California Coast Credit Union

San Diego, California
Last verified: August 4, 2026
Work at California Coast Credit Union? Claim this profile →

Verified rate book

Current California Coast Credit Union rates

54 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

22 offers
California Coast Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Jumbo 30-Year Fixed30 year fixed6.875% APR6.875%—Standard
30-Year Fixed30 year fixed6.875% APR6.875%—Standard
Jumbo 15-Year Fixed15 year fixed6.125% APR6.125%—Standard
15-Year Fixed15 year fixed6.125% APR6.125%—Standard
15-Year Fixed15 year fixed7.500% APR7.500%—Standard
Conforming Fixed-Rate Mortgages (10-year Fixed - TermBuster)10 year fixed6.125% APR6.125%—Standard
Jumbo 5/1 ARM5 1 arm6.380% APR6.380%—Standard
5/1 ARM5 1 arm6.400% APR6.400%—Standard
Jumbo 7/1 ARM7 1 arm6.474% APR6.474%—Standard
7/1 ARM7 1 arm6.495% APR6.495%—Standard
Jumbo 5/5 ARM5 5 arm6.502% APR6.502%—Standard
5/5 ARM5 5 arm6.523% APR6.523%—Standard
20-Year Fixed20 year fixed6.625% APR6.625%—Standard
Jumbo 20-Year Fixed20 year fixed6.750% APR6.750%—Standard
20-Year Fixed20 year fixed6.750% APR6.750%—Standard
10-Year Fixed10 year fixed7.000% APR7.000%—Standard
20-Year Fixed20 year fixed7.875% APR7.875%—Standard
Home Loanother5.873% APR5.873%—Standard
Conforming Fixed-Rate Mortgages (5-year Fixed - TermBuster)other5.875% APR5.875%—Standard
5-year Fixed - TermBusterother5.875% APR5.875%—Standard
7-year Fixed - Termbusterother6.000% APR6.000%—Standard
Conforming Fixed-Rate Mortgages (7-year Fixed - Termbuster)other6.000% APR6.000%—Standard

Auto & vehicle rates

10 offers
California Coast Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.680% APR4.680%—Standard
Auto Loans - Model Years 2022 and Newer (49 to 66 Months)auto_any_66mo4.680% APR4.680%66 moStandard
Auto Loans - Model Years 2022 and Newer (37 to 48 Months)auto_any_48mo4.680% APR4.680%48 moStandard
Up to 36-Month Auto Loan (2022 and Newer)auto_any_36mo4.680% APR4.680%36 moStandard
Auto Loans - Model Years 2022 and Newer (67 to 75 Months)auto_any_75mo4.980% APR4.980%75 moStandard
Up to 36-Month Auto Loan (2017–2021)auto_any_36mo5.680% APR5.680%36 moStandard
Auto Loans - Model Years 2017 - 2021 (37 to 48 Months)auto_any_48mo5.680% APR5.680%48 moStandard
Auto Loans - Model Years 2017 - 2021 (49 to 66 Months)auto_any_66mo5.680% APR5.680%66 moStandard
Auto Loans - Model Years 2017 - 2021 (67 to 75 Months)auto_any_75mo5.980% APR5.980%75 moStandard
Auto Loans - Model Years 2022 and Newer (76 to 84 Months)auto_any_84mo5.980% APR5.980%84 moStandard

HELOC rates

4 offers
California Coast Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (HELOC) (Adjustable-Rate Line of Credit)heloc_variable6.750% APR6.750%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed7.000% APR7.000%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed7.500% APR7.500%—Standard
20-Year Home Equity Loan (Fixed)heloc_fixed7.875% APR7.875%—Standard

