Florence Credit Union
Verified rate book
Current Florence Credit Union rates
36 published offers verified as of August 4, 2026.
Auto & vehicle rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used (Current yr - 3 yrs old) 2026-2023auto_any_36mo | 4.750% APR | 4.750% | 36 mo · any | Standard |
| Used Automobile 4-6 yrs old (2022-2020)auto_used_72mo | 5.500% APR | 5.500% | 72 mo · used | Standard |
| Used Automobile 7-10 yrs old (2019-2016)auto_used_120mo | 6.000% APR | 6.000% | 120 mo · used | Standard |
| New/Used (Current yr - 3 yrs old) 2026-2023 (A-B Tiers Only)auto_any_36mo | 6.000% APR | 6.000% | 36 mo · any | Standard |
| New Boat and Motorboat_new_180mo | 6.500% APR | 6.500% | 180 mo · new | Standard |
| New Motorcycle / Side by Side / Golf Cart (Current yr and 3 previous yrs)motorcycle_new_72mo | 6.750% APR | 6.750% | 72 mo · new | Standard |
| New Waverunnerauto_new_96mo | 6.750% APR | 6.750% | 96 mo · new | Standard |
| New Motor Homerv_new_180mo | 6.950% APR | 6.950% | 180 mo · new | Standard |
| Used Automobile 11-19 yrs old (2015-2007)auto_used_48mo | 7.000% APR | 7.000% | 48 mo · used | Standard |
| 180-Month New RV Loanrv_new_180mo | 7.250% APR | 7.250% | 180 mo · new | Standard |
| Used Boat and Motor 12 yrs or less (2014)boat_used_144mo | 7.500% APR | 7.500% | 144 mo · used | Standard |
| Salvage Automobiles - NADA Rough Value 10 yrs and newerauto_any_54mo | 7.500% APR | 7.500% | 54 mo | Standard |
| Used Motorcycle / Side by Side / Golf Cart 4-10 yrs (2024-2016)motorcycle_used_60mo | 7.500% APR | 7.500% | 60 mo · used | Standard |
| Used Side by Side/ Golf Cart 12 yrs or less (2014)powersports_used_66mo | 7.500% APR | 7.500% | 66 mo · used | Standard |
| Used Motorcycle 11-19 yrs (2015-2007)motorcycle_used_66mo | 7.750% APR | 7.750% | 66 mo · used | Standard |
| Used Motor Home 12 yrs or less (2014)rv_used_120mo | 7.950% APR | 7.950% | 120 mo · used | Standard |
| Used Travel Trailer 12 yrs or less (2014)rv_used_84mo | 8.250% APR | 8.250% | 84 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secure - 3% above earning rate rounded up to the next 1/2% never less than 4.00%personal_secured | 4.000% APR | 4.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.500% APR | 9.500% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 0.45% APY | 0.45% | — | Standard |
| CD/IRAira_cd_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| CD/IRAira_cd_12mo | 2.25% APY | 2.25% | 12 mo | Standard |
| CD/IRAira_cd_18mo | 2.50% APY | 2.50% | 18 mo | Standard |
| CD/IRAira_cd_24mo | 3.00% APY | 3.00% | 24 mo | Standard |
| CD/IRAira_cd_48mo | 3.25% APY | 3.25% | 48 mo | Standard |
| CD/IRAira_cd_60mo | 3.50% APY | 3.50% | 60 mo | Standard |
| Certificate - 3% above earning rate rounded up to the next 1/2% never less than 4.00%share_certificate | 4.00% APY | 4.00% | — | Standard |
Equipment loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New 4 Wheeler / Riding Lawn Mower / Lawn Equipmentequipment_new_72mo | 6.750% APR | 6.750% | — | Standard |
| New Farm Tractor and Equipment (25hp to 45hp)equipment_new_96mo | 6.750% APR | 6.750% | — | Standard |
| New Farm Tractor and Equipment (46hp and up)equipment_new_120mo | 7.250% APR | 7.250% | — | Standard |
| Used 4 Wheeler / Riding Lawn Mower / Lawn Equipment 12 yrs old or less (2014)equipment_used_66mo | 7.750% APR | 7.750% | — | Standard |
| Used Farm Tractor and Equipment (25hp to 45hp)equipment_used_72mo | 7.750% APR | 7.750% | — | Standard |
| Used Farm Tractor and Equipment (46 hp and up)equipment_used_84mo | 8.250% APR | 8.250% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Ratesother | 4.750% % | 4.750% | — | Standard |
| Used Waverunner 12 yrs or less (2014)other | 7.500% % | 7.500% | — | Standard |
| Short Term Cash (up to 6 months)other | 28.000% % | 28.000% | — | Standard |
Vehicle loans available from 4.75% APR for 36 months. Personal loan rates from 4% APR. Savings and certificate yields up to 4.00% APY. Equipment loans from 6.75% APR.
Source: RateAPI.dev, verified from Florence Credit Union's official website
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About Florence Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.9K
- Assets
- $66.6M
- Founded
- 1959
- Locations reported
- 2
- NCUA charter
- 13167
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Florence Credit Union
Membership eligibility from Florence Credit Union's own published criteria. How we verify this.
Community charter: live/work in Lauderdale County, Colbert County, AL
- LocationLauderdale County, Colbert County — AL
Cost to join: About $26 (a $1 membership fee plus a $25 minimum deposit).
Verified from Florence Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Florence Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Florence Credit Union ranks against Alabama peers.
Frequently Asked Questions
What rates does Florence Credit Union offer?
Florence Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Florence Credit Union rates updated?
RateAPI verifies Florence Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Florence Credit Union's rate data?
Rate data is collected directly from Florence Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Florence Credit Union's auto, rv, boat, motorcycle & powersports loan rates?
As of August 4, 2026, Florence Credit Union offers vehicle loans from 4.75% APR.
What is Florence Credit Union's personal loan rate?
As of August 4, 2026, Florence Credit Union offers personal loans from 4% APR.
What is Florence Credit Union's best CD rate?
As of August 4, 2026, Florence Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Florence Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Florence Credit Union rates
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# Get rates for Florence Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/florence" \
-H "Authorization: Bearer YOUR_API_KEY"