3, 2026, Mypoint Credit Union offers home equity lines of credit from 4.99% APR.

What is Mypoint Credit Union's personal loan rate?

As of August 3, 2026, Mypoint Credit Union offers personal loans from 7.49% APR.

What is Mypoint Credit Union's best CD rate?

As of August 3, 2026, Mypoint Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Mypoint Credit Union's rates against national credit-union benchmarks.

More California credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Mypoint Credit Union
curl "https://api.rateapi.dev/credit-unions/california/mypoint" \
  -H "Authorization: Bearer YOUR_API_KEY"
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