Personal loan rates

14 offers
California Coast Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured3.000% APR3.000%—Standard
Savings and Money Market Secured Loanpersonal_secured_84mo3.000% APR3.000%84 moStandard
GoGreen Home Energy Loans: Bundled Solar + Battery Storage (5 years)personal_unsecured_60mo4.980% APR4.980%60 moStandard
GoGreen Home Energy Loans: Bundled Solar + Battery Storage (10 years)personal_unsecured_120mo5.980% APR5.980%120 moStandard
Adjustable-Rate Line of Creditploc_variable6.750% APR6.750%—Standard
GoGreen Home Energy Loans: Bundled Solar + Battery Storage (15 years)personal_unsecured_180mo6.980% APR6.980%180 moStandard
GoGreen Home Energy Loans: Bundled Solar + Battery Storage (20 years)personal_unsecured_240mo7.980% APR7.980%240 moStandard
Up to 36-Month Signature Loanpersonal_unsecured_36mo12.880% APR12.880%36 moStandard
Comparing Loan Options (APR 1)personal12.880% APR12.880%—Standard
Signature Loan ($500-$30,000)personal_unsecured12.880% APR12.880%—Standard
Up to 48-Month Signature Loanpersonal_unsecured_48mo13.880% APR13.880%48 moStandard
Signature Line of Credit ($500-25,000)ploc_variable14.500% APR14.500%—Standard
Revolvingpersonal14.500% APR14.500%—Standard
Up to 60-Month Signature Loanpersonal_unsecured_60mo14.880% APR14.880%60 moStandard

Other rates

4 offers
California Coast Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Variesother3.580% %3.580%—Standard
More Options (APR 1)other3.580% %3.580%—Standard
As low as 14.50% APRother12.880% %12.880%—Standard
Comparing Loan Options (As low as 14.50% APR)other12.880% %12.880%—Standard

As of August 4, 2026, California Coast Credit Union offers a 30-year fixed mortgage at 6.875% APR. Auto loans available from 4.68% APR. HELOC rates from 6.75% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from California Coast Credit Union's official website

Loading branch locator…

About California Coast Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
212.5K
Assets
$3.5B
Founded
1929
Locations reported
27
NCUA charter
66584
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CabrilloCorporate - HQ · San Diego · CA · 92123-1812Branch in the same ZIPCaliforniaKearny Mesa · San Diego · CA · 92123Branch in the same ZIPCarolina FoothillsSymitar · San Diego · CA · 92123Branch in the same ZIPCertifiedSan Diego Branch · San Diego · CA · 92123Branch in the same ZIPDixiesJack Henry & Associates · San Diego · CA · 92123-1507Branch in the same ZIPGuardianSymitar · San Diego · CA · 92123-1507Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join California Coast Credit Union

Membership eligibility from California Coast Credit Union's own published criteria. How we verify this.

Community charter: live/work in San Diego, Riverside, Orange +4 more

  • LocationSan Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, San Bernardino

Cost to join: About $55 (a $5 membership fee plus a $50 minimum deposit).

Verified from California Coast Credit Union's membership page. Final membership determination is always made by the credit union.

Work at California Coast Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where California Coast Credit Union ranks against California peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does California Coast Credit Union offer?

California Coast Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are California Coast Credit Union rates updated?

RateAPI verifies California Coast Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get California Coast Credit Union's rate data?

Rate data is collected directly from California Coast Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is California Coast Credit Union's mortgage rate?

As of August 4, 2026, California Coast Credit Union offers a 30-year fixed mortgage at 6.875% APR.

What are California Coast Credit Union's auto loan rates?

As of August 4, 2026, California Coast Credit Union offers auto loans from 4.68% APR.

What is California Coast Credit Union's HELOC rate?

As of August 4, 2026, California Coast Credit Union offers home equity lines of credit from 6.75% APR.

What is California Coast Credit Union's personal loan rate?

As of August 4, 2026, California Coast Credit Union offers personal loans from 3% APR.

Related Rate Data

Compare California Coast Credit Union's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track California Coast Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for California Coast Credit Union
curl "https://api.rateapi.dev/credit-unions/california/california-coast" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude